49 Carroll Street, Chelsea MA 02150

Chelsea, MA 02150
$869,900
Est. $5,255/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
3.5
Baths
2,463
Sq Ft
$353
Price/Sq Ft
0.10
Acres
1925
Year Built
2
Parking
5 hours 11 minutes
Time on Market
For Sale Listed Sep 28, 2026 • MLS# 73583565 Copied! • Updated Sep 28, 2026

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About this home

Rare Chelsea Two-Family Opportunity! Beautifully maintained and offering an abundance of space, flexibility, and updates, this property is a great opportunity for an owner-occupant or investor.The first-floor unit offers a spacious 4-room layout with 1 bedroom, 1 full bath, remodeled kitchen, and a versatile additional room that can be used as a bedroom, dining room, home office, or second living area.The second unit offers two levels of living space. The second floor features 2 bedrooms, living room, dining room, updated kitchen, tile bath, plus an additional flexible room ideal for an office, den, or bedroom. The third level adds another bedroom, bathroom, and kitchen area without a stove, providing additional living space, privacy, and versatility.The property has been meticulously maintained and features an gas heating Burnham Heating system. Additional features include washer/dryer hookups on both the first floor and in the basement. The basement includes a full bath, sump pump, French drain, water purification/softening system, humidity control, and Wave ventilation system.A spacious and versatile two-family with numerous updates and multiple possibilities for comfortable living or investment. Also, driveway for 2 cars, spacious back yard with closed in porch great for backyard parties, this is a rare opportunity in Chelsea—come see all this property has to offer!

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Sep 29, 2026
$869,900
Original listing
Agent: Deborah Colleran Office: Century 21 North East

Tax History

Year Taxes Assessment
2026 $7,874 $685,900

Financial Details

Annual Property Tax
$7,874
Tax Year 2026
Assessed Value
$685,900

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1925
Living Area 2,463 sq ft
Lot Size 0.10 acres
Stories 3
Bedrooms 4
Full Baths 3
Half Baths 1
Total Rooms 13

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent — · N
Heating None
Cooling None
Flooring Vinyl, Hardwood
Appliances None
Fireplace None
Basement Full
Laundry None
Features None
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch
Features Paved Drive, Off Street, Paved
Total Spaces 2
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $7,874
Assessed Value $685,900
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Suffolk

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1925
Bedrooms
4
Full Bathrooms
3
Half Bathrooms
1
Living Area
2,463 sq ft
Total Rooms
13
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring: Vinyl, Hardwood
Appliances:
Interior Features:
Windows:
Basement: Full
Laundry:
Security:

Construction & Materials

Year Built: 1925
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter
Stories: 3

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Paved Drive, Off Street, Paved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
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Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $656
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

49 Carroll Street, Chelsea MA 02150

Chelsea, MA 02150

Listing Information

Listing Agent Deborah Colleran
Listing Office Century 21 North East
Office Phone 781-286-8900
Agent MLS ID BB800531
Office MLS ID AN4347
Listing Data Updated Sep 28, 2026 8:21 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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