400 Main St, Reading MA 01867

Reading, MA 01867
$799,000
Est. $4,680/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
1.5
Baths
1,603
Sq Ft
$498
Price/Sq Ft
0.06
Acres
1963
Year Built
4
Parking
New today
Time on Market
For Sale Open House Listed Oct 15, 2026 • MLS# 73591423 Copied! • Updated Oct 15, 2026

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Open House Schedule

18
Oct
Sunday, October 18
11:00 AM - 12:30 PM EDT
17
Oct
Saturday, October 17
11:00 AM - 12:30 PM EDT

About this home

Rare opportunity to own a versatile mixed-use property on Main Street in Reading! Live upstairs, run your business downstairs, and build equity under one roof. The street-level commercial space is currently configured as a turnkey salon featuring four styling stations, shampoo sinks, dryers, storage, and a half bath. The flexible layout offers potential for a variety of professional uses, including an esthetician, therapist, accountant, attorney, insurance office, or other small business, subject to applicable approvals. Upstairs, the two-bedroom residence features an open kitchen with a four-seat peninsula, spacious living area, and a primary suite with a walk-in closet, spa-style bath, and private deck overlooking the fenced backyard. Owner-occupants may qualify for conventional financing options with down payments as low as 5%, subject to lender guidelines and property eligibility. Eligible build-out costs may also be financeable depending on the loan program. Whether you're an entrepreneur, professional, or investor, 400 Main Street offers a unique opportunity to combine business, lifestyle, and long-term ownership in a prime Reading location!

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Recently Sold Nearby

Price & Status History

Market Insights

77.5%
Price Range
2
Previous Sales

Property Timeline

👁️
Showing Instructions Updated
Oct 15, 2026
New showing requirements
🏠
Listed for Sale
Oct 15, 2026
$799,000
Original listing
Agent: DNA Realty Group Office: Keller Williams Realty
Previous Transaction - MLS #72082205
Full transaction history available when tracking began
🏷️
Previously Sold
Dec 7, 2016
$245,500
MLS #72082205
Previous Transaction - MLS #71930886
Full transaction history available when tracking began
🏷️
Previously Sold
Mar 17, 2016
$180,000
MLS #71930886

Tax History

Year Taxes Assessment
2026 $5,272 $420,100

Financial Details

Annual Property Tax
$5,272
Tax Year 2026
Assessed Value
$420,100

Facts & Features

Central AC

Home Facts

Type Residential Income
Style Multi Family
Year Built 1963
Living Area 1,603 sq ft
Lot Size 0.06 acres
Stories 3
Bedrooms 2
Full Baths 1
Half Baths 1
Total Rooms 5

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent — · N
Heating Central
Cooling Central Air
Flooring None
Appliances Other, Range, Dishwasher, Microwave, Refrigerator, Freezer, Washer, Dryer
Fireplace None
Basement Full, Partially Finished, Interior Entry
Laundry None
Features Other, Stone/granite/solid Counters, Walk-in Closet(s), Bathroom With Shower Stall, Open Floorplan, Remodeled, Living Room, Kitchen, Laundry Room
Construction Frame
Architecture None
Roof Shingle
Features Balcony/deck, Balcony
Pool None
Spa None
Fencing Fenced
Patio/Porch Deck, Patio, Patio - Enclosed
Features Paved Drive, Off Street, Paved
Total Spaces 4
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $5,272
Assessed Value $420,100
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures There Is A Toilet And Sink In The Basement.
Possession None
Accepted Financing None
Structure Type []
House Color White
Sq Ft Source Public Record
Sq Ft Disclosures Room sizes are approximate. Buyers and their agents to do own due diligence about zoning.
Documents None
County Middlesex

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1963
Bedrooms
2
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,603 sq ft
Total Rooms
5
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring:
Appliances: Other, Range, Dishwasher, Microwave, Refrigerator, Freezer, Washer, Dryer
Interior Features: Other, Stone/Granite/Solid Counters, Walk-In Closet(s), Bathroom with Shower Stall, Open Floorplan, Remodeled, Living Room, Kitchen, Laundry Room
Windows:
Basement: Full, Partially Finished, Interior Entry
Laundry:
Security:

Construction & Materials

Year Built: 1963
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter
Stories: 3

Utilities & Systems

Heating: Central
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony/Deck, Balcony
Patio & Porch: Deck, Patio, Patio - Enclosed
Fencing: Fenced
Other Structures:
Lot Features:
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street, Paved
School District
Reading School District local
A
✓ School Safety 2024-25
0.4% Low
0.4% Suspensions 0.2% In-School
↓ 5.1% below state avg
E

Elementary Schools

3 schools
A+
Joshua Eaton School
0.6 mi | #83 of 825 | Score: 60.1
Improved 44 spots from last year
+1.9 above state avg
401 students Moderate
Rising School Strong Attendance
Grades K-05
RISE PreSchool
1.1 mi
100 students Moderate
Grades PK
A
Alice M Barrows School
1.1 mi | #155 of 825 | Score: 56.8
Dropped 79 spots from last year
-1.4 below state avg
368 students Less Diverse
Strong Attendance
Grades K-05
M

Middle Schools

3 schools
A
Walter S Parker Middle School
0.6 mi | #63 of 352 | Score: 54.6
Dropped 27 spots from last year
-3.6 below state avg
533 students Moderate
Strong Attendance
Grades 06-08
A
Arthur W Coolidge Middle School
1.3 mi | #43 of 352 | Score: 58.3
Improved 32 spots from last year
+0.1 above state avg
417 students Moderate
Rising School Strong Attendance
Grades 06-08
A-
Galvin Middle School
2.2 mi | #80 of 352 | Score: 51.9
Improved 4 spots from last year
-6.3 below state avg
1,076 students Moderate
Strong Attendance
Grades 05-08
H

High Schools

3 schools
A
Reading Memorial High School
1.1 mi | #63 of 346 | Score: 65.6
Dropped 3 spots from last year
+7.4 above state avg
1,066 students Moderate
18 sports • 2,420 athletes
Strong AP Program High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
Austin Prep School
1.5 mi
Grades 06-12
Nazareth Academy
1.7 mi
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $439
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

400 Main St, Reading MA 01867

Reading, MA 01867

Listing Information

Listing Agent DNA Realty Group
Listing Office Keller Williams Realty
Office Phone 978-475-2111
Agent MLS ID TM003972
Office MLS ID G95022
Listing Data Updated Oct 15, 2026 3:47 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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