45 Prospect St # 2, Marblehead MA 01945

Marblehead, MA 01945
$649,900
Est. $4,185/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
2
Baths
1,500
Sq Ft
$433
Price/Sq Ft
1884
Year Built
2
Parking
New today
Time on Market
For Sale Open House Listed Oct 13, 2026 • MLS# 73590042 Copied! • Updated Oct 13, 2026

Track this home for price, status, and open-house alerts.

Open House Schedule

18
Oct
Sunday, October 18
11:30 AM - 1:00 PM EDT
17
Oct
Saturday, October 17
11:30 AM - 1:00 PM EDT

About this home

The condo that lives like a single-family home. Offering over 1,500 square feet of living space, 2+ bedrooms, 2 full baths, and an exceptional combination of privacy, outdoor space, and parking, this distinctive Marblehead residence is anything but ordinary. A dramatic living room welcomes you with soaring vaulted ceilings, exposed beams, skylights, and beautiful hardwood floors, creating an airy, light-filled space full of architectural character. An upper-level loft adds flexibility for a home office, creative space, or quiet retreat. The spacious kitchen opens to a sun-filled dining area overlooking the gardens, while a large private deck provides the perfect setting for outdoor dining, entertaining, or simply enjoying the beautifully established landscaping and expansive backyard. With its own private entrance, no shared egress, two-car parking, central air, newer systems, and a generously sized, dry, exclusive-use basement storage area, the home offers an uncommon sense of independence and everyday convenience. Ideally situated near downtown Marblehead, historic Old Town, shops, restaurants, beaches, parks, and the waterfront, 45 Prospect #2 combines architectural charm, generous outdoor space, and the feeling of a home of your own with the ease of condo living.

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Recently Sold Nearby

Price & Status History

Market Insights

58.8%
Price Range
1
Previous Sales

Property Timeline

🏠
Listed for Sale
Oct 13, 2026
$649,900
Original listing
Agent: Ryan DeLisle Office: Coldwell Banker Realty - Marblehead
Previous Transaction - MLS #70706269
Full transaction history available when tracking began
🏷️
Previously Sold
Mar 27, 2009
$268,000
MLS #70706269

Tax History

Year Taxes Assessment
2026 $5,081 $593,600

Financial Details

Annual Property Tax
$5,081
Tax Year 2026
HOA Fee
$275
Monthly
Assessed Value
$593,600

Facts & Features

Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1884
Living Area 1,500 sq ft
Stories 2
Bedrooms 2
Full Baths 2
Total Rooms 5

Interior

Heating Forced Air, Natural Gas
Cooling Central Air
Flooring Wood, Tile
Appliances Range, Dishwasher, Disposal, Microwave, Refrigerator, Freezer, Washer, Dryer
Fireplace None
Basement Y
Laundry In Unit
Features None

Exterior

Construction Frame
Architecture None
Roof None
Features Deck, Garden
Pool None
Spa None
Fencing None
Patio/Porch Deck
Features Off Street, Tandem, Deeded
Total Spaces 2
Electric Fuses
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $5,081
Assessed Value $593,600

HOA & Community

HOA Fee $275 Monthly
Fee Includes Water, Sewer, Insurance, Maintenance Structure, Reserve Funds
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Units Split Insurance/common Maintenance 50/50. Public Record: 3 Br; Loft Has No Closet. Ice Maker And Skylight Shade Motor Inoperable. Roof ~6 Yrs, Hvac ~8 Yrs, Water Heater ~2 Yrs. Loft Carpet To Be Installed Prior To Close. See All Updates In Docs. Buyer/agent To Verify All Info And Condo Rules.
Exclusions Personal Belongings
Possession None
Accepted Financing None
Structure Type ["2/3 Family"]
Unit/Building 2
Sq Ft Source Master Deed
Sq Ft Disclosures Public Record: 1315. Buyer/Agent to confirm. Floor plans for marketing only.
Documents Master Deed, Unit Deed, Floor Plans, Association Financial Statements, Certificate Of Insurance (5)
County Essex

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1884
Bedrooms
2
Full Bathrooms
2
Living Area
1,500 sq ft
Total Rooms
5
Stories
2
Entry Level
2

Floor Layout

Interior Features

Flooring: Wood, Tile
Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Freezer, Washer, Dryer
Interior Features:
Windows:
Basement: Y
Laundry: In Unit
Security:

Construction & Materials

Year Built: 1884
Structure Type: 2/3 Family
Exterior Materials: Frame
Roof:
Foundation:
Stories: 2

Utilities & Systems

Heating: Forced Air, Natural Gas
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Garden
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street, Tandem, Deeded
School District
Marblehead School District local
A-
✓ School Safety 2024-25
0.4% Low
0.4% Suspensions 0.2% In-School
↓ 5.1% below state avg
E

Elementary Schools

3 schools
Devereux - Marblehead
0.5 mi
Grades PK-12
A
Lucretia and Joseph Brown School
0.7 mi | #150 of 825 | Score: 57.0
Dropped 49 spots from last year
-1.2 below state avg
438 students Moderate
Grades PK-03
Tower School
0.8 mi
Grades PK-08
M

Middle Schools

3 schools
A-
Marblehead Veterans Middle School
0.2 mi | #88 of 352 | Score: 50.8
Dropped 35 spots from last year
-7.4 below state avg
347 students Moderate
Grades 07-08
B+
Village School
0.6 mi | #266 of 825 | Score: 51.8
Dropped 77 spots from last year
-6.4 below state avg
480 students Less Diverse
Strong Attendance
Grades 04-06
B+
Marblehead Community Charter Public School
0.7 mi | #109 of 352 | Score: 48.5
Improved 100 spots from last year
-9.7 below state avg
226 students Moderate
Rising School
Grades 04-08
H

High Schools

3 schools
A-
Marblehead High School
0.7 mi | #82 of 346 | Score: 62.5
Dropped 39 spots from last year
+4.3 above state avg
807 students Moderate
20 sports • 2,426 athletes
Strong AP Program High Graduation Rate Career Tech Programs College Ready Curriculum
Grades 09-12
B+
Salem Academy Charter School
1.9 mi | #141 of 346 | Score: 57.0
Improved 95 spots from last year
-1.2 below state avg
477 students Diverse
10 sports • 568 athletes
High Graduation Rate Rising School College Ready Curriculum
Grades 06-12
B+
Salem High School
2.7 mi | #124 of 346 | Score: 58.3
Dropped 4 spots from last year
+0.1 above state avg
960 students Diverse
18 sports • 1,080 athletes
Early College Program Career Tech Programs College Ready Curriculum Strong Athletics
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $423
Homeowners Insurance $200
HOA Fee $275/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

45 Prospect St # 2, Marblehead MA 01945

Marblehead, MA 01945

Listing Information

Listing Agent Ryan DeLisle
Listing Office Coldwell Banker Realty - Marblehead
Office Phone 781-631-9511
Agent MLS ID CN245663
Office MLS ID AN6221
Listing Data Updated Oct 13, 2026 8:08 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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