FeaturesCloset, Flooring - Wall to Wall Carpet
LevelSecond
55 Elmwood Ave, Holyoke MA 01040
Holyoke, MA 01040
$309,900
Est. $2,145/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Welcome to this inviting 3-bedroom, 1-bath Colonial offering comfort, character, and numerous updates throughout. A welcoming front porch provides the perfect spot to enjoy your morning coffee, unwind after a long day, or curl up with a good book.Inside, the home features a spacious layout with an oversized living room that flows seamlessly into the formal dining room, creating an ideal setting for entertaining family and friends, especially during the upcoming holiday season. The updated kitchen offers plenty of cabinet and counter space and is equipped with stainless steel appliances that will remain for the buyer’s enjoyment. The remodeled bathroom adds a fresh, modern touch.Additional highlights include gas heating, central air conditioning, and an updated roof. Three well-proportioned bedrooms with newer carpet, provide comfortable living space for family, guests, or a home office.Step outside to enjoy the spacious, fully fenced backyard, complete with a large deck—perfect for summer barbecues, outdoor gatherings, or simply relaxing while children and pets enjoy a safe place to play. A one-car garage provides added convenience and storage.Conveniently located near schools, shopping, and major highway access points, this home offers a great combination of comfort, updates, outdoor space, and accessibility. A wonderful opportunity for a first-time homebuyer looking to make this charming Colonial their own!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 30, 2026
$309,900
Original listing
Agent: Ericca F. Herbert
Office: Today Real Estate, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/30/2026 | 🏠 Listed for Sale | $309,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,535 | $260,200 |
Financial Details
Annual Property Tax
$4,535
Tax Year 2026
Assessed Value
$260,200
Facts & Features
1 Car Garage
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1920
Living Area
1,440 sq ft
Lot Size
0.11 acres
Bedrooms
3
Full Baths
1
Total Rooms
6
Interior
Heating
Forced Air, Natural Gas
Cooling
Central Air
Flooring
Wood, Vinyl, Carpet
Appliances
Water Heater, Range, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Full, Bulkhead
Laundry
In Basement, Washer Hookup
Features
None
Exterior
Construction
Frame
Architecture
Colonial
Roof
Shingle
Features
Porch, Deck, Fenced Yard
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
Porch, Deck
Parking
Garage Spaces
1
Has Garage
Yes
Features
Detached, Paved Drive, Off Street
Total Spaces
3
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, Washer Hookup
Financial
Annual Tax
$4,535
Assessed Value
$260,200
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Some Photos Were Enhanced With Ai Staging
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
White
Sq Ft Source
Public Record
Documents
None
County
Hampden
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1920
Bedrooms
3
Full Bathrooms
1
Living Area
1,440 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,440 sq ft above grade
FeaturesCloset, Flooring - Wall to Wall Carpet
LevelSecond
FeaturesBathroom - With Tub & Shower, Closet - Linen, Cabinets - Upgraded, Remodeled
LevelSecond
FeaturesCloset, Flooring - Wall to Wall Carpet
LevelSecond
FeaturesCabinets - Upgraded, Remodeled, Stainless Steel Appliances, Gas Stove
LevelFirst
FeaturesFlooring - Laminate, Deck - Exterior
LevelFirst
FeaturesFlooring - Hardwood, Exterior Access
LevelFirst
Display Options
Outdoor Areas
Patio & porchPorch, Deck
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Vinyl, Carpet
Appliances:
Water Heater, Range, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Insulated Windows
Basement:
Full, Bulkhead
Laundry:
In Basement, Washer Hookup
Security:
Construction & Materials
Style:
Colonial
Year Built:
1920
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Block
Heating, Cooling & Utilities
Heating:
Forced Air, Natural Gas
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Deck, Fenced Yard
Patio & Porch:
Porch, Deck
Fencing:
Fenced
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
3
Parking Features:
Detached, Paved Drive, Off Street
Nearby Schools
School District
Holyoke School District local
F
Where Graduates Go
Class of 2021
36%
attend college
15%
4-Year
21%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
12.2%
Above Average
9.6%
Suspensions
2.7%
In-School
2.6%
Emergency
6.7% above state avg
Elementary Schools
3 schools
Blessed Sacrament School
0.3 mi
Grades PK-08
Center School/Crisis Interv & Assessment
0.4 mi
Grades PK-12
C-
Holyoke Community Charter School
0.5 mi
|
#301 of 352
|
Score: 31.6
Improved 1 spots from last year
-26.6 below state avg
687 students
Less Diverse
Grades K-08
Middle Schools
3 schools
Dr. William R. Peck Middle School
0.5 mi
501 students
Moderate
Grades 06-08
F
Lt. Clayre Sullivan Elementary School
1.2 mi
|
#345 of 352
|
Score: 24.5
Improved 22 spots from last year
-33.7 below state avg
429 students
Less Diverse
Rising School
Grades 06-08
C
Bellamy Middle School
2.3 mi
|
#254 of 352
|
Score: 35.9
Dropped 8 spots from last year
-22.3 below state avg
766 students
Diverse
Grades 06-08
High Schools
3 schools
F
Opportunity Academy at Metcalf
0.2 mi
|
#335 of 346
|
Score: 22.7
Improved 49 spots from last year
-35.5 below state avg
213 students
Moderate
Rising School
Grades 09-12
D
Holyoke High School
0.8 mi
|
#317 of 346
|
Score: 34.1
Improved 40 spots from last year
-24.1 below state avg
1,485 students
Less Diverse
15 sports
• 722 athletes
Early College Program
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
B+
Gateway to College at Holyoke Community College
1.0 mi
|
#130 of 346
|
Score: 74.1
Same rank as last year
28 students
Moderate
College Ready Curriculum
Strong Attendance
Grades 09-12
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$378
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Total interest paid
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Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
55 Elmwood Ave, Holyoke MA 01040
Holyoke, MA 01040
Listing Information
Listing Agent
Ericca F. Herbert
Listing Office
Today Real Estate, Inc.
Office Phone
413-579-8555
Agent MLS ID
M8000046
Office MLS ID
AN8183
Listing Data Updated
Sep 30, 2026 4:35 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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