432 Front St., Chicopee MA 01013

Chicopee, MA 01013
$440,000
Est. $2,552/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4,382
Sq Ft
$100
Price/Sq Ft
0.13
Acres
2003
Year Built
4 hours 16 minutes
Time on Market
For Sale Listed Sep 28, 2026 • MLS# 73583526 Copied! • Updated Sep 28, 2026

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About this home

Own One of Downtown Chicopee's Best Positioned Mixed-Use Buildings. 432 Front Street presents a rare opportunity to acquire a 4,382-square-foot mixed-use building in the center of Chicopee's revitalizing downtown district. Positioned along one of the city's most recognizable commercial corridors, the property combines immediate rental income with outstanding upside through its vacant commercial space. The street-level commercial suite offers exceptional flexibility for retail, professional office, medical, or service-oriented businesses. Large storefront exposure and steady pedestrian activity create an ideal setting for an owner-user or future tenant. Upstairs, two occupied apartments generate reliable income from quality tenants, helping offset operating expenses while providing stable cash flow. Why Investors Will Like This Property. Immediate income from two occupied apartments. Vacant commercial space ready for lease or owner occupancy. Excellent visibility on Front Street. Walkable downtown location near City Hall and the new public library. Strong value-add potential through commercial lease-up. Easy access to I-391, I-90, and the greater Springfield market. Whether you're expanding your investment portfolio or seeking a headquarters with built-in rental income, 432 Front Street offers location, flexibility, and long-term potential in one of Chicopee's most active commercial corridors. Several Steelcase Workstations included with the Purchase. With strong street presence, flexible mixed-use zoning, and a prime downtown location, this property offers significant upside for investors, entrepreneurs, and portfolio buyers seeking a value-add opportunity. Mixed-Use, Investment, Owner-User, Storefront, Office, Retail, Downtown Chicopee, Front Street, Income Property, Commercial Building, Two Apartments, Value-Add, Cash Flow.

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Property History

Property Timeline

🏠
Listed for Sale
Sep 28, 2026
$440,000
Original listing
Agent: Chris Buendo Office: Berkshire Hathaway HomeServices Realty Professionals

Tax History

Year Taxes Assessment
2026 $1,527 —

Financial Details

Annual Property Tax
$1,527
Tax Year 2026

Facts & Features

Home Facts

Type Commercial Sale
Year Built 2003
Living Area 4,382 sq ft
Lot Size 0.13 acres
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement None
Laundry None
Features None
Construction None
Architecture None
Roof Asphalt/composition Shingles, Rubber
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features None

Utilities

Electric None
Water None
Sewer None
Gas None
Other Public Water, Public Sewer, Natural Gas Available, 220 Volts

Financial

Annual Tax $1,527
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Listing Agent Is An Owner Of The Llc.
Possession None
Accepted Financing None
Structure Type []
Documents None
County Hampden

Property Overview

Listing Type
For Sale
Year Built
2003
Living Area
4,382 sq ft

Floor Layout

Interior Features

Flooring:
Appliances:
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Windows:
Basement:
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Construction & Materials

Year Built: 2003
Structure Type:
Exterior Materials:
Roof: Asphalt/Composition Shingles, Rubber
Foundation:

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water:
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Sewer:
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Frontage: 61.00 ft
Road Surface:

Parking & Garage

Parking Features:
School District
Chicopee School District local
C-
⚠ School Safety 2024-25
4.1% Above Average
4.0% Suspensions 2.4% In-School 0.1% Emergency
↓ 1.4% below state avg
E

Elementary Schools

10 schools
St. Stanislaus School
0.2 mi
Grades PK-08
Valley West School
0.9 mi
Grades K-12
St. Joan of Arc School
1.6 mi
Grades PK-08
Springdale Education Center School
3.1 mi
Grades K-12
The Center School
3.1 mi
Grades PK-12
C+
Bowe School
0.6 mi | #575 of 825 | Score: 41.9
Improved 187 spots from last year
-16.3 below state avg
425 students Diverse
Rising School
Grades K-05
Szetela Early Childhood Center
0.8 mi
231 students Diverse
Diverse Student Body
Grades PK
Belcher School
1.4 mi
226 students Diverse
Grades PK-01
C+
Barry School
1.4 mi | #539 of 825 | Score: 43.4
Improved 156 spots from last year
-14.8 below state avg
331 students Diverse
Rising School Diverse Student Body Strong Attendance
Grades K-05
B-
Gen. John J Stefanik School
1.5 mi | #440 of 825 | Score: 46.4
Improved 102 spots from last year
-11.8 below state avg
384 students Diverse
Rising School
Grades PK-05
M

Middle Schools

2 schools
C
Dupont Middle School
0.4 mi | #263 of 352 | Score: 35.5
Dropped 24 spots from last year
-22.8 below state avg
684 students Diverse
Diverse Student Body
Grades 06-08
C
Bellamy Middle School
3.1 mi | #254 of 352 | Score: 35.9
Dropped 8 spots from last year
-22.3 below state avg
766 students Diverse
Grades 06-08
H

High Schools

4 schools
B+
Chicopee Academy
4.0 mi | #148 of 346 | Score: 72.4
Same rank as last year
67 students Diverse
Grades 06-12
C-
Chicopee High School
0.8 mi | #294 of 346 | Score: 41.0
Improved 39 spots from last year
-17.3 below state avg
913 students Diverse
17 sports • 1,102 athletes
Rising School Strong Athletics Diverse Student Body
Grades 09-12
C
Chicopee Comprehensive High School
2.1 mi | #258 of 346 | Score: 46.5
Dropped 23 spots from last year
-11.7 below state avg
1,162 students Diverse
High Graduation Rate Career Tech Programs
Grades 09-12
Sunshine Village
4.6 mi
Grades 11-12
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Monthly Payment Calculator

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Loan Amount
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After down payment
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $127
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

432 Front St., Chicopee MA 01013

Chicopee, MA 01013

Listing Information

Listing Agent Chris Buendo
Listing Office Berkshire Hathaway HomeServices Realty Professionals
Office Phone 413-567-3361
Agent MLS ID CT008467
Office MLS ID AN7279
Listing Data Updated Sep 28, 2026 6:24 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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