54-56 Arlington St, Fitchburg MA 01420

Fitchburg, MA 01420
$419,900
Est. $2,817/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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7
Beds
3
Baths
3,531
Sq Ft
$119
Price/Sq Ft
0.14
Acres
1910
Year Built
2
Parking
New today
Time on Market
For Sale Listed Oct 13, 2026 • MLS# 73590043 Copied! • Updated Oct 13, 2026

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About this home

Opportunity awaits! Price reflects necessary upgrades and cosmetic needs. Owned and occupied by the original owner for over 80 years. This solid older building offers a great chance for investors or owner-occupants looking to build equity. The property features two spacious 3-bedroom units and a lower-level 1-bedroom/studio apartment. Each unit has a separate entrance and separate utilities. Hardwood floors on the first and second floors. Additional highlights include a walk-up attic and a strong structural foundation ready for updates and improvements. Outdoor space overlooking Rollstone Hill providing relaxation and a ringside seat for the 4th of July fireworks. Conveniently located just minutes from downtown Fitchburg, with easy access to local cafés, restaurants, the library, City Hall, Fitchburg State University, and the commuter rail—making it ideal for tenants or owners alike.

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 13, 2026
$419,900
Original listing
Agent: Lana Kopsala Office: Coldwell Banker Realty - Leominster

Tax History

Year Taxes Assessment
2025 $5,921 $438,300

Financial Details

Annual Property Tax
$5,921
Tax Year 2025
Assessed Value
$438,300

Facts & Features

Home Facts

Type Residential Income
Style 3 Family
Year Built 1910
Living Area 3,531 sq ft
Lot Size 0.14 acres
Stories 3
Bedrooms 7
Full Baths 3
Total Rooms 15

Investment Metrics

Units 3
Unit 1 Rent — · N
Unit 2 Rent — · N
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement Full, Partially Finished, Walk-out Access, Interior Entry, Concrete
Laundry None
Features None
Construction Frame
Architecture None
Roof Slate
Features Rain Gutters
Pool None
Spa None
Fencing None
Patio/Porch Porch
Features Paved Drive, Off Street, Paved
Total Spaces 2
Electric Fuses
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $5,921
Assessed Value $438,300
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Property Being Sold As-is; 3 Fuse Boxes; Original Windows; Unknown If Heat Works In Basement Unit; Hardwood Floors Under Carpeting
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Worcester

Property Overview

Property Type
3 Family
Listing Type
For Sale
Year Built
1910
Bedrooms
7
Full Bathrooms
3
Living Area
3,531 sq ft
Total Rooms
15
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: Full, Partially Finished, Walk-Out Access, Interior Entry, Concrete
Laundry:
Security:

Construction & Materials

Year Built: 1910
Structure Type:
Exterior Materials: Frame
Roof: Slate
Foundation: Stone
Stories: 3

Utilities & Systems

Heating:
Cooling:
Hot Water: Tank
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Rain Gutters
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features:
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 2
Parking Features: Paved Drive, Off Street, Paved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $493
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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$0/mo
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Current Rate
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+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

54-56 Arlington St, Fitchburg MA 01420

Fitchburg, MA 01420

Listing Information

Listing Agent Lana Kopsala
Listing Office Coldwell Banker Realty - Leominster
Office Phone 978-840-4014
Agent MLS ID H9500342
Office MLS ID AN6215
Listing Data Updated Oct 13, 2026 1:25 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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