39 Holyoke Street, Northampton MA 01060

Northampton, MA 01060
$549,000
Est. $3,524/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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6
Beds
2
Baths
2,492
Sq Ft
$220
Price/Sq Ft
0.22
Acres
1900
Year Built
9
Parking
New today
Time on Market
For Sale Listed Oct 13, 2026 • MLS# 73590064 Copied! • Updated Oct 13, 2026

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About this home

Here's a great opportunity for the savvy investor or owner-occupant to get a large 2-family with excellent rental history! Set way back from the road, the tenants enjoy plenty of parking and quiet surroundings. Major updates in the recent past include a new roof (2023), new gas boilers (2018), new water heaters (2026), exterior paint (2018), and more - see attached for full list of recent improvements! An added bonus is a partially finished basement that is now used for common area storage but could potentially be finished for a 3rd apartment. Adding to the appeal is laundry for both units (washer and dryer included), extra storage space and a large common entry foyer. The 1st floor unit has HW floors, a home office/4th bedroom, a renovated bathroom, and a large deck. The 2nd.floor unit has a large storage closet, walk-in pantry, and abundant closet space. Located just 3 blocks from Main St, 1 block to Pleasant St, and an easy walk to the East Meadows conservation area.

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 13, 2026
$549,000
Original listing
Office: Brick & Mortar Northampton

Tax History

Year Taxes Assessment
2026 $6,572 $480,800

Financial Details

Annual Property Tax
$6,572
Tax Year 2026
Assessed Value
$480,800

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1900
Living Area 2,492 sq ft
Lot Size 0.22 acres
Stories 2
Bedrooms 6
Full Baths 2
Total Rooms 12

Investment Metrics

Units 2
Unit 1 Rent $2,150/mo · Y
Unit 2 Rent $1,800/mo · N
Total Monthly Rent $3,950/mo
Gross Income $47,400
Net Operating Income $47,400
Operating Expenses $9,034
Water/Sewer Expense $1,950
Electric Expense $1,524
Insurance Expense $2,700
Cap Rate 8.63%
Heating Baseboard, Natural Gas
Cooling None
Flooring Vinyl, Carpet, Hardwood
Appliances Range, Dishwasher, Refrigerator
Fireplace None
Basement Full, Partially Finished, Interior Entry, Sump Pump
Laundry Washer Hookup
Features Laundry Room, Mudroom, Ceiling Fan(s), Pantry, Living Room, Kitchen, Office/den
Construction Frame
Architecture None
Roof Shingle
Features Rain Gutters
Pool None
Spa None
Fencing None
Patio/Porch None
Features Shared Driveway, Off Street, Common
Total Spaces 9
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, Washer Hookup

Financial

Annual Tax $6,572
Assessed Value $480,800
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Driveway Right Of Way In Place; Older Windows On 1st Floor, Some Need Repair; No Vent Fan In 2nd Floor Bath; Basement Heat And Electric Currently Included In 1st Floor Rent (estimate In Hand For Adding An Owners Meter); 1st Floor Leased To 12/31/26, 2nd Floor On Month-to-month Lease
Possession None
Accepted Financing None
Structure Type []
House Color Blue
Sq Ft Source Public Record
Sq Ft Disclosures 2 BRs in each unit are tandem; Floor plan dimensions are approx; Photos taken when units were vacant
Documents None
County Hampshire

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1900
Bedrooms
6
Full Bathrooms
2
Living Area
2,492 sq ft
Total Rooms
12
Stories
2
Levels
2

Floor Layout

Interior Features

Flooring: Vinyl, Carpet, Hardwood
Appliances: Range, Dishwasher, Refrigerator
Interior Features: Laundry Room, Mudroom, Ceiling Fan(s), Pantry, Living Room, Kitchen, Office/Den
Windows: Insulated Windows, Screens
Basement: Full, Partially Finished, Interior Entry, Sump Pump
Laundry: Washer Hookup
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter, Stone, Brick/Mortar
Stories: 2

Utilities & Systems

Heating: Baseboard, Natural Gas
Heating Zones: 2
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Rain Gutters
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Easements, Level
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 9
Parking Features: Shared Driveway, Off Street, Common
School District
Northampton School District local
B-
✓ School Safety 2024-25
2.0% Average
1.4% Suspensions 1.7% In-School 0.6% Emergency
↓ 3.5% below state avg
E

Elementary Schools

10 schools
New Directions School
0.3 mi
Grades 04-12
Cutchins Program
0.3 mi
Grades K-12
Campus School of Smith College
0.8 mi
Grades K-06
Clarke School
0.9 mi
Grades PK-12
Clarke School for the Deaf Northampton
0.9 mi
Grades PK-10
Lander Grinspoon Academy
1.3 mi
Grades K-06
C
Bridge Street School
0.5 mi | #610 of 825 | Score: 40.0
Improved 126 spots from last year
-18.2 below state avg
273 students Diverse
Rising School Diverse Student Body
Grades PK-05
Montessori School of Northampton
1.1 mi
Grades PK-05
B
Jackson Street School
1.7 mi | #342 of 825 | Score: 49.2
Dropped 108 spots from last year
-9 below state avg
253 students Diverse
Grades K-05
C+
R.K. Finn Ryan Road Elementary School
3.5 mi | #572 of 825 | Score: 42.3
Dropped 72 spots from last year
-15.9 below state avg
220 students Moderate
Grades K-05
M

Middle Schools

1 school
B+
John F Kennedy Middle School
3.4 mi | #133 of 352 | Score: 45.9
Improved 59 spots from last year
-12.3 below state avg
570 students Moderate
Rising School
Grades 06-08
H

High Schools

3 schools
Community Enterprises, Inc.
0.2 mi
Grades 11-12
A-
Northampton High School
1.5 mi | #87 of 346 | Score: 62.1
Improved 198 spots from last year
+3.9 above state avg
846 students Moderate
19 sports • 1,196 athletes
Strong AP Program High Graduation Rate Rising School Strong Athletics
Grades 09-12
C-
Smith Vocational and Agricultural High School
2.1 mi | #285 of 346 | Score: 42.9
Dropped 89 spots from last year
-15.3 below state avg
589 students Moderate
15 sports • 542 athletes
High Graduation Rate Career Tech Programs College Ready Curriculum Strong Athletics
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $548
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

39 Holyoke Street, Northampton MA 01060

Northampton, MA 01060

Listing Information

Listing Agent Mark Carmien
Listing Office Brick & Mortar Northampton
Office Phone 413-259-8888
Agent MLS ID E9500716
Office MLS ID AN8945
Listing Data Updated Oct 13, 2026 1:53 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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