5-7 Ellen St, Springfield MA 01104
Springfield, MA 01104
$380,000
Est. $2,489/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
Open House Schedule
18
Oct
Sunday, October 18
10:00 AM - 11:30 AM EDT
17
Oct
Saturday, October 17
10:00 AM - 11:30 AM EDT
About this home
Excellent investment opportunity in Springfield! This duplex offers a fantastic opportunity for investors or owner-occupants looking to build equity and expand their real estate portfolio. One unit is vacant and move-in ready, featuring fresh paint, refreshed flooring, and an updated bathroom. Both units have also been equipped with brand-new mini-split systems for added comfort and efficiency. The second unit is occupied by long-term tenants, offering established rental history, while the vacant unit provides flexibility for an owner-occupant or the opportunity to secure a new tenant. Conveniently located near local amenities, shopping, dining, and major highway access, this property offers versatility and excellent potential. Whether you're looking to add to your investment portfolio or live in one unit while generating rental income from the other, this is an opportunity you won't want to miss!
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 15, 2026
$380,000
Original listing
Office: Lock and Key Realty Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/15/2026 | 🏠 Listed for Sale | $380,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,408 | $285,100 |
Financial Details
Annual Property Tax
$4,408
Tax Year 2026
Assessed Value
$285,100
Facts & Features
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1966
Living Area
1,640 sq ft
Lot Size
0.10 acres
Stories
4
Bedrooms
4
Full Baths
2
Total Rooms
8
Investment Metrics
Units
2
Unit 1 Rent
$1,575/mo · N
Unit 2 Rent
— · N
Total Monthly Rent
$1,575/mo
Gross Income
$18,900
Net Operating Income
$18,900
Cap Rate
4.97%
Interior
Heating
Electric, Ductless
Cooling
Ductless
Flooring
Wood
Appliances
None
Fireplace
None
Basement
Full
Laundry
Electric Dryer Hookup, Washer Hookup
Features
Living Room, Kitchen
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Paved Drive, Off Street
Total Spaces
4
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$4,408
Assessed Value
$285,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Hampden
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1966
Bedrooms
4
Full Bathrooms
2
Living Area
1,640 sq ft
Total Rooms
8
Stories
4
Levels
4
Floor Layout
Interior Features
Flooring:
Wood
Appliances:
Interior Features:
Living Room, Kitchen
Windows:
Basement:
Full
Laundry:
Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Year Built:
1966
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Stories:
4
Utilities & Systems
Heating:
Electric, Ductless
Cooling:
Ductless
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street
Nearby Schools
School District
Springfield School District local
D
Where Graduates Go
Class of 2021
36%
attend college
20%
4-Year
16%
2-Year
3%
Out of State
3%
Working
School Safety
2024-25
5.9%
Above Average
5.1%
Suspensions
1.4%
In-School
0.8%
Emergency
0.4% above state avg
Elementary Schools
10 schools
A
Alfred G. Zanetti Montessori Magnet School
0.8 mi
|
#3 of 16
|
Score: 47.5
Improved 137 spots from last year
-10.7 below state avg
436 students
Diverse
Rising School
Grades PK-08
Academy Hill School
0.9 mi
Grades PK-08
D
The Springfield Virtual School
1.3 mi
|
#326 of 346
|
Score: 30.7
Improved 11 spots from last year
-27.5 below state avg
201 students
Moderate
College Ready Curriculum
Grades PK-12
Your Educational Success Academy
1.5 mi
Grades K-12
Grace Academy
1.5 mi
Grades K-12
A+
Springfield Preparatory Charter School
1.7 mi
|
#2 of 16
|
Score: 48.5
Improved 94 spots from last year
-9.8 below state avg
485 students
Moderate
Rising School
Strong Attendance
Grades K-08
B
Veritas Preparatory Charter School
2.1 mi
|
#12 of 25
|
Score: 34.5
Improved 339 spots from last year
-23.8 below state avg
769 students
Moderate
Early College Program
Rising School
Grades 05-12
St. Michael's Academy
2.8 mi
Grades PK-08
Pioneer Valley Christian Academy
3.4 mi
Grades PK-12
Mill Pond School
4.2 mi
Grades PK-12
Middle Schools
10 schools
C
John J. Duggan Middle School
2.6 mi
|
#251 of 346
|
Score: 47.1
Improved 35 spots from last year
-11.1 below state avg
843 students
Diverse
High Graduation Rate
Rising School
College Ready Curriculum
Grades 06-12
C-
Van Sickle Prep School
0.5 mi
|
#15 of 16
|
Score: 21.0
Improved 330 spots from last year
-37.2 below state avg
207 students
Moderate
Rising School
Grades 06-08
B-
Van Sickle Academy
0.5 mi
|
#10 of 16
|
Score: 28.1
Improved 340 spots from last year
-30.1 below state avg
256 students
Moderate
Rising School
Grades 06-08
C+
STEM Middle Academy
1.3 mi
|
#12 of 16
|
Score: 24.5
Improved 298 spots from last year
-33.7 below state avg
241 students
Diverse
Rising School
Grades 06-08
Springfield Middle School
1.6 mi
15 students
Moderate
Grades 06-08
F
Springfield Public Day Middle School
1.6 mi
|
#352 of 352
|
Score: 19.5
Improved 14 spots from last year
-38.7 below state avg
45 students
Diverse
Grades 06-08
Springfield Commonwealth Academy
1.8 mi
Grades 06-08
F
South End Middle School
2.0 mi
|
#350 of 352
|
Score: 23.0
Improved 12 spots from last year
-35.2 below state avg
176 students
Moderate
Grades 06-08
D
Springfield Legacy Academy
2.1 mi
|
#16 of 16
|
Score: 18.8
Improved 340 spots from last year
-39.4 below state avg
243 students
Less Diverse
Rising School
Grades 06-08
C
Impact Prep at Chestnut
2.1 mi
|
#13 of 16
|
Score: 23.7
Improved 350 spots from last year
-34.5 below state avg
314 students
Moderate
Rising School
Grades 06-08
High Schools
10 schools
C
The Springfield Renaissance School an Expeditionary Learning School
0.5 mi
|
#275 of 346
|
Score: 45.0
Improved 6 spots from last year
-13.2 below state avg
596 students
Diverse
High Graduation Rate
College Ready Curriculum
Grades 06-12
C
Emergence Academy
1.3 mi
|
#21 of 25
|
Score: 26.2
Improved 356 spots from last year
-32 below state avg
376 students
Diverse
Rising School
Diverse Student Body
Grades 06-12
C-
Conservatory of the Arts
1.4 mi
|
#303 of 346
|
Score: 37.6
Improved 2 spots from last year
-20.6 below state avg
292 students
Moderate
High Graduation Rate
College Ready Curriculum
Grades 06-12
C+
Libertas Academy Charter School
1.6 mi
|
#238 of 346
|
Score: 48.5
Improved 106 spots from last year
-9.8 below state avg
592 students
Moderate
7 sports
• 134 athletes
Rising School
Grades 06-12
C-
Baystate Academy Charter Public School
1.7 mi
|
#306 of 346
|
Score: 37.1
Improved 37 spots from last year
-21.1 below state avg
344 students
Diverse
Rising School
College Ready Curriculum
Grades 06-12
F
Phoenix Academy Public Charter High School, Springfield
1.0 mi
|
#343 of 346
|
Score: 20.1
Improved 5 spots from last year
-38.1 below state avg
175 students
Moderate
College Ready Curriculum
Grades 09-12
B+
Gateway to College at Springfield Technical Community College
1.0 mi
|
#123 of 346
|
Score: 74.4
Same rank as last year
30 students
Diverse
College Ready Curriculum
Grades 09-12
C
High School of Commerce
1.3 mi
|
#272 of 346
|
Score: 45.2
Improved 30 spots from last year
-13 below state avg
835 students
Moderate
11 sports
• 554 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 09-12
A
Roger L. Putnam Vocational Technical Academy
1.3 mi
|
#6 of 25
|
Score: 50.3
Improved 257 spots from last year
-7.9 below state avg
1,377 students
Moderate
High Graduation Rate
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
F
Springfield International Academy at Sci-Tech
1.4 mi
|
#340 of 346
|
Score: 20.7
Dropped 40 spots from last year
-37.5 below state avg
52 students
Diverse
Career Tech Programs
College Ready Curriculum
Diverse Student Body
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$367
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
5-7 Ellen St, Springfield MA 01104
Springfield, MA 01104
Listing Information
Listing Agent
The Bradshaw Team
Listing Office
Lock and Key Realty Inc.
Office Phone
413-282-8080
Agent MLS ID
TM341733
Office MLS ID
AN5521
Listing Data Updated
Oct 15, 2026 9:23 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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