48 Elm Street, Stoneham MA 02180

Stoneham, MA 02180
$899,900
Est. $6,067/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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5
Beds
3
Baths
4,574
Sq Ft
$197
Price/Sq Ft
0.32
Acres
1912
Year Built
3
Garage Spaces
New today
Time on Market
For Sale Listed Oct 14, 2026 • MLS# 73590397 Copied! • Updated Oct 14, 2026

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About this home

A beautiful Victorian with endless possibilities ~The James Cogan house, a spacious Queen Ann style Victorian set on a corner lot, featuring a three car detached garage, plenty of off street parking and offering 12+rooms across 4 finished levels. A large foyer with classic stained glass windows and woodwork, living room, dining room, family room, kitchen and a full bath complete the first floor. The second level has 5 bedrooms and 1.5 baths, with the third floor offering flexible space that can be a primary suite or a large play room plus a bedroom/office space and a convenient half bath. The lower level has two additional rooms and a half bath, ideal for a separate office. Front and back staircase, beautifully preserved hardwood floors some with intricate parquet details, large windows, pocket doors, wraparound porch, fenced in yard and more.

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 14, 2026
$899,900
Original listing
Agent: Sumi Sinnatamby Office: Berkshire Hathaway HomeServices Commonwealth Real Estate

Tax History

Year Taxes Assessment
2026 $15,804 $825,300

Financial Details

Annual Property Tax
$15,804
Tax Year 2026
Assessed Value
$825,300

Facts & Features

3 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1912
Living Area 4,574 sq ft
Lot Size 0.32 acres
Bedrooms 5
Full Baths 2
Half Baths 2
Total Rooms 12

Interior

Heating Central, Natural Gas
Cooling Central Air
Flooring Tile, Carpet, Hardwood, Parquet, Flooring - Wall To Wall Carpet, Flooring - Hardwood, Flooring - Stone/ceramic Tile
Appliances Range, Dishwasher
Fireplace Living Room
Fireplaces 1
Basement Full, Walk-out Access, Interior Entry
Laundry None
Features Bathroom - Half, Bedroom, Bonus Room, Bathroom, Foyer, Office

Exterior

Construction Frame
Architecture Victorian
Roof Shingle
Features Porch
Pool None
Spa None
Fencing None
Patio/Porch Porch
Garage Spaces 3
Has Garage Yes
Features Detached, Garage Faces Side, Paved Drive, Off Street
Total Spaces 9
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $15,804
Assessed Value $825,300
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Fire Place And Claw Foot Tub In The Second Floor Bathroom Have Not Been Used. Property Is Grandfathered For Current Use As Offices. Seller Will Facilitate Change Of Use Upon Acceptance Of An Offer.
Possession None
Accepted Financing None
Structure Type []
House Color White
Sq Ft Source Public Record
Documents None
County Middlesex

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1912
Bedrooms
5
Full Bathrooms
2
Half Bathrooms
2
Living Area
4,574 sq ft
Total Rooms
12

Floor Layout

Interior Features

Flooring: Tile, Carpet, Hardwood, Parquet, Flooring - Wall to Wall Carpet, Flooring - Hardwood, Flooring - Stone/Ceramic Tile
Appliances: Range, Dishwasher
Interior Features: Bathroom - Half, Bedroom, Bonus Room, Bathroom, Foyer, Office
Windows: Window(s) - Stained Glass
Basement: Full, Walk-Out Access, Interior Entry
Laundry:
Security:

Construction & Materials

Style: Victorian
Year Built: 1912
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone

Utilities & Systems

Heating: Central, Natural Gas
Heating Zones: 2
Cooling: Central Air
Cooling Zones: 2
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features: Corner Lot
Road Surface:

Parking & Garage

Garage Spaces: 3
Total Parking Spaces: 9
Parking Features: Detached, Garage Faces Side, Paved Drive, Off Street

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Highway Access, House of Worship, Public School
School District
Stoneham School District local
B+
✓ School Safety 2024-25
0.6% Low
0.4% Suspensions 1.6% In-School 0.2% Emergency
↓ 4.9% below state avg
E

Elementary Schools

3 schools
St. Patrick Elementary School
0.4 mi
Grades PK-08
A-
Robin Hood School
0.7 mi | #243 of 825 | Score: 52.7
Improved 199 spots from last year
-5.5 below state avg
362 students Moderate
Rising School Strong Attendance
Grades K-04
Early Childhood Center at the Doyle School
0.9 mi
115 students Moderate
Grades PK
M

Middle Schools

3 schools
B+
Stoneham Central Middle School
0.2 mi | #129 of 352 | Score: 46.2
Dropped 30 spots from last year
-12 below state avg
678 students Moderate
Strong Attendance
Grades 05-08
A-
Galvin Middle School
1.6 mi | #80 of 352 | Score: 51.9
Improved 4 spots from last year
-6.3 below state avg
1,076 students Moderate
Strong Attendance
Grades 05-08
A-
Melrose Middle School
2.2 mi | #89 of 352 | Score: 50.7
Improved 9 spots from last year
-7.5 below state avg
830 students Moderate
Grades 06-08
H

High Schools

3 schools
A-
Stoneham High School
1.1 mi | #89 of 346 | Score: 61.7
Improved 39 spots from last year
+3.5 above state avg
598 students Moderate
17 sports • 1,334 athletes
Strong AP Program High Graduation Rate Rising School College Ready Curriculum
Grades 09-12
EMARC - Life Choices & Employment Services
1.8 mi
Grades 09-12
Nazareth Academy
2.4 mi
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,317
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

48 Elm Street, Stoneham MA 02180

Stoneham, MA 02180

Listing Information

Listing Agent Sumi Sinnatamby
Listing Office Berkshire Hathaway HomeServices Commonwealth Real Estate
Office Phone 781-942-2199
Agent MLS ID B0661874
Office MLS ID AN4881
Listing Data Updated Oct 14, 2026 7:49 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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