33-37 Cottage St, Amherst MA 01002
Amherst, MA 01002
$1,300,000
$895,000
Est. $5,482/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Don't miss this well-maintained 3-family home adjacent to Amherst High School fields in the heart of Amherst, within walking distance to downtown, Amherst College and UMass, restaurants, & shopping. An excellent opportunity for investors or owner-occupants. The property features 7 bedrooms and 5 baths across three separate units: Unit 1 offers 3 bedrooms & 1.5 baths; Unit 2 has 2 bedrooms & 1 full bath; Unit 3 includes 2 bedrooms & 1 full bath. Additional features include a coin-operated laundry room, 7 off-street parking spaces, appliances included, 3 electrical meters, and 4 hot water tanks. Separate units provide flexibility and strong rental appeal. Current rents are below market value, offering significant upside potential for increased cash flow. Live in the spacious 3-bedroom unit and generate income from the other two apartments or add this income-producing property to your investment portfolio. Consistent updates made to units. Excellent location with strong rental demand!
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Recently Sold Nearby
Property History
Market Insights
2
Price Changes
31.2%
Price Range
Property Timeline
Price Reduced
Sep 18, 2026
$895,000
$100,000
(-10.05%)
From $995,000 to $895,000 (-10.1%)
Price Reduced
Jul 15, 2026
$995,000
$305,000
(-23.46%)
From $1,300,000 to $995,000 (-23.5%)
Listed for Sale
Jun 30, 2026
$1,300,000
Original listing
Office: Berkshire Hathaway HomeServices Realty Professionals
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/18/2026 | ↓ Price Reduced | $895,000 | $100,000 | - | From $995,000 to $895,000 (-10.1%) |
| 07/15/2026 | ↓ Price Reduced | $995,000 | $305,000 | - | From $1,300,000 to $995,000 (-23.5%) |
| 06/30/2026 | 🏠 Listed for Sale | $1,300,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $9,076 | $536,700 |
Financial Details
Annual Property Tax
$9,076
Tax Year 2026
Assessed Value
$536,700
Facts & Features
Home Facts
Type
Residential Income
Style
3 Family
Year Built
1870
Living Area
2,417 sq ft
Lot Size
0.30 acres
Stories
6
Bedrooms
7
Full Baths
3
Half Baths
2
Total Rooms
14
Investment Metrics
Units
3
Unit 1 Rent
$2,200/mo · N
Unit 2 Rent
$1,250/mo · Y
Unit 3 Rent
$1,400/mo · Y
Unit 4 Rent
— · N
Total Monthly Rent
$4,850/mo
Gross Income
$58,200
Net Operating Income
$50,815
Operating Expenses
$7,385
Water/Sewer Expense
$1,060
Electric Expense
$2,225
Insurance Expense
$1,800
Cap Rate
5.68%
Interior
Heating
Electric, Hot Water, Natural Gas
Cooling
Window Unit(s)
Flooring
Tile, Vinyl, Carpet
Appliances
Washer, Dryer, Range, Microwave, Refrigerator, Dishwasher
Fireplace
None
Basement
Full, Interior Entry, Bulkhead, Sump Pump, Unfinished
Laundry
Washer Hookup, Dryer Hookup, Washer & Dryer Hookup
Features
Laundry Room, Ceiling Fan(s), Bathroom With Tub, Open Floorplan, Kitchen, Living Rm/dining Rm Combo, Living Room
Exterior
Construction
Frame
Architecture
None
Roof
Asphalt/composition Shingles
Features
Balcony/deck, Rain Gutters
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Deck
Parking
Features
Paved Drive, Off Street, Common, Paved
Total Spaces
7
Utilities
Electric
100 Amp Service, 200+ Amp Service, Individually Metered
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range
Financial
Annual Tax
$9,076
Assessed Value
$536,700
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
One Of The Listing Agents Is Related To The Seller. Also Listed As A Single Family In Mls #73548443.
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
House Color
yellow bro
Sq Ft Source
Public Record
Sq Ft Disclosures
Laundry room offers potential for conversion into additional BR (subject to town approval)
Documents
None
County
Hampshire
Total market time (incl. prior listings)
86 days
Property Overview
Property Type
3 Family
Listing Type
For Sale
Year Built
1870
Bedrooms
7
Full Bathrooms
3
Half Bathrooms
2
Living Area
2,417 sq ft
Total Rooms
14
Stories
6
Levels
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,417 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch, Deck
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Vinyl, Carpet
Appliances:
Washer, Dryer, Range, Microwave, Refrigerator, Dishwasher
Interior Features:
Laundry Room, Ceiling Fan(s), Bathroom With Tub, Open Floorplan, Kitchen, Living RM/Dining RM Combo, Living Room
Windows:
Picture Window
Basement:
Full, Interior Entry, Bulkhead, Sump Pump, Unfinished
Laundry:
Washer Hookup, Dryer Hookup, Washer & Dryer Hookup
Security:
Construction & Materials
Year Built:
1870
Structure Type:
Exterior Materials:
Frame
Roof:
Asphalt/Composition Shingles
Foundation:
Concrete Perimeter, Stone
Stories:
6
Heating, Cooling & Utilities
Heating:
Electric, Hot Water, Natural Gas
Heating Zones:
4
Cooling:
Window Unit(s)
Hot Water:
Natural Gas, Electric
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Thermostat
Exterior & Lot
Exterior Features:
Balcony/Deck, Rain Gutters
Patio & Porch:
Porch, Deck
Fencing:
Other Structures:
Lot Features:
Cleared, Level
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
7
Parking Features:
Paved Drive, Off Street, Common, Paved
Nearby Schools
School District
Amherst-Pelham School District local
School Safety
2024-25
0.3%
Low
0.3%
Suspensions
0.7%
In-School
5.2% below state avg
Elementary Schools
3 schools
C+
Wildwood Elementary School
0.4 mi
|
#582 of 825
|
Score: 41.6
Dropped 341 spots from last year
-16.6 below state avg
288 students
Very Diverse
Diverse Student Body
Grades K-06
C
Fort River Elementary School
1.1 mi
|
#599 of 825
|
Score: 40.7
Dropped 299 spots from last year
-17.5 below state avg
365 students
Diverse
Diverse Student Body
Grades K-06
The Common School
1.5 mi
Grades PK-05
Middle Schools
1 school
A-
Amherst Regional Middle School
0.4 mi
|
#96 of 352
|
Score: 50.2
Improved 31 spots from last year
-8 below state avg
375 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
High Schools
3 schools
A-
Amherst Regional High School
0.2 mi
|
#92 of 346
|
Score: 61.5
Improved 105 spots from last year
+3.3 above state avg
808 students
Diverse
19 sports
• 1,680 athletes
Strong AP Program
Rising School
College Ready Curriculum
Strong Athletics
Grades 09-12
School to Farm Program
3.8 mi
Grades 11
A-
Smith Academy
4.3 mi
|
#7 of 25
|
Score: 47.3
Improved 170 spots from last year
-11 below state avg
134 students
Less Diverse
7 sports
• 256 athletes
Rising School
College Ready Curriculum
Grades 06-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$756
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
33-37 Cottage St, Amherst MA 01002
Amherst, MA 01002
Listing Information
Listing Agent
Burke Group
Listing Office
Berkshire Hathaway HomeServices Realty Professionals
Office Phone
413-568-2405
Agent MLS ID
TM330712
Office MLS ID
AN7318
Listing Data Updated
Sep 24, 2026 10:03 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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