580 Main St, West Springfield MA 01089
West Springfield, MA 01089
$499,987
Est. $3,122/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
About this home
Opportunity awaits in West Springfield with this well-positioned 3 unit multi-family offering an excellent opportunity for both owner-occupants and investors! The vacant third-floor unit has been freshly updated and is move-in ready, featuring new flooring, fresh paint throughout, new bedroom carpeting, an updated kitchen and bathroom, and stylish finishes throughout. The kitchen showcases sleek stainless steel appliances, quartz countertops, and a beautiful tile backsplash, creating a fresh and modern feel.For the savvy owner-occupant, this property offers the potential to house hack—live in the updated third-floor unit while using the rental income from the first and second floors to help offset your monthly expenses. Investors can also take advantage of the opportunity to add a refreshed unit to an income-producing property. Whether you're looking to build your portfolio or make your next investment work for you, this West Springfield multi-family is worth a look. Schedule your showing today!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Oct 2, 2026
$499,987
Original listing
Agent: Laurie Palatino
Office: Hampden Realty Center, LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/02/2026 | 🏠 Listed for Sale | $499,987 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,721 | $336,700 |
Financial Details
Annual Property Tax
$4,721
Tax Year 2026
Assessed Value
$336,700
Facts & Features
2 Car Garage
Home Facts
Type
Residential Income
Style
3 Family
Year Built
1895
Living Area
2,773 sq ft
Lot Size
0.16 acres
Stories
3
Bedrooms
6
Full Baths
3
Total Rooms
15
Investment Metrics
Units
3
Unit 1 Rent
$1,200/mo · Y
Unit 2 Rent
$1,600/mo · Y
Unit 3 Rent
— · N
Total Monthly Rent
$2,800/mo
Gross Income
$33,600
Net Operating Income
$33,600
Cap Rate
6.72%
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
None
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Garage Spaces
2
Has Garage
Yes
Features
Paved Drive
Total Spaces
6
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$4,721
Assessed Value
$336,700
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Seller Has A Real Estate License And Has Never Occupied The Property. Showings Of Leased First And Second Floor Units Only With An Accepted Offer, Please Do Not Disturb The Tenants. Third Floor Is The Vacant Unit, Entry Is Through The Staircase At The Back Of The Property.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Hampden
Property Overview
Property Type
3 Family
Listing Type
For Sale
Year Built
1895
Bedrooms
6
Full Bathrooms
3
Living Area
2,773 sq ft
Total Rooms
15
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,773 sq ft above grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Year Built:
1895
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Block
Stories:
3
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Corner Lot, Level
Road Surface:
Parking & Garage
Garage Spaces:
2
Total Parking Spaces:
6
Parking Features:
Paved Drive
Nearby Schools
School District
West Springfield School District local
B
Where Graduates Go
Class of 2021
36%
attend college
20%
4-Year
16%
2-Year
3%
Out of State
3%
Working
School Safety
2024-25
3.0%
Above Average
2.7%
Suspensions
1.1%
In-School
0.3%
Emergency
2.5% below state avg
Elementary Schools
9 schools
St. Thomas The Apostle School
1.7 mi
Grades PK-08
The May Center School for Autism and Developmental Disabilities - Chicopee and West Springfield
2.6 mi
Grades PK-12
C+
Philip G Coburn School
0.7 mi
|
#502 of 825
|
Score: 44.8
Improved 175 spots from last year
-13.5 below state avg
686 students
Diverse
Rising School
Diverse Student Body
Grades PK-05
Montessori Children's House of West Springfield Inc.
0.8 mi
Grades PK
B-
Memorial School
0.9 mi
|
#451 of 825
|
Score: 46.1
Improved 257 spots from last year
-12.1 below state avg
195 students
Diverse
Rising School
Diverse Student Body
Grades K-05
C-
Mittineague School
1.6 mi
|
#666 of 825
|
Score: 37.5
Dropped 478 spots from last year
-20.7 below state avg
62 students
Diverse
Strong Attendance
Grades 01-05
B+
John R Fausey School
2.7 mi
|
#274 of 825
|
Score: 51.7
Dropped 105 spots from last year
-6.6 below state avg
411 students
Diverse
Grades K-05
B+
Tatham School
2.7 mi
|
#289 of 825
|
Score: 51.1
Dropped 158 spots from last year
-7.1 below state avg
263 students
Moderate
Strong Attendance
Grades K-05
John Ashley School
3.6 mi
178 students
Diverse
Diverse Student Body
Grades PK-K
Middle Schools
2 schools
B
Hampden Charter School of Science Middle School
< 0.1 mi
|
#142 of 346
|
Score: 57.0
Improved 58 spots from last year
-1.2 below state avg
958 students
Diverse
Strong AP Program
Rising School
College Ready Curriculum
Diverse Student Body
Grades 06-12
C
West Springfield Middle School
2.5 mi
|
#251 of 352
|
Score: 36.0
Dropped 23 spots from last year
-22.2 below state avg
871 students
Diverse
Grades 06-08
High Schools
1 school
B
West Springfield High School
2.2 mi
|
#165 of 346
|
Score: 54.5
Improved 72 spots from last year
-3.7 below state avg
1,172 students
Diverse
18 sports
• 1,524 athletes
Strong AP Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$393
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
580 Main St, West Springfield MA 01089
West Springfield, MA 01089
Listing Information
Listing Agent
Laurie Palatino
Listing Office
Hampden Realty Center, LLC
Office Phone
413-507-2988
Agent MLS ID
CN247385
Office MLS ID
AN1090
Listing Data Updated
Oct 1, 2026 11:09 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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