32-34 Pearl St, Chicopee MA 01013
Chicopee, MA 01013
$639,900
$614,900
Est. $3,696/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Fantastic investment or owner-occupant opportunity just minutes from the heart of Chicopee! This four-family property offers a great combination of immediate rental income and flexibility, with both first-floor units currently occupied and two beautifully renovated units on the top floor ready for new tenants or an owner occupant. The property also features an impressive four garage stalls, providing valuable additional parking, storage, and potential income opportunities. Conveniently located just up the street from Chicopee Center with easy access to area amenities, shopping, dining and major routes. Whether you’re looking to expand your investment portfolio or live in one unit while generating income from the others, 32–34 Pearl Street is one you won’t want to miss!
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Recently Sold Nearby
Price & Status History
Market Insights
2
Price Changes
3.9%
Price Range
Property Timeline
Price Reduced
Oct 7, 2026
$614,900
$15,000
(-2.38%)
From $629,900 to $614,900 (-2.4%)
Price Reduced
Sep 17, 2026
$629,900
$10,000
(-1.56%)
From $639,900 to $629,900 (-1.6%)
Listed for Sale
Aug 31, 2026
$639,900
Original listing
Agent: The Generation Group
Office: Coldwell Banker Realty - Western MA
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/07/2026 | ↓ Price Reduced | $614,900 | $15,000 | - | From $629,900 to $614,900 (-2.4%) |
| 09/17/2026 | ↓ Price Reduced | $629,900 | $10,000 | - | From $639,900 to $629,900 (-1.6%) |
| 08/31/2026 | 🏠 Listed for Sale | $639,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,645 | $304,800 |
Financial Details
Annual Property Tax
$4,645
Tax Year 2026
Assessed Value
$304,800
Facts & Features
4 Car Garage
Home Facts
Type
Residential Income
Style
4 Family
Year Built
1880
Living Area
3,844 sq ft
Lot Size
0.18 acres
Stories
4
Bedrooms
9
Full Baths
4
Total Rooms
17
Investment Metrics
Units
4
Unit 1 Rent
$1,250/mo · N
Unit 2 Rent
— · N
Unit 3 Rent
$1,350/mo · N
Unit 4 Rent
— · N
Total Monthly Rent
$2,600/mo
Gross Income
$31,200
Net Operating Income
$31,200
Cap Rate
5.07%
Interior
Heating
Electric
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
Full
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Garage Spaces
4
Has Garage
Yes
Features
Paved Drive
Total Spaces
10
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$4,645
Assessed Value
$304,800
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Buyer And Buyers Agent To Verify All Information And Do Their Own Due Diligence. .
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
41 days
Property Overview
Property Type
4 Family
Listing Type
For Sale
Year Built
1880
Bedrooms
9
Full Bathrooms
4
Living Area
3,844 sq ft
Total Rooms
17
Stories
4
Levels
4
Floor Layout
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Full
Laundry:
Security:
Construction & Materials
Year Built:
1880
Structure Type:
Exterior Materials:
Roof:
Foundation:
Brick/Mortar
Stories:
4
Utilities & Systems
Heating:
Electric
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
4
Total Parking Spaces:
10
Parking Features:
Paved Drive
Nearby Schools
School District
Chicopee School District local
C-
School Safety
2024-25
4.1%
Above Average
4.0%
Suspensions
2.4%
In-School
0.1%
Emergency
1.4% below state avg
Elementary Schools
10 schools
St. Stanislaus School
0.4 mi
Grades PK-08
Valley West School
1.0 mi
Grades K-12
St. Joan of Arc School
1.7 mi
Grades PK-08
Springdale Education Center School
3.3 mi
Grades K-12
The Center School
3.3 mi
Grades PK-12
C+
Bowe School
0.4 mi
|
#575 of 825
|
Score: 41.9
Improved 187 spots from last year
-16.3 below state avg
425 students
Diverse
Rising School
Grades K-05
Szetela Early Childhood Center
0.9 mi
231 students
Diverse
Diverse Student Body
Grades PK
B-
Gen. John J Stefanik School
1.5 mi
|
#440 of 825
|
Score: 46.4
Improved 102 spots from last year
-11.8 below state avg
384 students
Diverse
Rising School
Grades PK-05
Belcher School
1.5 mi
226 students
Diverse
Grades PK-01
C+
Barry School
1.6 mi
|
#539 of 825
|
Score: 43.4
Improved 156 spots from last year
-14.8 below state avg
331 students
Diverse
Rising School
Diverse Student Body
Strong Attendance
Grades K-05
Middle Schools
2 schools
C
Dupont Middle School
0.6 mi
|
#263 of 352
|
Score: 35.5
Dropped 24 spots from last year
-22.8 below state avg
684 students
Diverse
Diverse Student Body
Grades 06-08
C
Bellamy Middle School
3.2 mi
|
#254 of 352
|
Score: 35.9
Dropped 8 spots from last year
-22.3 below state avg
766 students
Diverse
Grades 06-08
High Schools
4 schools
B+
Chicopee Academy
4.1 mi
|
#148 of 346
|
Score: 72.4
Same rank as last year
67 students
Diverse
Grades 06-12
C-
Chicopee High School
1.0 mi
|
#294 of 346
|
Score: 41.0
Improved 39 spots from last year
-17.3 below state avg
913 students
Diverse
17 sports
• 1,102 athletes
Rising School
Strong Athletics
Diverse Student Body
Grades 09-12
C
Chicopee Comprehensive High School
2.2 mi
|
#258 of 346
|
Score: 46.5
Dropped 23 spots from last year
-11.7 below state avg
1,162 students
Diverse
High Graduation Rate
Career Tech Programs
Grades 09-12
Sunshine Village
4.8 mi
Grades 11-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$387
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
32-34 Pearl St, Chicopee MA 01013
Chicopee, MA 01013
Listing Information
Listing Agent
The Generation Group
Listing Office
Coldwell Banker Realty - Western MA
Office Phone
413-567-8931
Agent MLS ID
TM353426
Office MLS ID
AN7885
Listing Data Updated
Oct 11, 2026 3:09 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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