55 Elmwood Ave, Fitchburg MA 01420
Fitchburg, MA 01420 • Fitchburg
$649,900
Est. $3,935/month
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About this home
Attention investors and owner-occupants! This well-maintained two-family home offers an excellent opportunity to build equity and add value in a desirable neighborhood setting. Both units feature three generously sized bedrooms and one full bath along with comfortable living spaces, separate utilities, and wrap-around porches on both floors. A particularly appealing feature is the additional land located off the driveway, offering potential for future use or possible development. With six off-street parking spaces and a large yard, there is plenty of room for outdoor activities, entertaining, gardening, or simply enjoying the neighborhood setting. Coin-operated laundry is conveniently located on site for tenants, adding an extra amenity and potential income opportunity. The separate living spaces provide flexibility for a variety of ownership options. Live in one unit while generating rental income from the other, or add this spacious two-family to your investment portfolio. The generous bedroom count and functional layouts offer plenty of possibilities for tenants and owner-occupants alike. Located just down the street from Parkhill Park and less than a five-minute drive to Coggshall Park, offering walking paths, playgrounds, and recreational amenities. Conveniently situated near local shopping, dining, and everyday conveniences while maintaining a comfortable neighborhood feel. With its spacious units, wrap-around porches, ample parking, large yard, and valuable additional land, this is an opportunity worth exploring. Bring your vision and make it your own. Schedule your private showing today!
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Property History
Property Timeline
Listed for Sale
Aug 19, 2026
$649,900
Original listing
Office: Coldwell Banker Realty - Leominster
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/19/2026 | 🏠 Listed for Sale | $649,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $5,390 | $399,000 |
Financial Details
Annual Property Tax
$5,390
Tax Year 2025
Assessed Value
$399,000
Facts & Features
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
1900
Living Area
2,400 sq ft
Lot Size
0.29 acres
Stories
2
Bedrooms
6
Full Baths
2
Total Rooms
10
Investment Metrics
Units
2
Unit 1 Rent
$1,900/mo · Y
Unit 2 Rent
$2,000/mo · N
Total Monthly Rent
$3,900/mo
Gross Income
$46,800
Net Operating Income
$46,800
Operating Expenses
$2,817
Water/Sewer Expense
$1,900
Insurance Expense
$917
Cap Rate
7.20%
Interior
Heating
Natural Gas
Cooling
None
Flooring
Tile, Hardwood, Stone/ceramic Tile
Appliances
Range, Dishwasher, Microwave, Refrigerator, Other
Fireplace
None
Basement
Full, Walk-out Access, Dirt Floor, Unfinished
Laundry
None
Features
Laundry Room, Ceiling Fan(s), Storage, High Speed Internet, Bathroom With Shower Stall, Living Room, Kitchen
Exterior
Construction
Frame
Architecture
None
Roof
Rubber
Features
Garden, Stone Wall
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Porch, Enclosed, Deck, Deck - Wood, Patio
Parking
Features
Paved Drive, Shared Driveway, Off Street, Common, Paved
Total Spaces
6
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Oven
Financial
Annual Tax
$5,390
Assessed Value
$399,000
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
All Measurements Are Approximate, Buyer Agent To Verify. All Info Deemed Reliable But Not Guaranteed; Buyer Agent To Do Their Due Diligence.
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
House Color
White
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1900
Bedrooms
6
Full Bathrooms
2
Living Area
2,400 sq ft
Total Rooms
10
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,400 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch, Enclosed, Deck, Deck - Wood, Patio
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Hardwood, Stone/Ceramic Tile
Appliances:
Range, Dishwasher, Microwave, Refrigerator, Other
Interior Features:
Laundry Room, Ceiling Fan(s), Storage, High Speed Internet, Bathroom with Shower Stall, Living Room, Kitchen
Windows:
Basement:
Full, Walk-Out Access, Dirt Floor, Unfinished
Laundry:
Security:
Construction & Materials
Year Built:
1900
Structure Type:
Exterior Materials:
Frame
Roof:
Rubber
Foundation:
Concrete Perimeter
Stories:
2
Heating, Cooling & Utilities
Heating:
Natural Gas
Heating Zones:
2
Cooling:
Hot Water:
Natural Gas, Tank
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Garden, Stone Wall
Patio & Porch:
Porch, Enclosed, Deck, Deck - Wood, Patio
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Wooded, Additional Land Avail., Level
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
6
Parking Features:
Paved Drive, Shared Driveway, Off Street, Common, Paved
Nearby Schools
School District
Fitchburg School District local
C+
School Safety
2024-25
8.1%
Above Average
4.6%
Suspensions
4.6%
In-School
3.5%
Emergency
2.6% above state avg
Elementary Schools
3 schools
C
Reingold Elementary School
0.3 mi
|
#610 of 824
|
Score: 40.4
Improved 113 spots from last year
-17.8 below state avg
679 students
Diverse
Rising School
Diverse Student Body
Grades 01-05
C-
South Street Early Learning Center
1.6 mi
|
#697 of 824
|
Score: 48.1
Same rank as last year
Limited historical data for year-over-year comparison
570 students
Diverse
Grades PK-K
Applewild School
1.7 mi
Grades K-09
Middle Schools
2 schools
C
Memorial Middle School
0.9 mi
|
#274 of 352
|
Score: 33.9
Dropped 4 spots from last year
-24.3 below state avg
601 students
Diverse
Diverse Student Body
Grades 06-08
D
Arthur M Longsjo Middle School
1.6 mi
|
#323 of 352
|
Score: 28.9
Improved 17 spots from last year
-29.3 below state avg
614 students
Diverse
Grades 06-08
High Schools
3 schools
Notre Dame Preparatory High School
1.4 mi
Grades 09-12
A
Montachusett Regional Vocational Technical School
1.9 mi
|
#64 of 346
|
Score: 65.1
Improved 11 spots from last year
+6.9 above state avg
1,417 students
Moderate
High Graduation Rate
Career Tech Programs
College Ready Curriculum
Strong Attendance
Grades 09-12
St. Bernard's Central Catholic High School
2.2 mi
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
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Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$449
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
Fitchburg
55 Elmwood Ave, Fitchburg MA 01420
Fitchburg, MA 01420
Listing Information
Listing Agent
Traci LaVanway
Listing Office
Coldwell Banker Realty - Leominster
Office Phone
978-840-4014
Agent MLS ID
CN230123
Office MLS ID
AN6215
Listing Data Updated
Aug 19, 2026 4:55 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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