48 Elm Street, Stoneham MA 02180

Stoneham, MA 02180
$899,900
Est. $6,067/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

Adjust the payment calculator
0.32
Acres
1912
Year Built
New today
Time on Market
For Sale Listed Oct 16, 2026 • MLS# 73591838 Copied! • Updated Oct 16, 2026

Track this home for price, status, and open-house alerts.

About this home

A beautiful Victorian with endless possibilities ~The James Cogan house, a spacious Queen Ann style Victorian set on a corner lot, featuring a three car detached garage, plenty of off street parking and offering 12+rooms across 4 finished levels. A large foyer with classic stained glass windows and woodwork, living room, dining room, family room, kitchen and a full bath complete the first floor. The second level has 5 bedrooms and 1.5 baths, with the third floor offering flexible space that can be a primary suite or a large play room plus a bedroom/office space and a convenient half bath. The lower level has two additional rooms and a half bath, ideal for a separate office. Front and back staircase, beautifully preserved hardwood floors some with intricate parquet details, large windows, pocket doors, wraparound porch, fenced in yard and more.

BMN Estimate

Get the number an algorithm can't give you

A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 16, 2026
$899,900
Original listing
Agent: Sumi Sinnatamby Office: Berkshire Hathaway HomeServices Commonwealth Real Estate

Tax History

Year Taxes Assessment
2026 $15,804 —

Financial Details

Annual Property Tax
$15,804
Tax Year 2026

Facts & Features

Home Facts

Type Commercial Sale
Year Built 1912
Lot Size 0.32 acres
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement None
Laundry None
Features None
Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features None

Utilities

Electric None
Water None
Sewer None
Gas None
Other Public Water, Public Sewer

Financial

Annual Tax $15,804
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Fire Place And Claw Foot Tub In The Second Floor Bathroom Have Not Been Used. Property Is Grandfathered For Current Use As Offices. Listed Also As A Single Family, Mls #: 73590397. Approximately 1000 Square Feet Is In The Lower Level
Possession None
Accepted Financing None
Structure Type []
Documents None
County Middlesex

Property Overview

Listing Type
For Sale
Year Built
1912

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Year Built: 1912
Structure Type:
Exterior Materials:
Roof:
Foundation:

Utilities & Systems

Heating:
Cooling:
Hot Water:
Water Source:
Sewer:
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Parking Features:
School District
Stoneham School District local
B+
✓ School Safety 2024-25
0.6% Low
0.4% Suspensions 1.6% In-School 0.2% Emergency
↓ 4.9% below state avg
E

Elementary Schools

6 schools
St. Patrick Elementary School
0.4 mi
Grades PK-08
Greater Boston Academy
1.3 mi
Grades PK-12
A-
Robin Hood School
0.7 mi | #243 of 825 | Score: 52.7
Improved 199 spots from last year
-5.5 below state avg
362 students Moderate
Rising School Strong Attendance
Grades K-04
A-
South School
1.0 mi | #250 of 825 | Score: 52.4
Dropped 55 spots from last year
-5.8 below state avg
347 students Diverse
Grades K-04
Stoneham Early Learning Center
1.1 mi
90 students Moderate
Grades PK
A
Colonial Park School
1.5 mi | #3 of 12 | Score: 50.9
Improved 257 spots from last year
-7.3 below state avg
221 students Moderate
Rising School Strong Attendance
Grades K-04
M

Middle Schools

1 school
B+
Stoneham Central Middle School
0.2 mi | #129 of 352 | Score: 46.2
Dropped 30 spots from last year
-12 below state avg
678 students Moderate
Strong Attendance
Grades 05-08
H

High Schools

1 school
A-
Stoneham High School
1.1 mi | #89 of 346 | Score: 61.7
Improved 39 spots from last year
+3.5 above state avg
598 students Moderate
17 sports • 1,334 athletes
Strong AP Program High Graduation Rate Rising School College Ready Curriculum
Grades 09-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,317
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

Loading map...

Neighborhood

48 Elm Street, Stoneham MA 02180

Stoneham, MA 02180

Listing Information

Listing Agent Sumi Sinnatamby
Listing Office Berkshire Hathaway HomeServices Commonwealth Real Estate
Office Phone 781-942-2199
Agent MLS ID B0661874
Office MLS ID AN4881
Listing Data Updated Oct 16, 2026 1:07 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

BMN Boston Real Estate
BMN Boston Real Estate
BMN Boston Powered by SERHANT
Ask about this property — free, no obligation.

Similar Homes for Sale

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Stoneham, MA

Real-time market trends and pricing data for this area

Loading market insights for Stoneham.