364 Main Street, Oxford MA 01540

Oxford, MA 01540
$680,000
Est. $4,282/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

Adjust the payment calculator
6
Beds
2
Baths
2,709
Sq Ft
$251
Price/Sq Ft
0.75
Acres
1907
Year Built
12
Parking
New today
Time on Market
For Sale Open House Listed Oct 13, 2026 • MLS# 73590252 Copied! • Updated Oct 13, 2026

Track this home for price, status, and open-house alerts.

Open House Schedule

18
Oct
Sunday, October 18
11:00 AM - 12:30 PM EDT

About this home

A rare find in Oxford! This distinctive two-family has been extensively renovated inside and out, combining the character of an established property with the updates and conveniences of today. Ideally located close to Oxford’s town center, virtually every major component has been updated within the past few years. Each unit has been beautifully renovated and feature 3 bedrooms, an updated full bath, an eat-in kitchen with granite countertops and stainless steel appliances, and a spacious living room. The upper unit offers even more living space with a walk-up third-floor finished loft, providing added flexibility. The improvements go far beyond cosmetics. Major updates include the roof, windows, siding, electrical, plumbing, and septic system, along with updated kitchens and baths, new flooring, lighting, and fresh paint throughout. An attached 3 story carriage house provides exceptional storage and adds another unique feature rarely found in a property like this. This space is perfect for hobbyists, small business owners and/or contractors in need of additional storage. With two spacious 3-bedroom units and extensive improvements already completed, this is not your typical two-family. Whether considered for owner occupancy, investment, or a combination of both, this exceptional property offers tremendous flexibility in a convenient location close to Jocelyn Park, Oxford’s town center and Historic district, shopping, restaurants, and major routes.

BMN Estimate

Get the number an algorithm can't give you

A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 13, 2026
$680,000
Original listing
Agent: The Balestracci Group Office: Lamacchia Realty, Inc.

Tax History

Year Taxes Assessment
2026 $7,720 $631,200

Financial Details

Annual Property Tax
$7,720
Tax Year 2026
Assessed Value
$631,200

Facts & Features

Central AC

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1907
Living Area 2,709 sq ft
Lot Size 0.75 acres
Stories 3
Bedrooms 6
Full Baths 2
Total Rooms 11

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent $2,300/mo · N
Total Monthly Rent $2,300/mo
Gross Income $27,600
Net Operating Income $27,600
Cap Rate 4.06%
Heating Forced Air, Natural Gas
Cooling Central Air
Flooring Tile, Vinyl
Appliances Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Walk-out Access, Interior Entry, Dirt Floor, Concrete, Unfinished
Laundry Washer Hookup
Features Ceiling Fan(s), Stone/granite/solid Counters, Bathroom With Tub & Shower, Living Room, Kitchen, Loft
Construction Frame
Architecture None
Roof Shingle
Features Balcony/deck, Rain Gutters
Pool None
Spa None
Fencing None
Patio/Porch Porch
Features Paved Drive, Off Street, Stone/gravel, Paved
Total Spaces 12
Electric Circuit Breakers
Water Public
Sewer Private Sewer
Gas None
Other For Electric Range, Washer Hookup

Financial

Annual Tax $7,720
Assessed Value $631,200
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Yes
Seller Disclosures Buyers And Buyers Agents To Perform Due Diligence. Some Photos May Be Virtually Enhanced. 1st Flr Unit Will Be Delivered Vacant At Closing. Pictures Of 2nd Flr Unit Are From When Previous Tenant Lived In That Unit A Few Months Ago.
Possession None
Accepted Financing None
Structure Type []
House Color White
Sq Ft Source Public Record
Sq Ft Disclosures Measurements are approx.
Documents None
County Worcester

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1907
Bedrooms
6
Full Bathrooms
2
Living Area
2,709 sq ft
Total Rooms
11
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring: Tile, Vinyl
Appliances: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Ceiling Fan(s), Stone/Granite/Solid Counters, Bathroom With Tub & Shower, Living Room, Kitchen, Loft
Windows: Insulated Windows
Basement: Full, Walk-Out Access, Interior Entry, Dirt Floor, Concrete, Unfinished
Laundry: Washer Hookup
Security:

Construction & Materials

Year Built: 1907
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 3

Utilities & Systems

Heating: Forced Air, Natural Gas
Heating Zones: 2
Cooling: Central Air
Cooling Zones: 2
Hot Water: Electric, Tank
Water Source: Public
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony/Deck, Rain Gutters
Patio & Porch: Porch
Fencing:
Other Structures: Barn/Stable
Lot Features: Cleared, Level
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 12
Parking Features: Paved Drive, Off Street, Stone/Gravel, Paved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $643
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

Loading map...

Neighborhood

364 Main Street, Oxford MA 01540

Oxford, MA 01540

Listing Information

Listing Agent The Balestracci Group
Listing Office Lamacchia Realty, Inc.
Office Phone 508-832-5324
Agent MLS ID TM323786
Office MLS ID AN8507
Listing Data Updated Oct 13, 2026 6:32 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

BMN Boston Real Estate
BMN Boston Real Estate
BMN Boston Powered by SERHANT
Ask about this property — free, no obligation.

Similar Homes for Sale

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Oxford, MA

Real-time market trends and pricing data for this area

Loading market insights for Oxford.