42 Roy St, Ludlow MA 01056

Ludlow, MA 01056
$587,500
Est. $3,285/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
2.5
Baths
2,172
Sq Ft
$270
Price/Sq Ft
0.70
Acres
2025
Year Built
2
Garage Spaces
New today
Time on Market
For Sale Listed Nov 13, 2026 • MLS# 73601865 Copied! • Updated Nov 13, 2026

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About this home

Exceptional value! Experience Elevated Living in this Custom Colonial Masterpiece! Nestled on just under an acre of privacy, this brand-new home blends timeless design with modern luxury. Stunning hardwood floors lead you to a chef’s kitchen featuring quartz countertops, stainless appliances, wine rack, and a spacious island flowing into an open dining area. Custom bathrooms boast high-end vanities and elegant tilework. Entertain on the massive Trex deck while soaking in nature. Four generous bedrooms, including a lavish master suite with a walk-in closet fit for royalty. The walkout basement offers endless possibilities! Studio, gym, or ultimate retreat, with a covered lanai pad for extra outdoor lounging. Quality craftsmanship, luxurious finishes, and every detail designed to impress. Interior photos are virtually staged.

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Nov 13, 2026
$587,500
Original listing
Agent: Maher Khatib Office: M B C REALTORS®

Tax History

Year Taxes Assessment
2025 $1,376 $79,300

Financial Details

Annual Property Tax
$1,376
Tax Year 2025
Assessed Value
$79,300

Facts & Features

2 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 2025
Living Area 2,172 sq ft
Lot Size 0.70 acres
Bedrooms 4
Full Baths 2
Half Baths 1
Total Rooms 7

Interior

Heating Central, Forced Air, Propane, Leased Propane Tank
Cooling Central Air, Energy Star Qualified Equipment
Flooring Tile, Carpet, Hardwood
Appliances Electric Water Heater, Water Heater, Range, Dishwasher, Microwave, Refrigerator, Energy Star Qualified Refrigerator, Energy Star Qualified Washer
Fireplace None
Basement Full, Walk-out Access, Interior Entry, Unfinished
Laundry First Floor, Electric Dryer Hookup, Washer Hookup
Features Mud Room, Finish - Sheetrock

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Deck - Composite
Pool None
Spa None
Fencing None
Patio/Porch Deck - Composite
Garage Spaces 2
Has Garage Yes
Features Attached, Paved Drive, Off Street
Total Spaces 4
Electric 220 Volts, Circuit Breakers, Ready For Renewables
Water Public
Sewer Private Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup
Annual Tax $1,376
Assessed Value $79,300
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint None
Seller Disclosures Taxes Are Only For The Lot.
Possession None
Accepted Financing None
Structure Type []
House Color Blue
Sq Ft Source Other
Documents None
County Hampden
Total market time (incl. prior listings) 377 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2025
Bedrooms
4
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,172 sq ft
Total Rooms
7

Floor Layout

Interior Features

Flooring: Tile, Carpet, Hardwood
Appliances: Electric Water Heater, Water Heater, Range, Dishwasher, Microwave, Refrigerator, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer
Interior Features: Mud Room, Finish - Sheetrock
Windows: Insulated Windows
Basement: Full, Walk-Out Access, Interior Entry, Unfinished
Laundry: First Floor, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Colonial
Year Built: 2025
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Utilities & Systems

Heating: Central, Forced Air, Propane, Leased Propane Tank
Cooling: Central Air, ENERGY STAR Qualified Equipment
Hot Water:
Water Source: Public
Sewer: Private Sewer
Energy Features: Other (See Remarks)

Exterior & Lot

Exterior Features: Deck - Composite
Patio & Porch: Deck - Composite
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 4
Parking Features: Attached, Paved Drive, Off Street
School District
Ludlow School District local
C
⚠ School Safety 2024-25
3.9% Above Average
3.9% Suspensions 0.3% In-School
↓ 1.6% below state avg
E

Elementary Schools

3 schools
St. John The Baptist School
2.0 mi
Grades PK-08
B
Harris Brook Elementary School
1.2 mi | #388 of 825 | Score: 48.1
Improved 217 spots from last year
-10.1 below state avg
578 students Moderate
Rising School Strong Attendance
Grades 02-05
East Street Elementary School
2.4 mi
358 students Moderate
Grades PK-01
H

High Schools

1 school
B-
Ludlow Senior High School
2.5 mi | #194 of 346 | Score: 52.7
Dropped 44 spots from last year
-5.5 below state avg
724 students Moderate
18 sports • 1,236 athletes
Strong AP Program Career Tech Programs Strong Athletics
Grades 09-12
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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $115
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

42 Roy St, Ludlow MA 01056

Ludlow, MA 01056

Listing Information

Listing Agent Maher Khatib
Listing Office M B C REALTORS®
Office Phone 413-886-0010
Agent MLS ID M9500203
Office MLS ID M95216
Listing Data Updated Nov 13, 2026 8:33 AM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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