LevelSecond
557 Federal St, Belchertown MA 01007
Belchertown, MA 01007
$375,000
Est. $2,440/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
03
Oct
Saturday, October 3
11:00 AM - 1:00 PM EDT
About this home
This incredibly charming 1404 sf, 3 bedroom, 1.5 bath bungalow, nestled on a gently sloping hill and overlooking Arcadia Lake in Belchertown is ready for it's new owners. The current owners have made many updates to the home in the years they have lived there, including the fully renovated ~200 sf separate office/studio building with heating and cooling. The house sits directly across the street from beautiful Arcadia Lake, which does not allow motorized boats, but does allow year round fishing and summer swimming and boating, The town beach is short 0.6 miles walk or drive from the house - while views of the lake can be enjoyed year round from the many windows and deck on the first floor. The main living level includes a cozy living room with a bay window and insert wood stove. Adjacent to the living room a spacious dining room and kitchen, with a large walk out deck - overlooking to the beautiful 0.58 acre yard with shade gardens, stone paths and views of Arcadia Lake. A renovated full bathroom and guest room/office rounds out the first floor. The second floor has two bedrooms, a newer half bath and ample closets. Utlities, including washer/dryer, new boiler, hot water heat and well pump are accessed from the first floor in the small basement. There are two additional sheds on the property for yard equipment, bicycles, etc. Outdoor enthustiasts will be captivated by the nearby Norwottock Bike Trail, the New England Hiking Trail and cross country skiing at nearby Mt Lincoln. Enjoy swimming in the summer and ice skating in the winter at Arcadia Lake. This house is a peaceful, beautiful lakeside oasis within 6.5 miles of Amherst center. It has to be seen in person to be fully appreciated! First showings at open house on Saturday, October 3 from 11-1 pm.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Oct 1, 2026
$375,000
Original listing
Agent: Julie Starr
Office: 5 College REALTORS® Northampton
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/01/2026 | 🏠 Listed for Sale | $375,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,121 | $272,400 |
Financial Details
Annual Property Tax
$4,121
Tax Year 2026
Assessed Value
$272,400
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1930
Living Area
1,404 sq ft
Lot Size
0.58 acres
Bedrooms
3
Full Baths
1
Half Baths
1
Total Rooms
5
Interior
Heating
Baseboard, Electric Baseboard, Propane, Wood, Wood Stove, Ductless
Cooling
Ductless
Flooring
Wood, Tile, Vinyl, Laminate
Appliances
Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Fireplaces
1
Basement
Partial, Walk-out Access, Concrete, Unfinished
Laundry
In Basement, Electric Dryer Hookup, Washer Hookup
Features
Home Office-separate Entry
Exterior
Construction
Frame
Architecture
Bungalow
Roof
Metal
Features
Deck - Wood, Covered Patio/deck, Rain Gutters, Storage, Professional Landscaping, Screens
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck - Wood, Covered
Parking
Features
Off Street
Total Spaces
6
Utilities
Electric
200+ Amp Service
Water
Private, Other
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$4,121
Assessed Value
$272,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Sellers Have An Easement With Their Neighbor For A Small Portion Of The Driveway Offshoot. Propane Tank Is Leased By Surner Oil.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
brown
Sq Ft Source
Public Record
Sq Ft Disclosures
GLA does not include fully finished detached office/studio ~200 sf.
Documents
None
County
Hampshire
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1930
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,404 sq ft
Total Rooms
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,404 sq ft above grade
200 sq ft below grade
FeaturesBathroom - Half, Flooring - Vinyl
LevelSecond
FeaturesCloset, Flooring - Laminate
LevelSecond
FeaturesFlooring - Vinyl, Remodeled
LevelFirst
FeaturesCloset, Flooring - Laminate
LevelFirst
FeaturesBathroom - Tiled With Tub & Shower
LevelFirst
FeaturesFlooring - Vinyl, Window(s) - Picture, Balcony / Deck
LevelFirst
FeaturesWood / Coal / Pellet Stove, Flooring - Hardwood, Window(s) - Bay/Bow/Box
LevelFirst
FeaturesFlooring - Laminate, Remodeled
FeaturesNo
Display Options
Outdoor Areas
Patio & porchDeck - Wood, Covered
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Vinyl, Laminate
Appliances:
Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Home Office-Separate Entry
Windows:
Insulated Windows, Screens
Basement:
Partial, Walk-Out Access, Concrete, Unfinished
Laundry:
In Basement, Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Bungalow
Year Built:
1930
Structure Type:
Exterior Materials:
Frame
Roof:
Metal
Foundation:
Concrete Perimeter
Condition:
Updated/Remodeled
Heating, Cooling & Utilities
Heating:
Baseboard, Electric Baseboard, Propane, Wood, Wood Stove, Ductless
Heating Zones:
4
Cooling:
Ductless
Cooling Zones:
2
Hot Water:
Water Source:
Private, Other
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck - Wood, Covered Patio/Deck, Rain Gutters, Storage, Professional Landscaping, Screens
Patio & Porch:
Deck - Wood, Covered
Fencing:
Other Structures:
Lot Features:
Wooded, Easements, Gentle Sloping
Road Surface:
Parking & Garage
Total Parking Spaces:
6
Parking Features:
Off Street
Special Features
Fireplaces:
1
Fireplace Type:
View:
Yes
View Type:
Scenic View(s)
Community Amenities:
Shopping, Walk/Jog Trails, Bike Path, Conservation Area, Marina
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$343
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
557 Federal St, Belchertown MA 01007
Belchertown, MA 01007
Listing Information
Listing Agent
Julie Starr
Listing Office
5 College REALTORS® Northampton
Office Phone
413-585-8555
Agent MLS ID
CT002971
Office MLS ID
AN4474
Listing Data Updated
Oct 1, 2026 8:50 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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