445-447 High St, Holyoke MA 01040
Holyoke, MA 01040
$289,000
$279,900
Est. $2,016/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
About this home
Excellent opportunity for investors and developers! Vacant mixed-use property featuring 6 studio units, 6 one-bedroom apartments, and 1 retail/commercial space. This property offers strong potential for redevelopment, value-add improvements, or income-producing use. Ideal for those seeking a multi-unit residential and commercial investment opportunity.
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Recently Sold Nearby
Price & Status History
Market Insights
1
Price Changes
3.1%
Price Range
Property Timeline
Back On Market
Aug 20, 2026
Active
Status: Active under contract
Jul 25, 2026
Active → Active Under Contract
Pending Sale
Jul 24, 2026
Offer accepted, sale pending
Back On Market
Jul 14, 2026
Active
Status: Active under contract
Jul 7, 2026
Active → Active Under Contract
Price Reduced
Apr 8, 2026
$279,900
$9,100
(-3.15%)
From $289,000 to $279,900 (-3.1%)
Listed for Sale
Feb 17, 2026
$289,000
Original listing
Agent: Melissa L. Blondek
Office: Gallagher Real Estate
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/20/2026 | • Back On Market | - | - | - | Active |
| 07/25/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 07/24/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 07/14/2026 | • Back On Market | - | - | - | Active |
| 07/07/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 04/08/2026 | ↓ Price Reduced | $279,900 | $9,100 | - | From $289,000 to $279,900 (-3.1%) |
| 02/17/2026 | 🏠 Listed for Sale | $289,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $4,807 | — |
Financial Details
Annual Property Tax
$4,807
Tax Year 2025
Facts & Features
Home Facts
Type
Commercial Sale
Year Built
1920
Lot Size
0.06 acres
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
None
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
None
Utilities
Electric
None
Water
None
Sewer
None
Gas
None
Other
None
Financial
Annual Tax
$4,807
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
Seller Has Never Occupied Home. All Info Is From Public Record, Buyer/buyers Agent To Verify All Info. Buyer Responsible For Final Utility Reads And Smoke Certificate.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Documents
None
County
Hampden
Property Overview
Listing Type
For Sale
Year Built
1920
Floor Layout
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Year Built:
1920
Structure Type:
Exterior Materials:
Roof:
Foundation:
Utilities & Systems
Heating:
Cooling:
Hot Water:
Water Source:
Sewer:
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Parking Features:
Nearby Schools
School District
Holyoke School District local
F
Where Graduates Go
Class of 2021
36%
attend college
15%
4-Year
21%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
12.2%
Above Average
9.6%
Suspensions
2.7%
In-School
2.6%
Emergency
6.7% above state avg
Elementary Schools
10 schools
Mater Dolorosa School
0.4 mi
Grades PK-08
First Lutheran School
1.0 mi
Grades PK-08
Center School/Crisis Interv & Assessment
1.2 mi
Grades PK-12
Blessed Sacrament School
1.2 mi
Grades PK-08
C-
Holyoke Community Charter School
1.6 mi
|
#301 of 352
|
Score: 31.6
Improved 1 spots from last year
-26.6 below state avg
687 students
Less Diverse
Grades K-08
F
H.B. Lawrence School
0.2 mi
|
#820 of 825
|
Score: 24.4
Improved 16 spots from last year
-33.8 below state avg
263 students
Moderate
Grades PK-05
F
Kelly Elementary School
0.6 mi
|
#804 of 825
|
Score: 27.4
Improved 30 spots from last year
-30.8 below state avg
482 students
Less Diverse
Rising School
Grades PK-05
F
Morgan Full Service Community School
0.6 mi
|
#816 of 825
|
Score: 24.9
Improved 15 spots from last year
-33.3 below state avg
333 students
Moderate
Grades PK-05
C
E.N. White Elementary School
1.7 mi
|
#595 of 825
|
Score: 40.9
Improved 153 spots from last year
-17.3 below state avg
452 students
Moderate
Rising School
Grades PK-05
D
Lt. Elmer J. McMahon Elementary School
2.3 mi
|
#758 of 825
|
Score: 31.9
Dropped 13 spots from last year
-26.3 below state avg
282 students
Moderate
Grades PK-05
Middle Schools
2 schools
Dr. William R. Peck Middle School
0.9 mi
501 students
Moderate
Grades 06-08
F
Lt. Clayre Sullivan Elementary School
1.7 mi
|
#345 of 352
|
Score: 24.5
Improved 22 spots from last year
-33.7 below state avg
429 students
Less Diverse
Rising School
Grades 06-08
High Schools
4 schools
LightHouse Holyoke
0.3 mi
Grades 06-12
D
Holyoke High School
0.6 mi
|
#317 of 346
|
Score: 34.1
Improved 40 spots from last year
-24.1 below state avg
1,485 students
Less Diverse
15 sports
• 722 athletes
Early College Program
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
F
Opportunity Academy at Metcalf
1.2 mi
|
#335 of 346
|
Score: 22.7
Improved 49 spots from last year
-35.5 below state avg
213 students
Moderate
Rising School
Grades 09-12
B+
Gateway to College at Holyoke Community College
2.2 mi
|
#130 of 346
|
Score: 74.1
Same rank as last year
28 students
Moderate
College Ready Curriculum
Strong Attendance
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$401
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
445-447 High St, Holyoke MA 01040
Holyoke, MA 01040
Listing Information
Listing Agent
Melissa L. Blondek
Listing Office
Gallagher Real Estate
Office Phone
877-533-3539
Agent MLS ID
M8001399
Office MLS ID
AN1364
Listing Data Updated
Aug 30, 2026 3:07 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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