42 Howard St, Cambridge MA 02139
Cambridge, MA 02139
$1,150,000
Est. $6,754/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
03
Oct
Saturday, October 3
1:00 PM - 2:30 PM EDT
04
Oct
Sunday, October 4
1:00 PM - 2:30 PM EDT
About this home
Available for the first time in nearly 50 years, 42 Howard St is your opportunity to create a solid investment or your dream Cambridge home. Featuring well-proportioned bedrooms, spacious kitchens with islands, high ceilings, laundry hookups in each unit, and the cherry on top: parking AND a large backyard. Maybe you'll occupy the 3-bedroom unit spanning the second and third floors while collecting a steady rental income from the 1-bedroom apartment below you, or perhaps you think this would make a really comfortable 4-bedroom single family. Either way, this home is just waiting for the right person to bring it back to life. Centrally located near Harvard University, Harvard Business School, MIT, and Boston University. Surrounded by top notch restaurants and a vibrant arts and culture scene, plus Whole Foods, Trader Joe's, and other daily conveniences. Less than a 1/2 mile in either direction via Western Ave are the Central Square T station and Charles River green spaces and parks. Unbeatable location and value for the savvy homebuyer! Ask about possible 203k loan options to help you create your ideal space and build instant equity.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 30, 2026
$1,150,000
Original listing
Agent: Fayth Cregg
Office: Leading Edge Real Estate
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/30/2026 | 🏠 Listed for Sale | $1,150,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $8,864 | $1,329,000 |
Financial Details
Annual Property Tax
$8,864
Tax Year 2026
Assessed Value
$1,329,000
Facts & Features
Central AC
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1894
Living Area
1,834 sq ft
Lot Size
0.08 acres
Stories
3
Bedrooms
4
Full Baths
2
Total Rooms
8
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Interior
Heating
Baseboard, Natural Gas, Forced Air
Cooling
None, Central Air
Flooring
Wood, Tile, Carpet
Appliances
None
Fireplace
Gas
Basement
Full, Interior Entry, Bulkhead, Concrete, Unfinished
Laundry
Electric Dryer Hookup, Washer Hookup
Features
Ceiling Fan(s), Bathroom With Tub & Shower, Stone/granite/solid Counters, Upgraded Cabinets, Walk-in Closet(s), Living Room, Kitchen, Laundry Room
Exterior
Construction
None
Architecture
None
Roof
Shingle
Features
Fruit Trees
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Enclosed
Parking
Features
Off Street
Total Spaces
2
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$8,864
Assessed Value
$1,329,000
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Buyers Should Perform Their Own Due Diligence To Verify Information. Main Foyer Was Modified To Remove Separation Between The Two Units. Community Center On Howard St Distributes Food Tues-fri 1-3pm; Street Is Busy During Those Times. Old Water Stains In 2nd Floor Closet Due To Ac Leak.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Green
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1894
Bedrooms
4
Full Bathrooms
2
Living Area
1,834 sq ft
Total Rooms
8
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,834 sq ft above grade
Display Options
Outdoor Areas
Patio & porchEnclosed
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Carpet
Appliances:
Interior Features:
Ceiling Fan(s), Bathroom With Tub & Shower, Stone/Granite/Solid Counters, Upgraded Cabinets, Walk-In Closet(s), Living Room, Kitchen, Laundry Room
Windows:
Skylight(s)
Basement:
Full, Interior Entry, Bulkhead, Concrete, Unfinished
Laundry:
Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Year Built:
1894
Structure Type:
Exterior Materials:
Roof:
Shingle
Foundation:
Stone, Brick/Mortar
Stories:
3
Heating, Cooling & Utilities
Heating:
Baseboard, Natural Gas, Forced Air
Cooling:
None, Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Fruit Trees
Patio & Porch:
Enclosed
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Off Street
Special Features
Fireplace Type:
Gas
Community Amenities:
Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Highway Access, Public School, T-Station, University
Nearby Schools
School District
Cambridge School District local
A-
Where Graduates Go
Class of 2021
65%
attend college
58%
4-Year
7%
2-Year
23%
Out of State
7%
Working
School Safety
2024-25
1.2%
Low
0.8%
Suspensions
0.2%
In-School
0.4%
Emergency
4.3% below state avg
Elementary Schools
3 schools
A+
Martin Luther King Jr. School
0.2 mi
|
#16 of 825
|
Score: 65.4
Improved 27 spots from last year
+7.2 above state avg
401 students
Very Diverse
Rising School
Diverse Student Body
Strong Attendance
Grades PK-05
A
Amigos School
0.2 mi
|
#46 of 352
|
Score: 57.6
Improved 13 spots from last year
-0.6 below state avg
421 students
Diverse
Diverse Student Body
Strong Attendance
Grades PK-08
A
John M Tobin School
0.5 mi
|
#116 of 825
|
Score: 58.4
Dropped 13 spots from last year
+0.2 above state avg
307 students
Very Diverse
Diverse Student Body
Grades PK-05
Middle Schools
3 schools
A-
Putnam Avenue Upper School
0.2 mi
|
#104 of 352
|
Score: 49.2
Dropped 25 spots from last year
-9 below state avg
286 students
Very Diverse
Diverse Student Body
Grades 06-08
Allium Montessori School
1.0 mi
Grades 01-06
B-
Cambridge Street Upper School
1.1 mi
|
#207 of 352
|
Score: 39.9
Dropped 19 spots from last year
-18.3 below state avg
317 students
Very Diverse
Diverse Student Body
Grades 06-08
High Schools
3 schools
Farr Academy School
0.4 mi
Grades 07-12
NuVu Innovation School
0.5 mi
Grades 08-12
B-
Community Charter School of Cambridge
1.3 mi
|
#205 of 346
|
Score: 51.9
Dropped 84 spots from last year
-6.3 below state avg
244 students
Diverse
7 sports
• 202 athletes
High Graduation Rate
College Ready Curriculum
Grades 06-12
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Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
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Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$739
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
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Current Rate
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
42 Howard St, Cambridge MA 02139
Cambridge, MA 02139
Listing Information
Listing Agent
Fayth Cregg
Listing Office
Leading Edge Real Estate
Office Phone
617-484-1900
Agent MLS ID
CN208903
Office MLS ID
AN4638
Listing Data Updated
Sep 30, 2026 4:59 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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