Dimensions13 x 13
FeaturesSkylight, Flooring - Wall to Wall Carpet
LevelSecond
40 Harbor St, Pepperell MA 01463
Pepperell, MA 01463
$650,000
Est. $4,145/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Beautifully maintained post-and-beam home set back off the street on a private 1.86-acre lot in Pepperell. Offering 4 bedrooms, 2.5 baths, and 2,569 square feet of living space, this inviting property combines generous room to spread out with distinctive character and practical updates including a whole house propane Generac generator! A covered front porch welcomes you inside to a granite kitchen featuring a gas convection chef’s stove and a large Pella picture window overlooking the serene grounds. The post-and-beam living room showcases gleaming hardwood floors and a wood stove that can help heat the home. A formal dining room with a wood-burning fireplace features a slider to the deck, complete with a sunset awning. The first floor office is perfect for those who work from home. Separate area for the first-floor laundry adding everyday convenience. Upstairs, find four bedrooms and two full baths, including a bath with a Jacuzzi tub, skylight, and double-sink vanity. The primary bedroom features two double closets, a mini-split for heating and cooling, and an en-suite bath with a double vanity and shower stall. Additional features include a two-car attached garage, on-demand propane tankless water heater. The furnace is approximately four years old, Roof is approximately 10–12 years old. Ring alarm system is included and covers the exterior. The heated basement offers excellent potential and is ready for your finishing touches. A special opportunity to enjoy timeless post-and-beam style, comfortable living spaces, and a private and peaceful setting. Quick close possible!
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 12, 2026
$650,000
Original listing
Agent: Susan Mathurin
Office: Gibson Sotheby's International Realty
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/12/2026 | 🏠 Listed for Sale | $650,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $7,895 | $572,900 |
Financial Details
Annual Property Tax
$7,895
Tax Year 2026
Assessed Value
$572,900
Facts & Features
2 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1988
Living Area
2,569 sq ft
Lot Size
1.86 acres
Bedrooms
4
Full Baths
2
Half Baths
1
Total Rooms
8
Interior
Heating
Baseboard, Oil, Wood Stove, Ductless
Cooling
Ductless
Flooring
Tile, Vinyl, Carpet, Hardwood, Flooring - Hardwood
Appliances
Water Heater, Tankless Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer, Range Hood
Fireplace
Dining Room, Living Room
Fireplaces
2
Basement
Full, Sump Pump, Radon Remediation System, Concrete
Laundry
First Floor, Electric Dryer Hookup, Washer Hookup
Features
Home Office
Exterior
Construction
Post & Beam
Architecture
Cape
Roof
Shingle
Features
Porch, Deck - Wood, Rain Gutters, Storage, Garden
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Deck - Wood
Parking
Garage Spaces
2
Has Garage
Yes
Features
Attached, Garage Door Opener, Paved Drive, Off Street, Stone/gravel, Paved
Total Spaces
9
Utilities
Electric
Generator, Circuit Breakers, 200+ Amp Service, Generator Connection
Water
Public
Sewer
Private Sewer
Gas
None
Other
For Gas Range, For Electric Dryer, Washer Hookup, Generator Connection
Financial
Annual Tax
$7,895
Assessed Value
$572,900
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
None
Seller Disclosures
Floor Plan By Cubi Casa For Marketing Purposes Only, Buyer Should Verify Measurements.
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
House Color
Tan
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1988
Bedrooms
4
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,569 sq ft
Total Rooms
8
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,569 sq ft above grade
Dimensions11 x 11
FeaturesFlooring - Wall to Wall Carpet
LevelSecond
Dimensions14 x 9
FeaturesCeiling Fan(s), Flooring - Wall to Wall Carpet
LevelSecond
FeaturesBathroom - Full, Bathroom - Double Vanity/Sink, Flooring - Stone/Ceramic Tile
LevelSecond
FeaturesBathroom - Full, Skylight, Closet - Linen, Jacuzzi / Whirlpool Soaking Tub, Double Vanity
LevelSecond
Dimensions32 x 13
FeaturesSkylight, Flooring - Wall to Wall Carpet, Closet - Double
LevelSecond
Dimensions13 x 11
FeaturesFlooring - Hardwood
LevelFirst
Dimensions16 x 11
FeaturesFlooring - Stone/Ceramic Tile, Window(s) - Picture, Countertops - Stone/Granite/Solid
LevelFirst
FeaturesFlooring - Laminate
LevelFirst
Dimensions13 x 14
FeaturesFlooring - Hardwood, Slider
LevelFirst
Dimensions23 x 11
FeaturesWood / Coal / Pellet Stove, Skylight, Ceiling Fan(s), Beamed Ceilings, Flooring - Hardwood
LevelFirst
FeaturesYes
Display Options
Outdoor Areas
Patio & porchPorch, Deck - Wood
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (4)
BABathroom (4)
DDining (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Vinyl, Carpet, Hardwood, Flooring - Hardwood
Appliances:
Water Heater, Tankless Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer, Range Hood
Interior Features:
Home Office
Windows:
Insulated Windows
Basement:
Full, Sump Pump, Radon Remediation System, Concrete
Laundry:
First Floor, Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Cape
Year Built:
1988
Structure Type:
Exterior Materials:
Post & Beam
Roof:
Shingle
Foundation:
Concrete Perimeter
Utilities & Systems
Heating:
Baseboard, Oil, Wood Stove, Ductless
Heating Zones:
4
Cooling:
Ductless
Cooling Zones:
1
Hot Water:
Water Source:
Public
Sewer:
Private Sewer
Energy Features:
Thermostat
Exterior & Lot
Exterior Features:
Porch, Deck - Wood, Rain Gutters, Storage, Garden
Patio & Porch:
Porch, Deck - Wood
Fencing:
Other Structures:
Lot Features:
Wooded
Road Surface:
Paved
Parking & Garage
Garage Spaces:
2
Garage Type:
Attached
Total Parking Spaces:
9
Parking Features:
Attached, Garage Door Opener, Paved Drive, Off Street, Stone/Gravel, Paved
Special Features
Fireplaces:
2
Fireplace Type:
Dining Room, Living Room
Community Amenities:
Nearby Schools
School District
North Middlesex School District local
Where Graduates Go
Class of 2021
77%
attend college
64%
4-Year
13%
2-Year
24%
Out of State
0%
Working
School Safety
2024-25
2.7%
Above Average
2.7%
Suspensions
0.3%
In-School
2.8% below state avg
Elementary Schools
3 schools
B
Varnum Brook School
2.9 mi
|
#380 of 825
|
Score: 48.2
Improved 9 spots from last year
-10 below state avg
578 students
Moderate
Grades K-04
Squannacook Early Childhood Center
3.5 mi
262 students
Moderate
Grades PK-03
Mapledene Elementary School
3.6 mi
Grades K-05
Middle Schools
3 schools
C+
Nissitissit Middle School
3.0 mi
|
#224 of 352
|
Score: 38.9
Improved 20 spots from last year
-19.3 below state avg
500 students
Moderate
Rising School
Grades 05-08
C+
Hawthorne Brook School
3.4 mi
|
#245 of 352
|
Score: 36.7
Dropped 4 spots from last year
-21.5 below state avg
440 students
Less Diverse
Grades 04-08
A
Groton Dunstable Regional Middle School
3.5 mi
|
#70 of 352
|
Score: 53.1
Improved 15 spots from last year
-5.1 below state avg
724 students
Moderate
Strong Attendance
Grades 05-08
High Schools
2 schools
B+
North Middlesex Regional High School
1.0 mi
|
#113 of 346
|
Score: 59.5
Improved 14 spots from last year
+1.3 above state avg
649 students
Moderate
College Ready Curriculum
Grades 09-12
Groton School
4.6 mi
Grades 08-12
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Down: $0
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Monthly Payment Breakdown
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Property Tax
$658
Homeowners Insurance
$200
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Loan Summary
Total of 360 payments
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
40 Harbor St, Pepperell MA 01463
Pepperell, MA 01463
Listing Information
Listing Agent
Susan Mathurin
Listing Office
Gibson Sotheby's International Realty
Office Phone
978-851-3022
Agent MLS ID
B8000910
Office MLS ID
AN9403
Listing Data Updated
Oct 12, 2026 11:15 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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