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340 Park St, Gardner MA 01440 - Preview 1 340 Park St, Gardner MA 01440 - Preview 2 340 Park St, Gardner MA 01440 - Preview 3 340 Park St, Gardner MA 01440 - Preview 4 340 Park St, Gardner MA 01440 - Preview 5 340 Park St, Gardner MA 01440 - Preview 6 340 Park St, Gardner MA 01440 - Preview 7 340 Park St, Gardner MA 01440 - Preview 8 340 Park St, Gardner MA 01440 - Preview 9 340 Park St, Gardner MA 01440 - Preview 10 340 Park St, Gardner MA 01440 - Preview 11 340 Park St, Gardner MA 01440 - Preview 12 340 Park St, Gardner MA 01440 - Preview 13 340 Park St, Gardner MA 01440 - Preview 14 340 Park St, Gardner MA 01440 - Preview 15 340 Park St, Gardner MA 01440 - Preview 16 340 Park St, Gardner MA 01440 - Preview 17 340 Park St, Gardner MA 01440 - Preview 18 340 Park St, Gardner MA 01440 - Preview 19 340 Park St, Gardner MA 01440 - Preview 20 340 Park St, Gardner MA 01440 - Preview 21 340 Park St, Gardner MA 01440 - Preview 22 340 Park St, Gardner MA 01440 - Preview 23 340 Park St, Gardner MA 01440 - Preview 24 340 Park St, Gardner MA 01440 - Preview 25 340 Park St, Gardner MA 01440 - Preview 26 340 Park St, Gardner MA 01440 - Preview 27 340 Park St, Gardner MA 01440 - Preview 28 340 Park St, Gardner MA 01440 - Preview 29 340 Park St, Gardner MA 01440 - Preview 30 340 Park St, Gardner MA 01440 - Preview 31 340 Park St, Gardner MA 01440 - Preview 32 340 Park St, Gardner MA 01440 - Preview 33 340 Park St, Gardner MA 01440 - Preview 34

340 Park St, Gardner MA 01440

Gardner, MA 01440
$349,900
Est. $2,292/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
2.5
Baths
1,750
Sq Ft
$200
Price/Sq Ft
0.17
Acres
1900
Year Built
3
Parking
Multi Family
Type
New today
Time on Market
For Sale Listed Oct 23, 2026 • MLS# 73594659 Copied! • Updated Oct 23, 2026

Track this home for price, status, and open-house alerts.

About this home

Welcome to this great 2 family home with 2 BR per unit that has been owner occupied while renting the 2nd unit! This property is situated on a corner fenced lot with various outbuildings and great play yard for the young at heart! Both units have been well maintained and updated within the past 2 years. The current owners occupied the 2nd floor unit and enjoyed the family room, laundry and 1/2 bath on the basement level. Off street parking with convenient access to all that Gardner has to offer. Make your appointment to view the 2nd and basement level today!!

BMN Estimate

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A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 23, 2026
$349,900
Original listing
Agent: Gail Bergeron Office: Keller Williams Realty North Central

Tax History

Year Taxes Assessment
2026 $3,872 $281,200

Financial Details

Annual Property Tax
$3,872
Tax Year 2026
Assessed Value
$281,200

Facts & Features

Home Facts

Type Residential Income
Style Multi Family
Year Built 1900
Living Area 1,750 sq ft
Lot Size 0.17 acres
Stories 2
Bedrooms 4
Full Baths 2
Half Baths 1
Total Rooms 9

Investment Metrics

Units 2
Unit 1 Rent $1,300/mo · Y
Unit 2 Rent — · N
Total Monthly Rent $1,300/mo
Gross Income $15,600
Net Operating Income $15,600
Cap Rate 4.46%
Heating None
Cooling None
Flooring None
Appliances Range, Refrigerator
Fireplace None
Basement Full, Partially Finished, Walk-out Access, Interior Entry, Concrete
Laundry None
Features Living Room, Kitchen, Family Room
Construction None
Architecture None
Roof None
Features Fruit Trees, Garden
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch, Deck
Features Paved Drive, Off Street
Total Spaces 3
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $3,872
Assessed Value $281,200
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
House Color White
Sq Ft Source Other
Documents None
County Worcester
Total market time (incl. prior listings) 1 days

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1900
Bedrooms
4
Full Bathrooms
2
Half Bathrooms
1
Living Area
1,750 sq ft
Total Rooms
9
Stories
2
Levels
2

Floor Layout

Interior Features

Flooring:
Appliances: Range, Refrigerator
Interior Features: Living Room, Kitchen, Family Room
Windows: Screens
Basement: Full, Partially Finished, Walk-Out Access, Interior Entry, Concrete
Laundry:
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials:
Roof:
Foundation: Concrete Perimeter, Stone
Stories: 2

Utilities & Systems

Heating:
Cooling:
Hot Water: Electric, Tank
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Fruit Trees, Garden
Patio & Porch: Porch, Deck
Fencing: Fenced/Enclosed, Fenced
Other Structures: Shed(s)
Lot Features: Corner Lot
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 3
Parking Features: Paved Drive, Off Street
School District
Gardner School District local
D
⚠ School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
↑ 0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
3.0 mi
Grades K-08
C-
Gardner Elementary School
1.3 mi | #677 of 825 | Score: 37.1
Improved 88 spots from last year
-21.1 below state avg
1,071 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
D
Gardner Middle School
1.1 mi | #335 of 352 | Score: 27.0
Dropped 4 spots from last year
-31.2 below state avg
528 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
1.2 mi | #230 of 346 | Score: 49.5
Improved 83 spots from last year
-8.7 below state avg
797 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
1.1 mi | #325 of 346 | Score: 30.7
Improved 54 spots from last year
-27.5 below state avg
74 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $323
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

340 Park St, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent Gail Bergeron
Listing Office Keller Williams Realty North Central
Office Phone 978-840-9000
Agent MLS ID K0002880
Office MLS ID K95580
Listing Data Updated Oct 23, 2026 5:28 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

BMN Boston Real Estate
BMN Boston Real Estate
BMN Boston Powered by SERHANT
(617) 955-2224 contact@bmnboston.com
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