33 Garfield St, Lawrence MA 01843
Lawrence, MA 01843
$599,900
Est. $3,698/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Built in 2010, 33 Garfield Street is currently configured as a 3-bedroom, 2-bath Single Family with 2 extra rooms in the lower level and generous off-street parking and an oversized garage with a height near 18 feet that may accommodate vehicle storage, workshop space, hobbies or other personal use. The property is in an R2 zoning district, where Single Family use is allowed as a matter or right, and zoning approval has also been obtained for conversion to a two-family dwelling, giving buyers two potential paths to evaluate. The second unit has not been build and any conversion remains subject to approved plans, permits, construction, inspections, utilities and final occupancy authorization. This may be a renovation-financing opportunity for a qualified owner-occupant; ask your lender about FHA 203(k) financing with as little as 3.5% down or HomeStyle Renovation financing with as little as 5% down. Buyers intending continued Single Family use, the seller may consider reasonable pre-closing requests concerning that use before closing.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 29, 2026
$599,900
Original listing
Agent: Jose Frias
Office: Realty ONE Group Nest
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/29/2026 | 🏠 Listed for Sale | $599,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $5,571 | $633,100 |
Financial Details
Annual Property Tax
$5,571
Tax Year 2025
Assessed Value
$633,100
Facts & Features
3 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
2010
Living Area
3,208 sq ft
Lot Size
0.12 acres
Bedrooms
3
Full Baths
2
Half Baths
1
Total Rooms
5
Interior
Heating
Electric Baseboard
Cooling
Window Unit(s)
Flooring
Tile, Vinyl
Appliances
Electric Water Heater, Range, Refrigerator, Range Hood
Fireplace
None
Basement
None
Laundry
None
Features
None
Exterior
Construction
Stone, Block
Architecture
Other (see Remarks)
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Garage Spaces
3
Has Garage
Yes
Features
Under, Paved Drive, Off Street
Total Spaces
13
Utilities
Electric
200+ Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$5,571
Assessed Value
$633,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
None
Seller Disclosures
33 Garfield St Was Subdivided From 31 Garfield St And Is Currently Configured As A 3-bed, 2-bath Single Family. Zoning Approval Exists For Conversion To A Two-family; Buyer To Verify Approval, Plans, Permits, Construction, Utilities, Inspections And Occupancy Requirements. Taxes Are Estimated.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Other
Sq Ft Disclosures
Living are is approximate per floor plan.
Documents
None
County
Essex
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2010
Bedrooms
3
Full Bathrooms
2
Half Bathrooms
1
Living Area
3,208 sq ft
Total Rooms
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,208 sq ft above grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Vinyl
Appliances:
Electric Water Heater, Range, Refrigerator, Range Hood
Interior Features:
Windows:
Insulated Windows
Basement:
Laundry:
Security:
Construction & Materials
Style:
Other (See Remarks)
Year Built:
2010
Structure Type:
Exterior Materials:
Stone, Block
Roof:
Shingle
Foundation:
Concrete Perimeter, Slab
Heating, Cooling & Utilities
Heating:
Electric Baseboard
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Garage Spaces:
3
Garage Type:
Attached
Total Parking Spaces:
13
Parking Features:
Under, Paved Drive, Off Street
Nearby Schools
School District
Lawrence School District local
D
Where Graduates Go
Class of 2021
36%
attend college
14%
4-Year
23%
2-Year
3%
Out of State
2%
Working
School Safety
2024-25
2.2%
Average
2.2%
Suspensions
1.1%
In-School
3.3% below state avg
Elementary Schools
3 schools
Lawrence Catholic Academy
0.4 mi
Grades PK-08
John Breen School
0.5 mi
240 students
Less Diverse
Grades PK-K
C
South Lawrence East Elementary School
0.5 mi
|
#624 of 825
|
Score: 39.6
Improved 88 spots from last year
-18.6 below state avg
498 students
Less Diverse
Grades 01-05
Middle Schools
3 schools
B+
Spark Academy
0.5 mi
|
#6 of 16
|
Score: 36.3
Improved 245 spots from last year
-21.9 below state avg
570 students
Less Diverse
Rising School
Grades 05-08
C-
Frost Middle School
0.8 mi
|
#304 of 352
|
Score: 31.3
Improved 14 spots from last year
-26.9 below state avg
474 students
Less Diverse
Rising School
Grades 05-08
Esperanza Academy
1.1 mi
Grades 05-06
High Schools
3 schools
C
Lawrence High School
0.4 mi
|
#270 of 346
|
Score: 45.3
Improved 39 spots from last year
-12.9 below state avg
3,280 students
Less Diverse
13 sports
• 1,440 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
B
High School Learning Center
0.5 mi
|
#172 of 346
|
Score: 71.1
Dropped 128 spots from last year
158 students
Less Diverse
Career Tech Programs
College Ready Curriculum
Grades 09-12
B
Phoenix Academy Public Charter High School, Lawrence
1.1 mi
|
#182 of 346
|
Score: 69.9
Dropped 160 spots from last year
133 students
Moderate
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Monthly Payment
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Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$464
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
33 Garfield St, Lawrence MA 01843
Lawrence, MA 01843
Listing Information
Listing Agent
Jose Frias
Listing Office
Realty ONE Group Nest
Office Phone
978-655-1385
Agent MLS ID
CN207589
Office MLS ID
AN7014
Listing Data Updated
Sep 29, 2026 9:52 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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