56 Locust St, Oxford MA 01540

Oxford, MA 01540 • Near Chaffee School and Ruel Athletic Fields
$439,900
Est. $2,828/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2.5
Baths
1,977
Sq Ft
$223
Price/Sq Ft
0.28
Acres
1952
Year Built
1
Garage Space
New today
Time on Market
For Sale Listed Oct 20, 2026 • MLS# 73593044 Copied! • Updated Oct 20, 2026

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About this home

Come home to a gambrel Dutch Colonial on a fenced, level lot in Oxford, where the day starts on the wood deck and ends around the pool. Step inside to an easy, open flow. The living room, dining area and kitchen connect, with an island and breakfast bar seating, so you stay part of the conversation whether you are cooking or hosting. A first floor bedroom adds flexibility, and the extra room off the entry makes a perfect office, study or playroom. Upstairs, the primary bedroom and a second bedroom give everyone room to spread out. The partially finished lower level keeps its exposed beam character and adds a game room, a rec room, a full bath and two rooms currently used as offices, perfect for working from home. Outside, you will love the patio, the new 2026 above ground pool, the paved driveway and the attached garage. Solar panels were installed in 2023 and are leased, see disclosures. Close to parks, shopping and walking trails, with easy highway access.

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 20, 2026
$439,900
Original listing
Agent: The Best Buy Team Office: Media Realty Group Inc.

Tax History

Year Taxes Assessment
2026 $4,838 $395,600

Financial Details

Annual Property Tax
$4,838
Tax Year 2026
Assessed Value
$395,600

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1952
Living Area 1,977 sq ft
Lot Size 0.28 acres
Bedrooms 3
Full Baths 2
Half Baths 1
Total Rooms 11

Interior

Heating Baseboard, Oil
Cooling None
Flooring Vinyl, Carpet, Concrete, Flooring - Vinyl
Appliances Water Heater, Range, Dishwasher, Refrigerator
Fireplace None
Basement Full, Partially Finished, Interior Entry, Bulkhead, Concrete
Laundry First Floor
Features Beamed Ceilings, Recessed Lighting, Game Room, Office, Foyer, Study, Internet Available - Unknown

Exterior

Construction Frame
Architecture None
Roof Shingle
Features Porch, Deck - Wood, Patio, Pool - Above Ground
Pool Above Ground
Spa None
Fencing Fenced/enclosed
Patio/Porch Porch, Deck - Wood, Patio
Garage Spaces 1
Has Garage Yes
Features Attached, Paved Drive, Off Street, Paved
Total Spaces 5
Electric 200+ Amp Service
Water Public
Sewer Private Sewer
Gas None
Other None
Annual Tax $4,838
Assessed Value $395,600
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Solar Pv System Is 3rd Party Owned Under A 25 Year Sunnova Power Purchase Agreement Dated 8/2023 (6.48 Kw, Now Billed By Sunstrong Management). Buyer To Review Full Ppa And Meet Provider Credit Requirements To Assume. Title 5 Not Yet Done, Will Be Completed. Audio & Video In And On Property.
Possession None
Accepted Financing None
Structure Type []
House Color Blue
Sq Ft Source Other
Sq Ft Disclosures Living area per photographer floor plan (Hometown). Tax record shows 1,644 sq ft. Buyer to verify.
Documents None
County Worcester

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1952
Bedrooms
3
Full Bathrooms
2
Half Bathrooms
1
Living Area
1,977 sq ft
Total Rooms
11

Floor Layout

Interior Features

Flooring: Vinyl, Carpet, Concrete, Flooring - Vinyl
Appliances: Water Heater, Range, Dishwasher, Refrigerator
Interior Features: Beamed Ceilings, Recessed Lighting, Game Room, Office, Foyer, Study, Internet Available - Unknown
Windows: Window(s) - Bay/Bow/Box
Basement: Full, Partially Finished, Interior Entry, Bulkhead, Concrete
Laundry: First Floor
Security:

Construction & Materials

Year Built: 1952
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Block

Utilities & Systems

Heating: Baseboard, Oil
Cooling: None
Hot Water:
Water Source: Public
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck - Wood, Patio, Pool - Above Ground
Patio & Porch: Porch, Deck - Wood, Patio
Fencing: Fenced/Enclosed
Other Structures:
Lot Features: Cleared, Level
Road Surface: Paved

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 5
Parking Features: Attached, Paved Drive, Off Street, Paved

Special Features

Pool: Private Pool
Pool Features: Above Ground
Community Amenities: Shopping, Park, Walk/Jog Trails, Medical Facility, Conservation Area, Highway Access, House of Worship, Public School

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $403
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Near Chaffee School and Ruel Athletic Fields

56 Locust St, Oxford MA 01540

Oxford, MA 01540

Listing Information

Listing Agent The Best Buy Team
Listing Office Media Realty Group Inc.
Office Phone 855-886-3342
Agent MLS ID TM350661
Office MLS ID AN8368
Listing Data Updated Oct 20, 2026 5:16 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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