45 Townsend St, Fitchburg MA 01420

Fitchburg, MA 01420 • Fitchburg
$299,000
Est. $2,037/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
1
Baths
1,033
Sq Ft
$289
Price/Sq Ft
0.14
Acres
1900
Year Built
1
Garage Space
9 hours 43 minutes
Time on Market
For Sale Listed Oct 5, 2026 • MLS# 73586730 Copied! • Updated Oct 5, 2026

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About this home

Attention builders, investors, contractors, and developers! Unlock the potential of 45 Townsend St Fitchburg, Massachusetts. This property presents an exciting opportunity for a renovation, fix-and-flip project. Conveniently located near downtown, shopping, restaurants, major highways, recreational areas, train station and walking trails. Bring your vision and explore the possibilities this property has to offer. Property is being sold strictly as-is, where-is. Buyer and buyer’s agent are responsible for conducting all due diligence and independently verifying all information pertaining to the property and its potential uses.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Oct 5, 2026
$299,000
Original listing
Agent: Touchstone Partners Team Office: Keller Williams Realty-Merrimack

Tax History

Year Taxes Assessment
2026 $3,906 $293,900

Financial Details

Annual Property Tax
$3,906
Tax Year 2026
Assessed Value
$293,900

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1900
Living Area 1,033 sq ft
Lot Size 0.14 acres
Bedrooms 3
Full Baths 1
Total Rooms 6

Interior

Heating Baseboard, Oil
Cooling Wall Unit(s)
Flooring Wood, Vinyl
Appliances Range, Refrigerator
Fireplace None
Basement Unfinished
Laundry First Floor, Electric Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Porch, Deck, Deck - Wood, Fenced Yard
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch, Deck, Deck - Wood
Garage Spaces 1
Has Garage Yes
Features Detached, Paved Drive, Off Street
Total Spaces 2
Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup
Annual Tax $3,906
Assessed Value $293,900
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures The Seller And Listing Agent Make No Guarantees Or Representations. It Is The Responsibility Of The Buyer And Buyer’s Agent To Conduct Their Due Diligence.
Possession None
Accepted Financing None
Structure Type []
House Color tan
Sq Ft Source Public Record
Documents None
County Worcester

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1900
Bedrooms
3
Full Bathrooms
1
Living Area
1,033 sq ft
Total Rooms
6

Floor Layout

Interior Features

Flooring: Wood, Vinyl
Appliances: Range, Refrigerator
Interior Features:
Windows:
Basement: Unfinished
Laundry: First Floor, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Cape
Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Cooling: Wall Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck, Deck - Wood, Fenced Yard
Patio & Porch: Porch, Deck, Deck - Wood
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 2
Parking Features: Detached, Paved Drive, Off Street
School District
Fitchburg School District local
C+
⚠ School Safety 2024-25
8.1% Above Average
4.6% Suspensions 4.6% In-School 3.5% Emergency
↑ 2.6% above state avg
E

Elementary Schools

3 schools
C
McKay Elementary School
0.7 mi | #658 of 825 | Score: 37.9
Improved 73 spots from last year
-20.3 below state avg
736 students Diverse
Rising School
Grades 01-05
St. Bernard Elementary School
0.8 mi
Grades PK-08
C-
South Street Early Learning Center
1.2 mi | #697 of 825 | Score: 48.1
Same rank as last year
Limited historical data for year-over-year comparison
569 students Diverse
Diverse Student Body
Grades PK-K
M

Middle Schools

3 schools
D
Arthur M Longsjo Middle School
0.9 mi | #328 of 352 | Score: 28.6
Improved 12 spots from last year
-29.6 below state avg
577 students Diverse
Grades 06-08
C
Memorial Middle School
1.7 mi | #280 of 352 | Score: 33.8
Dropped 10 spots from last year
-24.4 below state avg
620 students Diverse
Diverse Student Body
Grades 06-08
B+
Lunenburg Middle School
3.3 mi | #127 of 352 | Score: 46.8
Improved 7 spots from last year
-11.4 below state avg
382 students Moderate
Grades 06-08
H

High Schools

3 schools
C-
Goodrich Academy
0.5 mi | #23 of 25 | Score: 22.0
Improved 363 spots from last year
-36.2 below state avg
101 students Diverse
Rising School
Grades 09-12
St. Bernard's Central Catholic High School
0.5 mi
Grades 09-12
Notre Dame Preparatory High School
1.0 mi
Grades 09-12
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Monthly Payment Calculator

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Loan Amount
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After down payment
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $326
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Fitchburg

45 Townsend St, Fitchburg MA 01420

Fitchburg, MA 01420

Listing Information

Listing Agent Touchstone Partners Team
Listing Office Keller Williams Realty-Merrimack
Office Phone 978-692-3280
Agent MLS ID TM343892
Office MLS ID G95166
Listing Data Updated Oct 5, 2026 3:07 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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