38F Cottage Street, Leominster MA 01453

Leominster, MA 01453
$425,000
Est. $2,739/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
1.5
Baths
1,700
Sq Ft
$250
Price/Sq Ft
0.16
Acres
1920
Year Built
4
Parking
11 hours 49 minutes
Time on Market
For Sale Listed Oct 8, 2026 • MLS# 73588171 Copied! • Updated Oct 8, 2026

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About this home

Welcome home to Leominster! This 2026 renovated 3-bed, 2-bath beauty is fresh, bright, and ready for its next chapter. Just turn the key and settle in.The brand-new kitchen shines with sleek stainless steel appliances and gorgeous quartz countertops. New flooring and fresh paint flow throughout, so every room feels crisp and move-in ready.The big-ticket items are done too. The electrical system was fully updated in 2026, and a new furnace and oil tank were installed in 2022. Fully paid off solar panels are already in place to help cut your electric bill, with no lease or third-party contract.Step outside to a spacious, fully fenced backyard, a great spot for pets, play, or backyard get-togethers. A roomy metal shed handles all your storage needs, and there's off-street parking for up to four cars. The driveway to the left of the home is shared with, and plowed by, the rear neighbor.Renovated, updated, and priced to impress. Don't miss it. Book your private showing today!

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Oct 8, 2026
$425,000
Original listing
Agent: James Greelish Office: Greelish Realty

Tax History

Year Taxes Assessment
2026 $4,677 $342,400

Financial Details

Annual Property Tax
$4,677
Tax Year 2026
Assessed Value
$342,400

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1920
Living Area 1,700 sq ft
Lot Size 0.16 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 7

Interior

Heating Forced Air, Oil
Cooling None
Flooring Tile, Hardwood
Appliances Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer, Plumbed For Ice Maker
Fireplace None
Basement Full, Concrete
Laundry Electric Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Deck, Patio, Storage, Fenced Yard
Pool None
Spa None
Fencing Fenced
Patio/Porch Deck, Patio
Features Paved Drive, Off Street
Total Spaces 4
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup, Icemaker Connection
Annual Tax $4,677
Assessed Value $342,400
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Listing Agent Is Trustee Of Trust That Owns Property But Not A Beneficiary. Solar Power Production And Kw Figures Have Been Estimated, Buyer To Confirm Actual Figures.
Possession None
Accepted Financing None
Structure Type []
House Color White
Sq Ft Source Public Record
Documents None
County Worcester

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1920
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,700 sq ft
Total Rooms
7

Floor Layout

Interior Features

Flooring: Tile, Hardwood
Appliances: Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer, Plumbed For Ice Maker
Interior Features:
Windows: Insulated Windows
Basement: Full, Concrete
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Colonial
Year Built: 1920
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Irregular

Heating, Cooling & Utilities

Heating: Forced Air, Oil
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Deck, Patio, Storage, Fenced Yard
Patio & Porch: Deck, Patio
Fencing: Fenced
Other Structures:
Lot Features:
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street
School District
Leominster School District local
B-
✓ School Safety 2024-25
2.2% Average
2.2% Suspensions 4.1% In-School
↓ 3.3% below state avg
E

Elementary Schools

3 schools
Bennett School
< 0.1 mi
114 students Diverse
Diverse Student Body
Grades PK
St. Leo School
0.6 mi
Grades PK-08
St. Anna School
0.7 mi
Grades PK-12
M

Middle Schools

3 schools
C+
Samoset School
2.0 mi | #215 of 352 | Score: 39.4
Improved 5 spots from last year
-18.8 below state avg
536 students Diverse
Diverse Student Body
Grades 06-08
B-
Sky View Middle School
2.7 mi | #192 of 352 | Score: 41.0
Improved 32 spots from last year
-17.2 below state avg
880 students Diverse
Rising School Diverse Student Body
Grades 06-08
C
Memorial Middle School
4.1 mi | #280 of 352 | Score: 33.8
Dropped 10 spots from last year
-24.4 below state avg
620 students Diverse
Diverse Student Body
Grades 06-08
H

High Schools

3 schools
C-
Leominster Center for Excellence
0.8 mi | #312 of 346 | Score: 36.0
Dropped 25 spots from last year
-22.2 below state avg
77 students Diverse
Early College Program College Ready Curriculum
Grades 09-12
Leominster Academy
0.8 mi
35 students Diverse
College Ready Curriculum
Grades 09-12
C+
Center For Technical Education Innovation
0.9 mi | #222 of 346 | Score: 50.2
Dropped 30 spots from last year
-8 below state avg
881 students Diverse
Strong AP Program Early College Program High Graduation Rate Career Tech Programs
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $390
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

38F Cottage Street, Leominster MA 01453

Leominster, MA 01453

Listing Information

Listing Agent James Greelish
Listing Office Greelish Realty
Office Phone 978-302-0198
Agent MLS ID D9500177
Office MLS ID AN4083
Listing Data Updated Oct 8, 2026 1:02 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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