326-328 Charles River Rd, Watertown MA 02472

Watertown, MA 02472
$950,000
Est. $6,029/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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5
Beds
2
Baths
2,484
Sq Ft
$382
Price/Sq Ft
0.13
Acres
1926
Year Built
2
Garage Spaces
5 hours 0 minutes
Time on Market
For Sale Open House Listed Oct 8, 2026 • MLS# 73588201 Copied! • Updated Oct 8, 2026

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Open House Schedule

11
Oct
Sunday, October 11
11:00 AM - 12:30 PM EDT
10
Oct
Saturday, October 10
12:00 PM - 1:30 PM EDT

About this home

OPPORTUNITY KNOCKS - ATTN SAVVY INVESTORS & OWNER OCCUPANTS - Rare opportunity to build equity quickly in this classic New England 2 family style home. RARE WATERFRONT HOME in exceptional location, overlooking the Charles River and just a stone's throw from the Watertown Boat Yard. Fabulous area especially for those who enjoy being outdoors in nature - including water sports/recreation such as kayaking and boating or biking/walking/jogging alongside the Charles. Either way, you have direct access to both, just steps from your front door. Although you'll have a bit of updating to do, some major items have already been taken care of. This includes a new roof (2026), new water heaters for both units (2026), new plumbing in both baths including new stack (2026), refinished flooring in unit 2, both heating units have been serviced recently and are in good working order. Each unit gets 2 tandem off street parking, including 1 garage spot EACH. Easy commuter access to Harvard/Cambridge, downtown Boston & Brighton. Leave the car, take the bike along the Charles River bike path, minutes to the New Arsenal Yards for shopping and dining. Great layouts, sunroom/office area overlooking the Charles, beautiful decorative fireplaces in each unit, on a corner lot with outstanding parking options are just some of the core features adding to the untapped potential of this home.

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Property History

Market Insights

Property Timeline

👁️
Showing Instructions Updated
Oct 8, 2026
New showing requirements
🏠
Listed for Sale
Oct 8, 2026
$950,000
Original listing
Agent: Michelle Joslin-Chaves Office: Leading Edge Real Estate

Tax History

Year Taxes Assessment
2026 $12,302 $1,008,400

Financial Details

Annual Property Tax
$12,302
Tax Year 2026
Assessed Value
$1,008,400

Facts & Features

2 Car Garage

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1926
Living Area 2,484 sq ft
Lot Size 0.13 acres
Stories 2
Bedrooms 5
Full Baths 2
Total Rooms 13

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent — · N
Heating Natural Gas
Cooling None
Flooring Hardwood, Wood
Appliances None
Fireplace None
Fireplaces 2
Basement Full
Laundry None
Features None
Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch
Garage Spaces 2
Has Garage Yes
Features Off Street, Paved
Total Spaces 4
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Electric Range

Financial

Annual Tax $12,302
Assessed Value $1,008,400
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures See Sellers Disclosure.
Possession None
Accepted Financing None
Structure Type []
House Color pale green
Sq Ft Source Public Record
Sq Ft Disclosures Floor plans included for marketing purposes. Buyer to confirm all.
Documents None
County Middlesex

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1926
Bedrooms
5
Full Bathrooms
2
Living Area
2,484 sq ft
Total Rooms
13
Stories
2
Levels
2

Floor Layout

Interior Features

Flooring: Hardwood, Wood
Appliances:
Interior Features:
Windows:
Basement: Full
Laundry:
Security:

Construction & Materials

Year Built: 1926
Structure Type:
Exterior Materials:
Roof:
Foundation: Other
Stories: 2

Heating, Cooling & Utilities

Heating: Natural Gas
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features: Corner Lot
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 4
Parking Features: Off Street, Paved

Special Features

Fireplaces: 2
Fireplace Type:
Waterfront: Yes
Waterfront Type: Waterfront, River
Community Amenities: Public Transportation, Shopping, Tennis Court(s), Park, Walk/Jog Trails, Medical Facility, Laundromat, Bike Path, Conservation Area, Highway Access, House of Worship, Marina, Private School, Public School, University
School District
Watertown School District local
A-
✓ School Safety 2024-25
1.0% Low
0.8% Suspensions 0.2% In-School 0.2% Emergency
↓ 4.5% below state avg
E

Elementary Schools

3 schools
Perkins School for the Blind
0.2 mi
Grades PK-12
A
Hosmer School
0.6 mi | #131 of 825 | Score: 57.5
Improved 121 spots from last year
-0.7 below state avg
693 students Diverse
Rising School Diverse Student Body Strong Attendance
Grades PK-05
A
Underwood School
0.7 mi | #93 of 825 | Score: 59.6
Improved 47 spots from last year
+1.4 above state avg
251 students Very Diverse
Rising School Diverse Student Body Strong Attendance
Grades K-05
M

Middle Schools

2 schools
A+
Bigelow Middle School
0.7 mi | #22 of 352 | Score: 60.9
Improved 48 spots from last year
+2.7 above state avg
451 students Diverse
Rising School Diverse Student Body
Grades 06-08
B+
Watertown Middle School
1.3 mi | #110 of 352 | Score: 48.5
Improved 9 spots from last year
-9.8 below state avg
591 students Diverse
Diverse Student Body
Grades 06-08
H

High Schools

3 schools
D
Lyon High School
0.8 mi | #331 of 346 | Score: 27.3
Improved 19 spots from last year
-30.9 below state avg
27 students Very Diverse
12 sports • 88 athletes
High Graduation Rate Diverse Student Body
Grades 12
B+
Watertown High School
1.3 mi | #107 of 346 | Score: 60.1
Improved 123 spots from last year
+1.9 above state avg
728 students Diverse
18 sports • 1,578 athletes
Strong AP Program High Graduation Rate Rising School Career Tech Programs
Grades 09-12
Mesivta High School
1.3 mi
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,025
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

326-328 Charles River Rd, Watertown MA 02472

Watertown, MA 02472

Listing Information

Listing Agent Michelle Joslin-Chaves
Listing Office Leading Edge Real Estate
Office Phone 781-979-0100
Agent MLS ID CN204552
Office MLS ID AN4646
Listing Data Updated Oct 8, 2026 11:51 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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