FeaturesCeiling Fan(s), Dining Area, Lighting - Overhead
LevelFirst
34 Geraldine St, Palmer MA 01069
Palmer, MA 01069
$239,900
Est. $1,767/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Not a rental. Great opportunity to make this 3-bedroom, 1 bath ranch in Palmer your own! Located in a lovely and convenient neighborhood, this home is ready for some refreshing while offering a solid starting point with plenty of desirable features. Highlights include vinyl siding, mini-split systems, an eat-in kitchen, and a convenient one-car under garage. The walkout basement offers interior access from the garage, a laundry room and added flexibility with versatile rooms perfect for a home office, game room, playroom, and/or hobby areas +++. Outside you'll enjoy the composite deck off of the kitchen with beautiful steps down to the koi pond that could be brought back to life to create a charming backyard feature. Nice sized storage shed remains for your enjoyment too. With its functional single-level layout, flexible additional space, and convenient location, this home offers plenty of possibilities for buyers looking to add their own style and make it shine! Sold as-is.
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 23, 2026
$239,900
Original listing
Agent: Susan Lefebvre
Office: HB Real Estate, LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/23/2026 | 🏠 Listed for Sale | $239,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,244 | $227,100 |
Financial Details
Annual Property Tax
$4,244
Tax Year 2026
Assessed Value
$227,100
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1954
Living Area
998 sq ft
Lot Size
0.23 acres
Bedrooms
3
Full Baths
1
Total Rooms
5
Interior
Heating
Baseboard, Oil
Cooling
Heat Pump
Flooring
Wood, Laminate
Appliances
Tankless Water Heater, Range, Dishwasher, Microwave, Washer, Dryer
Fireplace
None
Basement
Finished, Walk-out Access, Garage Access
Laundry
Recessed Lighting, Remodeled, In Basement, Electric Dryer Hookup, Washer Hookup
Features
Closet, Recessed Lighting, Countertops - Paper Based, Cabinets - Upgraded, Game Room
Exterior
Construction
Frame
Architecture
Ranch
Roof
Shingle
Features
Deck - Composite, Rain Gutters, Storage, Other
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck - Composite
Parking
Garage Spaces
1
Has Garage
Yes
Features
Under, Paved Drive, Off Street, Paved
Total Spaces
5
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$4,244
Assessed Value
$227,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Estate Sale & Requires A License To Sell.rep F/estate Has No Knowledge & Makes No Representations As To Condition. Buyer To Do Their Due Diligence.sold As-is. Anything In/on Property At Closing Remains.ring Doorbell Not In Use.
Exclusions
Anything In And On The Property At Closing Will Remain For Buyers Enjoyment.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Sage
Sq Ft Source
Public Record
Sq Ft Disclosures
additional sq. footage in basement.Ring doorbell not in use.No key to shed - is allegedly empty
Documents
None
County
Hampden
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1954
Bedrooms
3
Full Bathrooms
1
Living Area
998 sq ft
Total Rooms
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
998 sq ft above grade
FeaturesCeiling Fan(s), Closet, Flooring - Laminate
LevelFirst
FeaturesCeiling Fan(s), Closet, Flooring - Laminate
LevelFirst
FeaturesBathroom - With Tub & Shower, Closet - Linen
LevelFirst
FeaturesCeiling Fan(s), Flooring - Wood, Exterior Access
LevelFirst
FeaturesCeiling Fan(s), Closet, Flooring - Wood
LevelFirst
FeaturesNo
Display Options
Outdoor Areas
Patio & porchDeck - Composite
Room Markers
KKitchen (1)
BRBedroom (3)
BABathroom (2)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Laminate
Appliances:
Tankless Water Heater, Range, Dishwasher, Microwave, Washer, Dryer
Interior Features:
Closet, Recessed Lighting, Countertops - Paper Based, Cabinets - Upgraded, Game Room
Windows:
Basement:
Finished, Walk-Out Access, Garage Access
Laundry:
Recessed Lighting, Remodeled, In Basement, Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Ranch
Year Built:
1954
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Block
Condition:
Updated/Remodeled, Remodeled
Utilities & Systems
Heating:
Baseboard, Oil
Cooling:
Heat Pump
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Thermostat
Exterior & Lot
Exterior Features:
Deck - Composite, Rain Gutters, Storage, Other
Patio & Porch:
Deck - Composite
Fencing:
Other Structures:
Lot Features:
Road Surface:
Paved
Parking & Garage
Garage Spaces:
1
Garage Type:
Attached
Total Parking Spaces:
5
Parking Features:
Under, Paved Drive, Off Street, Paved
Nearby Schools
School District
Palmer School District local
C-
School Safety
2024-25
6.6%
Above Average
5.7%
Suspensions
0.5%
In-School
0.9%
Emergency
1.1% above state avg
Elementary Schools
1 school
C-
Old Mill Pond School
2.6 mi
|
#701 of 825
|
Score: 35.7
Dropped 68 spots from last year
-22.6 below state avg
676 students
Moderate
Grades PK-06
High Schools
2 schools
B-
Palmer High School
2.5 mi
|
#182 of 346
|
Score: 53.6
Improved 115 spots from last year
-4.6 below state avg
392 students
Moderate
15 sports
• 550 athletes
High Graduation Rate
Rising School
College Ready Curriculum
Strong Athletics
Grades 07-12
C
Pathfinder Regional Vocational-Technical High School
2.8 mi
|
#250 of 346
|
Score: 47.1
Dropped 26 spots from last year
-11.1 below state avg
647 students
Moderate
15 sports
• 496 athletes
Career Tech Programs
College Ready Curriculum
Strong Athletics
Strong Attendance
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$354
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
34 Geraldine St, Palmer MA 01069
Palmer, MA 01069
Listing Information
Listing Agent
Susan Lefebvre
Listing Office
HB Real Estate, LLC
Office Phone
413-213-5911
Agent MLS ID
CN203886
Office MLS ID
AN8438
Listing Data Updated
Oct 23, 2026 10:12 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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