321-323 Lawrence St, Lowell MA 01850
Lowell, MA 01850
$799,995
Est. $4,811/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
24
Oct
Saturday, October 24
11:00 AM - 1:00 PM EDT
23
Oct
Friday, October 23
12:00 PM - 2:00 PM EDT
About this home
Attention owner-occupants and investors looking to add to their portfolio! This 3-family on Lawrence Street offers immediate income plus the flexibility of a vacant unit. The second and third floor units have been freshly painted, and the roof was replaced in 2024, giving the next owner peace of mind on a major capital expense. Each floor has 2 bedrooms + a flex room.Each floor is separately metered for utilities, keeping operating costs low and tenant responsibilities clear. One unit will be delivered vacant at closing – ideal for an owner-occupant looking to offset their mortgage, or an investor ready to set market rent from day one. Off-street parking for 4 vehicles and an ample backyard are rare finds in the city. Convenient location close to downtown Lowell, the Gallagher Transit Terminal, UMass Lowell, and major routes. Strong rental demand in this area makes this a solid addition to any portfolio.
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 16, 2026
$799,995
Original listing
Agent: Fermin Group
Office: Century 21 North East
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/16/2026 | 🏠 Listed for Sale | $799,995 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $6,785 | $597,800 |
Financial Details
Annual Property Tax
$6,785
Tax Year 2026
Assessed Value
$597,800
Facts & Features
Home Facts
Type
Residential Income
Style
3 Family
Year Built
1900
Living Area
2,723 sq ft
Lot Size
0.09 acres
Stories
3
Bedrooms
6
Full Baths
3
Total Rooms
14
Investment Metrics
Units
3
Unit 1 Rent
$2,000/mo · N
Unit 2 Rent
$2,000/mo · N
Unit 3 Rent
$2,000/mo · N
Total Monthly Rent
$6,000/mo
Gross Income
$72,000
Net Operating Income
$72,000
Cap Rate
9.00%
Interior
Heating
None
Cooling
None
Flooring
Tile, Vinyl / Vct, Carpet, Varies
Appliances
None
Fireplace
None
Basement
Partially Finished
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Balcony, Rain Gutters, Varies Per Unit, Fruit Trees, Stone Wall
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
Deck - Wood, Patio
Parking
Features
Paved Drive, Off Street, Tandem, Paved
Total Spaces
4
Utilities
Electric
Circuit Breakers, Individually Metered, Varies Per Unit
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, Varies Per Unit
Financial
Annual Tax
$6,785
Assessed Value
$597,800
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Property Overview
Property Type
3 Family
Listing Type
For Sale
Year Built
1900
Bedrooms
6
Full Bathrooms
3
Living Area
2,723 sq ft
Total Rooms
14
Stories
3
Levels
3
Floor Layout
Interior Features
Flooring:
Tile, Vinyl / VCT, Carpet, Varies
Appliances:
Interior Features:
Windows:
Insulated Windows
Basement:
Partially Finished
Laundry:
Security:
Construction & Materials
Year Built:
1900
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone, Irregular
Stories:
3
Utilities & Systems
Heating:
Cooling:
Hot Water:
Natural Gas, Tank
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Varies per Unit
Exterior & Lot
Exterior Features:
Balcony, Rain Gutters, Varies per Unit, Fruit Trees, Stone Wall
Patio & Porch:
Deck - Wood, Patio
Fencing:
Fenced
Other Structures:
Lot Features:
Gentle Sloping
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street, Tandem, Paved
Nearby Schools
School District
Lowell School District local
C-
School Safety
2024-25
3.0%
Above Average
2.8%
Suspensions
0.8%
In-School
0.2%
Emergency
2.5% below state avg
Elementary Schools
10 schools
B
Rogers STEM Academy
0.3 mi
|
#8 of 16
|
Score: 34.3
Improved 265 spots from last year
-23.9 below state avg
895 students
Diverse
Rising School
Diverse Student Body
Grades K-08
B
Lowell Community Charter Public School
0.5 mi
|
#154 of 352
|
Score: 44.1
Improved 33 spots from last year
-14.2 below state avg
815 students
Diverse
Rising School
Diverse Student Body
Strong Attendance
Grades PK-08
Immaculate Conception School
0.5 mi
Grades PK-08
Hellenic American Academy
0.8 mi
Grades PK-08
St. Patrick School and Educational Center
1.0 mi
Grades PK-08
St. Michael Elementary School
1.0 mi
Grades PK-08
B-
Pyne Arts School
1.1 mi
|
#180 of 352
|
Score: 42.1
Improved 46 spots from last year
-16.1 below state avg
471 students
Very Diverse
Rising School
Diverse Student Body
Grades PK-08
Lowell Youth Treatment Center
1.1 mi
Grades 01-12
St. Louis Elementary School
1.4 mi
Grades PK-08
C
Bartlett Community Partnership School
1.4 mi
|
#270 of 352
|
Score: 34.7
Improved 16 spots from last year
-23.5 below state avg
488 students
Diverse
Diverse Student Body
Grades PK-08
Middle Schools
7 schools
C
Benjamin F. Butler Middle School
0.8 mi
|
#260 of 352
|
Score: 35.7
Dropped 4 spots from last year
-22.5 below state avg
488 students
Diverse
Diverse Student Body
Grades 05-08
B-
Kathryn P. Stoklosa Middle School
1.1 mi
|
#199 of 352
|
Score: 40.7
Improved 17 spots from last year
-17.5 below state avg
608 students
Diverse
Diverse Student Body
Grades 05-08
C
James Sullivan Middle School
1.2 mi
|
#267 of 352
|
Score: 34.9
Improved 38 spots from last year
-23.3 below state avg
606 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
Laura Lee Therapeutic Day School
1.2 mi
15 students
Diverse
Grades 01-08
C-
Henry J Robinson Middle School
1.5 mi
|
#288 of 352
|
Score: 32.7
Improved 31 spots from last year
-25.5 below state avg
580 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
B+
James S Daley Middle School
1.9 mi
|
#128 of 352
|
Score: 46.6
Improved 47 spots from last year
-11.6 below state avg
686 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
C+
Dr. An Wang School
2.5 mi
|
#249 of 352
|
Score: 36.2
Improved 44 spots from last year
-22 below state avg
669 students
Very Diverse
Rising School
Diverse Student Body
Grades 05-08
High Schools
4 schools
F
Lowell Middlesex Academy Charter School
0.6 mi
|
#337 of 346
|
Score: 22.3
Improved 9 spots from last year
-35.9 below state avg
124 students
Diverse
College Ready Curriculum
Diverse Student Body
Grades 09-12
D
Leblanc Therapeutic Day School
1.0 mi
|
#376 of 346
|
Score: 32.8
Same rank as last year
31 students
Diverse
Diverse Student Body
Grades 09-12
F
The Career Academy
1.0 mi
|
#25 of 25
|
Score: 18.1
Improved 363 spots from last year
-40.1 below state avg
108 students
Diverse
Rising School
Diverse Student Body
Grades 09-12
Old Colony Y Lowell Revocation Program
1.0 mi
Grades 09-12
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Monthly Payment Calculator
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$565
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
321-323 Lawrence St, Lowell MA 01850
Lowell, MA 01850
Listing Information
Listing Agent
Fermin Group
Listing Office
Century 21 North East
Office Phone
978-208-0449
Agent MLS ID
TM321052
Office MLS ID
AN4356
Listing Data Updated
Oct 16, 2026 4:16 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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