404 Cambridge St, Worcester MA 01610

Worcester, MA 01610
$660,000
Est. $4,213/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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9
Beds
3
Baths
3,528
Sq Ft
$187
Price/Sq Ft
0.09
Acres
1870
Year Built
4
Parking
New today
Time on Market
For Sale Open House Listed Nov 10, 2026 • MLS# 73600680 Copied! • Updated Nov 10, 2026

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Open House Schedule

14
Nov
Saturday, November 14
11:00 AM - 12:30 PM EST
15
Nov
Sunday, November 15
12:30 PM - 2:00 PM EST

About this home

Excellent investment opportunity in Worcester, right by the Auburn line! This well-maintained three-family offers 9 bedrooms, 3 bathrooms, and approximately 3,528 sq. ft. of living space. Each unit features 3 generously sized bedrooms, an eat-in kitchen, spacious living room, in-unit washer and dryer, and a private open rear porch. Enjoy separate utilities, gas baseboard heating (no parlor heaters), vinyl replacement windows, and off-street parking on a corner lot. The first floor is currently rented out, providing immediate rental income, while one unit will be delivered vacant at closing, with the potential for a second. With rental income already in place and the flexibility to occupy or rent out the remaining units, this property offers a great opportunity for house hackers to significantly offset their mortgage or buy-and-hold investors to capitalize on rental potential and build long-term equity. Conveniently located near grocery stores, schools, shopping, and major commuter routes including I-290, the Mass Pike, and Route 146. Whether you're looking to break into multifamily investing or add another income-producing property to your portfolio, this is an opportunity you won't want to miss! Open houses 11/14 Saturday 11AM-12:30PM and 11/15 Sunday 12:30PM-2PM

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Nov 10, 2026
$660,000
Original listing
Agent: Candor Investment Group Office: eXp Realty LLC

Tax History

Year Taxes Assessment
2026 $8,111 $610,800

Financial Details

Annual Property Tax
$8,111
Tax Year 2026
Assessed Value
$610,800

Facts & Features

Home Facts

Type Residential Income
Style 3 Family
Year Built 1870
Living Area 3,528 sq ft
Lot Size 0.09 acres
Stories 3
Bedrooms 9
Full Baths 3
Total Rooms 19

Investment Metrics

Units 3
Unit 1 Rent $1,900/mo · Y
Unit 2 Rent $1,700/mo · N
Total Monthly Rent $3,600/mo
Gross Income $43,200
Net Operating Income $43,200
Cap Rate 6.55%
Heating None
Cooling None
Flooring Vinyl
Appliances None
Fireplace None
Basement Unfinished
Laundry None
Features None
Construction None
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch
Features Paved Drive, Off Street, Tandem
Total Spaces 4
Electric 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $8,111
Assessed Value $610,800
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Unit 3 Will Be Delivered Vacant, Unit 2 May Be Delivered Vacant. Unit 1 Can Be Used As A 4 Bed.
Possession None
Accepted Financing None
Structure Type []
House Color Tan
Sq Ft Source Public Record
Documents None
County Worcester

Property Overview

Property Type
3 Family
Listing Type
For Sale
Year Built
1870
Bedrooms
9
Full Bathrooms
3
Living Area
3,528 sq ft
Total Rooms
19
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring: Vinyl
Appliances:
Interior Features:
Windows:
Basement: Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1870
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Concrete Perimeter
Stories: 3

Utilities & Systems

Heating:
Heating Zones: 3
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features: Corner Lot
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street, Tandem

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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After down payment
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $676
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

404 Cambridge St, Worcester MA 01610

Worcester, MA 01610

Listing Information

Listing Agent Candor Investment Group
Listing Office eXp Realty LLC
Office Phone 888-854-7493
Agent MLS ID TM361776
Office MLS ID AN9457
Listing Data Updated Nov 10, 2026 7:53 PM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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