FeaturesCloset/Cabinets - Custom Built, Flooring - Hardwood
LevelThird
38 Northampton Ave, Springfield MA 01109
Springfield, MA 01109
$415,000
$390,000
Est. $2,662/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
About this home
NEW PRICE-$390,000 + SELLER INCENTIVE/Buyer Mortgage Interest Rate Buydown Incentive. EXCEPTIONAL SPACE, VERSATILITY & OPPORTUNITY! Discover the possibilities, where generous proportions and flexible living spaces create an extraordinary opportunity! Originally constructed as a two family residence and enjoyed as a spacious single family home for many years, this distinctive property offers three levels of living space with endless possibilities for today's lifestyle. The expansive floor plan provides flexibility for multigenerational living, home offices, guest accommodations, and creative use of additional rooms. First floor bedroom and full bath add convenience, while the upper levels offer generously sized bedrooms and versatile bonus spaces. Adding to its appeal is an adjacent parcel conveyed with the home, an extensive driveway and detached two car garage. Conveniently situated steps away from Springfield College and American International College. This property offers tremendous potential for homeowners and investors alike. An exceptional opportunity to make your vision a reality. Additional lot to the left of the home is included in the sale and will convey with the property, offering added value and potential opportunities for future use. Take advantage of this opportunity for a lower mortgage interest rate, potentially reducing your monthly payments. Seller will contribute up to two percentage points towards buyer's permanent interest rate reduction. Subject to buyer's mortgage lender's approval, applicable finance guidelines, seller's maximum contribution not exceeding $15,600.00, specific terms of the incentive shall be negotiated and agreed upon by seller and buyer(s).
View in the App
Save this property, schedule tours instantly, and get alerts when the price drops
Scan with phone
Public Records & Permits
Log in to view assessor & tax records, ownership history, and recent building permits for this property.
BMN Estimate
Get the number an algorithm can't give you
A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.
Recently Sold Nearby
Price & Status History
Market Insights
1
Price Changes
6%
Price Range
Property Timeline
Price Reduced
Nov 7, 2026
$390,000
$25,000
(-6.02%)
From $415,000 to $390,000 (-6.0%)
Listed for Sale
Sep 26, 2026
$415,000
Original listing
Office: Keller Williams Realty
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 11/07/2026 | ↓ Price Reduced | $390,000 | $25,000 | - | From $415,000 to $390,000 (-6.0%) |
| 09/26/2026 | 🏠 Listed for Sale | $415,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,878 | $380,200 |
Financial Details
Annual Property Tax
$5,878
Tax Year 2026
Assessed Value
$380,200
Facts & Features
2 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1913
Living Area
4,082 sq ft
Lot Size
0.28 acres
Bedrooms
6
Full Baths
3
Total Rooms
10
Interior
Heating
Steam, Natural Gas
Cooling
Window Unit(s)
Flooring
Vinyl, Carpet, Hardwood
Appliances
Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
Living Room
Fireplaces
2
Basement
Full, Interior Entry, Bulkhead
Laundry
First Floor, Electric Dryer Hookup, Washer Hookup
Features
Exercise Room, Bonus Room, Home Office
Exterior
Construction
Frame
Architecture
Colonial
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Garage Spaces
2
Has Garage
Yes
Features
Detached, Paved Drive, Off Street
Total Spaces
5
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$5,878
Assessed Value
$380,200
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Sale Is As Is, Microwave Above Range Inoperable, Do Not Open/close Pocket Doors Between Living And Dining Room, Doors Need Updated Fitting To Accommodate New Carpet Height.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Beige
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
46 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1913
Bedrooms
6
Full Bathrooms
3
Living Area
4,082 sq ft
Total Rooms
10
Floor Layout
Interactive room guide
Floor Layout
Finished Area
4,082 sq ft above grade
FeaturesFireplace, Closet, Flooring - Hardwood
LevelSecond
FeaturesCloset/Cabinets - Custom Built, Flooring - Vinyl
LevelSecond
FeaturesBathroom - 3/4, Bathroom - With Shower Stall, Closet - Linen, Flooring - Vinyl
LevelSecond
FeaturesBathroom - Full, Bathroom - With Tub & Shower, Flooring - Vinyl
LevelSecond
FeaturesCloset, Flooring - Hardwood
LevelSecond
FeaturesBathroom - 3/4, Closet, Flooring - Vinyl
LevelSecond
LevelFirst
FeaturesFlooring - Vinyl, Kitchen Island, Cabinets - Upgraded, Dryer Hookup - Electric, Exterior Access, Remodeled, Stainless Steel Appliances, Washer Hookup, Gas Stove
LevelFirst
FeaturesCloset, Flooring - Vinyl
LevelFirst
FeaturesBathroom - Full, Bathroom - With Tub & Shower, Flooring - Vinyl, Pedestal Sink
LevelFirst
FeaturesCloset, Flooring - Wall to Wall Carpet
LevelFirst
FeaturesFlooring - Wall to Wall Carpet, Pocket Door
LevelFirst
FeaturesYes
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Vinyl, Carpet, Hardwood
Appliances:
Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Exercise Room, Bonus Room, Home Office
Windows:
Basement:
Full, Interior Entry, Bulkhead
Laundry:
First Floor, Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Colonial
Year Built:
1913
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Brick/Mortar
Utilities & Systems
Heating:
Steam, Natural Gas
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Other
Road Surface:
Parking & Garage
Garage Spaces:
2
Total Parking Spaces:
5
Parking Features:
Detached, Paved Drive, Off Street
Special Features
Fireplaces:
2
Fireplace Type:
Living Room
Community Amenities:
Nearby Schools
School District
Springfield School District local
D
Where Graduates Go
Class of 2021
36%
attend college
20%
4-Year
16%
2-Year
3%
Out of State
3%
Working
School Safety
2024-25
5.9%
Above Average
5.1%
Suspensions
1.4%
In-School
0.8%
Emergency
0.4% above state avg
Elementary Schools
10 schools
D
The Springfield Virtual School
0.3 mi
|
#326 of 346
|
Score: 30.7
Improved 11 spots from last year
-27.5 below state avg
201 students
Moderate
College Ready Curriculum
Grades PK-12
Your Educational Success Academy
1.2 mi
Grades K-12
B
Veritas Preparatory Charter School
1.4 mi
|
#12 of 25
|
Score: 34.5
Improved 339 spots from last year
-23.8 below state avg
769 students
Moderate
Early College Program
Rising School
Grades 05-12
St. Michael's Academy
1.6 mi
Grades PK-08
A
Alfred G. Zanetti Montessori Magnet School
1.6 mi
|
#3 of 16
|
Score: 47.5
Improved 137 spots from last year
-10.7 below state avg
436 students
Diverse
Rising School
Grades PK-08
A+
Springfield Preparatory Charter School
2.0 mi
|
#2 of 16
|
Score: 48.5
Improved 94 spots from last year
-9.8 below state avg
485 students
Moderate
Rising School
Strong Attendance
Grades K-08
Academy Hill School
2.2 mi
Grades PK-08
Pioneer Valley Christian Academy
2.3 mi
Grades PK-12
Grace Academy
2.4 mi
Grades K-12
Pioneer Valley Montessori School
3.2 mi
Grades PK-06
Middle Schools
10 schools
C
John J. Duggan Middle School
1.8 mi
|
#251 of 346
|
Score: 47.1
Improved 35 spots from last year
-11.1 below state avg
843 students
Diverse
High Graduation Rate
Rising School
College Ready Curriculum
Grades 06-12
C+
STEM Middle Academy
0.8 mi
|
#12 of 16
|
Score: 24.5
Improved 298 spots from last year
-33.7 below state avg
241 students
Diverse
Rising School
Grades 06-08
Springfield Commonwealth Academy
1.1 mi
Grades 06-08
F
South End Middle School
1.5 mi
|
#350 of 352
|
Score: 23.0
Improved 12 spots from last year
-35.2 below state avg
176 students
Moderate
Grades 06-08
C-
Van Sickle Prep School
1.7 mi
|
#15 of 16
|
Score: 21.0
Improved 330 spots from last year
-37.2 below state avg
207 students
Moderate
Rising School
Grades 06-08
B-
Van Sickle Academy
1.7 mi
|
#10 of 16
|
Score: 28.1
Improved 340 spots from last year
-30.1 below state avg
256 students
Moderate
Rising School
Grades 06-08
F
Forest Park Middle School
1.7 mi
|
#341 of 352
|
Score: 26.3
Improved 18 spots from last year
-31.9 below state avg
460 students
Diverse
Grades 06-08
Springfield Middle School
2.4 mi
15 students
Moderate
Grades 06-08
F
Springfield Public Day Middle School
2.4 mi
|
#352 of 352
|
Score: 19.5
Improved 14 spots from last year
-38.7 below state avg
45 students
Diverse
Grades 06-08
D
Springfield Legacy Academy
2.7 mi
|
#16 of 16
|
Score: 18.8
Improved 340 spots from last year
-39.4 below state avg
243 students
Less Diverse
Rising School
Grades 06-08
High Schools
10 schools
C
Emergence Academy
0.9 mi
|
#21 of 25
|
Score: 26.2
Improved 356 spots from last year
-32 below state avg
376 students
Diverse
Rising School
Diverse Student Body
Grades 06-12
C-
Conservatory of the Arts
1.1 mi
|
#303 of 346
|
Score: 37.6
Improved 2 spots from last year
-20.6 below state avg
292 students
Moderate
High Graduation Rate
College Ready Curriculum
Grades 06-12
C+
Libertas Academy Charter School
1.6 mi
|
#238 of 346
|
Score: 48.5
Improved 106 spots from last year
-9.8 below state avg
592 students
Moderate
7 sports
• 134 athletes
Rising School
Grades 06-12
C
The Springfield Renaissance School an Expeditionary Learning School
1.7 mi
|
#275 of 346
|
Score: 45.0
Improved 6 spots from last year
-13.2 below state avg
596 students
Diverse
High Graduation Rate
College Ready Curriculum
Grades 06-12
C-
Baystate Academy Charter Public School
1.9 mi
|
#306 of 346
|
Score: 37.1
Improved 37 spots from last year
-21.1 below state avg
344 students
Diverse
Rising School
College Ready Curriculum
Grades 06-12
F
Springfield International Academy at Sci-Tech
0.7 mi
|
#340 of 346
|
Score: 20.7
Dropped 40 spots from last year
-37.5 below state avg
52 students
Diverse
Career Tech Programs
College Ready Curriculum
Diverse Student Body
Grades 09-12
C-
Springfield High School of Science and Technology
0.7 mi
|
#311 of 346
|
Score: 36.3
Dropped 1 spots from last year
-21.9 below state avg
1,147 students
Moderate
13 sports
• 870 athletes
Career Tech Programs
College Ready Curriculum
Grades 09-12
A
Roger L. Putnam Vocational Technical Academy
0.8 mi
|
#6 of 25
|
Score: 50.3
Improved 257 spots from last year
-7.9 below state avg
1,377 students
Moderate
High Graduation Rate
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
F
Phoenix Academy Public Charter High School, Springfield
0.9 mi
|
#343 of 346
|
Score: 20.1
Improved 5 spots from last year
-38.1 below state avg
175 students
Moderate
College Ready Curriculum
Grades 09-12
C
High School of Commerce
0.9 mi
|
#272 of 346
|
Score: 45.2
Improved 30 spots from last year
-13 below state avg
835 students
Moderate
11 sports
• 554 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$490
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
Loading map...
Neighborhood
38 Northampton Ave, Springfield MA 01109
Springfield, MA 01109
Listing Information
Listing Agent
Denise Grasty
Listing Office
Keller Williams Realty
Office Phone
413-565-5478
Agent MLS ID
CN203497
Office MLS ID
M95273
Listing Data Updated
Nov 11, 2026 3:05 AM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
Contact Us
Ask about this property — free, no obligation.
Similar Homes for Sale
Comparable Properties
Customize Comparable Search
Finding comparable properties...
Loading market insights for Springfield.