43 Winsor St, Ludlow MA 01056
Ludlow, MA 01056
$299,900
Est. $2,118/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
Open House Schedule
10
Oct
Saturday, October 10
12:00 PM - 1:30 PM EDT
About this home
Welcome to this charming Cape offering a great combination of character, space, and versatility. Beautiful wood floors, generously sized bedrooms, and a spacious kitchen with an island and new range are just a few of the highlights. The home also features a bright three-season room, comfortable living and dining areas, and plenty of storage throughout. An additional versatile room upstairs provides flexibility for a home office, hobby space, playroom, or whatever best suits your needs. The finished space in the basement provides optional living space and adds even more flexibility to the home. Outside, enjoy a great spacious backyard with a patio, gazebo, and shed, perfect for relaxing, entertaining, gardening, or enjoying the warmer months. A garage provides additional convenience and storage.Located in the heart of Ludlow, this home is close to shopping, highway access, restaurants, schools, parks, and other everyday amenities. A wonderful opportunity to make this well-located Cape your own!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 29, 2026
$299,900
Original listing
Agent: Jason Schwartz
Office: Coldwell Banker Realty - Western MA
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/29/2026 | 🏠 Listed for Sale | $299,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,816 | $300,800 |
Financial Details
Annual Property Tax
$4,816
Tax Year 2026
Assessed Value
$300,800
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1939
Living Area
1,571 sq ft
Lot Size
0.29 acres
Bedrooms
2
Full Baths
1
Half Baths
1
Total Rooms
5
Interior
Heating
Steam, Oil
Cooling
Window Unit(s)
Flooring
Wood, Tile
Appliances
Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Fireplaces
1
Basement
Full
Laundry
Electric Dryer Hookup
Features
None
Exterior
Construction
Frame, Brick
Architecture
Cape
Roof
Shingle, Slate
Features
Patio, Storage, Fenced Yard, Gazebo
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Patio
Parking
Garage Spaces
1
Has Garage
Yes
Features
Attached, Paved Drive, Paved
Total Spaces
5
Utilities
Electric
Circuit Breakers, 200+ Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Electric Range, For Electric Dryer
Financial
Annual Tax
$4,816
Assessed Value
$300,800
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Showings Deferred Until Open House. Dishwasher May Require Repair. Range New, Water Heater New, Heating System Under 10yrs Old Apo. Buyer To Do Due Diligence. Tenants Will Be Vacated By Closing.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Sq Ft Disclosures
Finished area in basement not included in square footage
Documents
None
County
Hampden
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1939
Bedrooms
2
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,571 sq ft
Total Rooms
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,571 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPatio
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile
Appliances:
Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement:
Full
Laundry:
Electric Dryer Hookup
Security:
Construction & Materials
Style:
Cape
Year Built:
1939
Structure Type:
Exterior Materials:
Frame, Brick
Roof:
Shingle, Slate
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Steam, Oil
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio, Storage, Fenced Yard, Gazebo
Patio & Porch:
Patio
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Gazebo
Lot Features:
Cleared
Road Surface:
Parking & Garage
Garage Spaces:
1
Garage Type:
Attached
Total Parking Spaces:
5
Parking Features:
Attached, Paved Drive, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Public Transportation, Shopping, Park, Highway Access
Nearby Schools
School District
Ludlow School District local
C
School Safety
2024-25
3.9%
Above Average
3.9%
Suspensions
0.3%
In-School
1.6% below state avg
Elementary Schools
3 schools
St. John The Baptist School
0.4 mi
Grades PK-08
East Street Elementary School
0.8 mi
358 students
Moderate
Grades PK-01
B
Harris Brook Elementary School
1.3 mi
|
#388 of 825
|
Score: 48.1
Improved 217 spots from last year
-10.1 below state avg
578 students
Moderate
Rising School
Strong Attendance
Grades 02-05
High Schools
1 school
B-
Ludlow Senior High School
1.5 mi
|
#194 of 346
|
Score: 52.7
Dropped 44 spots from last year
-5.5 below state avg
724 students
Moderate
18 sports
• 1,236 athletes
Strong AP Program
Career Tech Programs
Strong Athletics
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$401
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
43 Winsor St, Ludlow MA 01056
Ludlow, MA 01056
Listing Information
Listing Agent
Jason Schwartz
Listing Office
Coldwell Banker Realty - Western MA
Office Phone
413-567-8931
Agent MLS ID
CN242949
Office MLS ID
AN7885
Listing Data Updated
Sep 29, 2026 10:28 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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