368 Litchfield St, Leominster MA 01453

Leominster, MA 01453
$399,999
$374,999
Est. $2,511/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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1,343
Sq Ft
$279
Price/Sq Ft
0.17
Acres
1948
Year Built
45
Days on Market
For Sale Price Drop -$25,000 Listed Oct 1, 2026 • MLS# 73585183 Copied! • Updated Nov 13, 2026

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About this home

**LIVE, WORK & INVEST — COMMERCIALY ZONED 4-BEDROOM HOME!** **Rare opportunity to own a spacious 4-bedroom home with commercial zoning**, conveniently located near area amenities and Route 2. BESIDES OWNER FINANCING AVAILABLE WITH A SUFFICIENT DOWN PAYMENT!!! Why rent separate space for your business when you may be able to **live in the home and operate your business on-site**The property currently offers **4 front parking spaces**, with plenty of room in the backyard to explore the possibility of creating additional parking. The property has had several important updates in recent years, including the **roof, electrical system, furnace, and oil tank**.With some cosmetic and modern updates, this property offers **multiple potential uses for a business owner or investor**, subject to zoning and permitting. Potential business concepts could include a **daycare, nail salon, barber shop, tattoo studio, or small automotive repair operation**, among others .Another exciting possibility is to **separate the sunroom/porch and garage areas from the main living space**, potentially creating a unique live-and-work setup while maintaining the character and functionality of the home. Buyers should verify all zoning, permitted uses, parking requirements, and licensing requirements with the appropriate municipal authorities. Inside, the home offers **character and a functional layout**, including a large open kitchen/dining area that flows naturally into the **fireplaced living room**. With the right vision, this property could be transformed into a distinctive home, business location, or investment opportunity.**High-visibility location near Central Street**, with reported traffic counts on Litchfield Street at approximately **16,480 vehicles per day**, adding potential exposure for a permitted commercial use.**LIVE HERE. WORK HERE. INVEST HERE.** Properties offering this combination of residential space, commercial zoning, parking potential, and location are not common. Bring your ideas and explore the possibilities!

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Recently Sold Nearby

Price & Status History

Market Insights

1
Price Changes
6.3%
Price Range

Property Timeline

↓
Price Reduced
Oct 30, 2026
$374,999 $25,000 (-6.25%)
From $399,999 to $374,999 (-6.2%)
🏠
Listed for Sale
Oct 1, 2026
$399,999
Original listing
Agent: Michele Mathieu Office: LAER Realty Partners

Tax History

Year Taxes Assessment
2026 $4,982 —

Financial Details

Annual Property Tax
$4,982
Tax Year 2026

Facts & Features

Home Facts

Type Commercial Sale
Year Built 1948
Living Area 1,343 sq ft
Lot Size 0.17 acres
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement None
Laundry None
Features None
Construction None
Architecture None
Roof Asphalt/composition Shingles
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features None

Utilities

Electric None
Water None
Sewer None
Gas None
Other Public Water, Public Sewer

Financial

Annual Tax $4,982
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Pool Pump Hasnt Been Used In Years.
Possession None
Accepted Financing None
Structure Type []
Documents None
County Worcester

Property Overview

Listing Type
For Sale
Year Built
1948
Living Area
1,343 sq ft

Floor Layout

Interior Features

Flooring:
Appliances:
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Basement:
Laundry:
Security:

Construction & Materials

Year Built: 1948
Structure Type:
Exterior Materials:
Roof: Asphalt/Composition Shingles
Foundation:

Utilities & Systems

Heating:
Cooling:
Hot Water:
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Sewer:
Energy Features:

Exterior & Lot

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Patio & Porch:
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Parking & Garage

Parking Features:

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $415
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
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Save $0/mo
Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

368 Litchfield St, Leominster MA 01453

Leominster, MA 01453

Listing Information

Listing Agent Michele Mathieu
Listing Office LAER Realty Partners
Office Phone 978-534-3100
Agent MLS ID CN217300
Office MLS ID AN1929
Listing Data Updated Nov 13, 2026 2:34 PM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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