4041-4043 Church Street, Palmer MA 01079
Palmer, MA 01079
$450,000
Est. $3,020/month
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About this home
Discover a Remarkable Multi-Family Opportunity in Palmer, MA!Welcome to 4041-4043 Church Street, a charming and spacious multi-family Colonial offering a unique blend of historic character, versatility, and investment potential. Built in 1845, this impressive property features approximately 3,320 sq. ft. of living space across three stories.With 5 well-proportioned bedrooms and 4 full bathrooms, there is plenty of room for comfortable living and flexible use. The home's versatile layout provides numerous possibilities for the investors. A functional basement adds valuable storage and utility space.Situated on a 6,534 sq. ft. lot, the property also offers a manageable outdoor area to enjoy. Whether you're looking for a multi-family investment opportunity or a spacious property with character and potential, this Colonial is ready for its next chapter.Don't miss the opportunity to explore all that 4041-4043 Church Street has to offer. Schedule your private showing today!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 1, 2026
$450,000
Original listing
Agent: Zahidul Islam
Office: Cameron Prestige, LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/01/2026 | 🏠 Listed for Sale | $450,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $6,539 | $340,300 |
Financial Details
Annual Property Tax
$6,539
Tax Year 2026
Assessed Value
$340,300
Facts & Features
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Side by Side
Year Built
1845
Living Area
3,320 sq ft
Lot Size
0.15 acres
Stories
6
Bedrooms
7
Full Baths
4
Total Rooms
13
Investment Metrics
Units
2
Unit 1 Rent
$2,100/mo · Y
Unit 2 Rent
$1,750/mo · Y
Total Monthly Rent
$3,850/mo
Gross Income
$25,200
Net Operating Income
$25,200
Operating Expenses
$7,550
Water/Sewer Expense
$2,250
Insurance Expense
$2,650
Cap Rate
5.60%
Interior
Heating
None
Cooling
None
Flooring
Wood, Tile, Vinyl
Appliances
None
Fireplace
None
Basement
Full, Walk-out Access, Concrete, Unfinished
Laundry
Washer Hookup
Features
Living Room, Dining Room, Kitchen, Laundry Room, Mudroom
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Garden
Pool
None
Spa
None
Fencing
None
Patio/Porch
Enclosed, Screened
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
4
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, Washer Hookup
Financial
Annual Tax
$6,539
Assessed Value
$340,300
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Certified Treated
Seller Disclosures
The Heat Pump Currently Serves Only 4041, Which Includes The 2 Bedrooms On The 3rd Floor. The 2 Rooms In 4043 On The 3rd Floor Do Not Currently Have Heat And Are Being Used For Storage. However, These Spaces Have The Potential To Be Finished And Converted Into Additional Living Room Or Bedrooms.
Exclusions
Tenant Personal Belongings.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Sq Ft Disclosures
LA & Owner never measured the living area, buyer to do due diligence confirming the living area.
Documents
None
County
Hampden
Property Overview
Property Type
2 Family - 2 Units Side by Side
Listing Type
For Sale
Year Built
1845
Bedrooms
7
Full Bathrooms
4
Living Area
3,320 sq ft
Total Rooms
13
Stories
6
Levels
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,320 sq ft above grade
Display Options
Outdoor Areas
Patio & porchEnclosed, Screened
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Vinyl
Appliances:
Interior Features:
Living Room, Dining Room, Kitchen, Laundry Room, Mudroom
Windows:
Insulated Windows
Basement:
Full, Walk-Out Access, Concrete, Unfinished
Laundry:
Washer Hookup
Security:
Construction & Materials
Year Built:
1845
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone, Brick/Mortar
Stories:
6
Heating, Cooling & Utilities
Heating:
Heating Zones:
2
Cooling:
Cooling Zones:
1
Hot Water:
Electric
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Garden
Patio & Porch:
Enclosed, Screened
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street, Paved
Nearby Schools
School District
Palmer School District local
C-
School Safety
2024-25
6.6%
Above Average
5.7%
Suspensions
0.5%
In-School
0.9%
Emergency
1.1% above state avg
Elementary Schools
2 schools
C-
Old Mill Pond School
0.5 mi
|
#701 of 825
|
Score: 35.7
Dropped 68 spots from last year
-22.6 below state avg
676 students
Moderate
Grades PK-06
St. Thomas Aquinas School
5.0 mi
Grades K-12
High Schools
2 schools
B-
Palmer High School
0.5 mi
|
#182 of 346
|
Score: 53.6
Improved 115 spots from last year
-4.6 below state avg
392 students
Moderate
15 sports
• 550 athletes
High Graduation Rate
Rising School
College Ready Curriculum
Strong Athletics
Grades 07-12
C
Pathfinder Regional Vocational-Technical High School
0.9 mi
|
#250 of 346
|
Score: 47.1
Dropped 26 spots from last year
-11.1 below state avg
647 students
Moderate
15 sports
• 496 athletes
Career Tech Programs
College Ready Curriculum
Strong Athletics
Strong Attendance
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$545
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
4041-4043 Church Street, Palmer MA 01079
Palmer, MA 01079
Listing Information
Listing Agent
Zahidul Islam
Listing Office
Cameron Prestige, LLC
Office Phone
857-331-5127
Agent MLS ID
CN230582
Office MLS ID
AN4281
Listing Data Updated
Sep 1, 2026 11:50 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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