31-37 Monarch St, Lowell MA 01854
Lowell, MA 01854
$639,900
Est. $3,916/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
18
Oct
Sunday, October 18
12:00 PM - 1:30 PM EDT
17
Oct
Saturday, October 17
11:30 AM - 1:00 PM EDT
About this home
Exciting opportunity to own this fully renovated side-by-side duplex in the desirable Pawtucketville neighborhood, situated on a quiet street along the Dracut line. Ideal for owner-occupants or investors—live in one unit while collecting rental income from the other. Both units have been completely remodeled with new hardwood floors, updated kitchens featuring new cabinetry, granite countertops, and stainless steel appliances, plus fully renovated bathrooms. Each unit offers an open floor plan, a spacious eat-in kitchen with abundant cabinetry, and a generously sized living area. Unit one to be delivered vacant – 3 bedrooms, 1 full bath. Unit 2 currently rented at $2,000/month – 2 bedrooms, 1 full bath. Additional highlights include separate fenced backyards and private a driveway for each unit. All utilities are separate except for water. A turnkey duplex with strong income potential in a peaceful residential setting. Open House: Saturday 11:30 - 1:00 and Sunday 12:00 - 1:30
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Recently Sold Nearby
Price & Status History
Market Insights
66.3%
Price Range
1
Previous Sales
Property Timeline
Listed for Sale
Oct 14, 2026
$639,900
Original listing
Agent: Candor Investment Group
Office: eXp Realty LLC
Previous Transaction - MLS #30504475
Full transaction history available when tracking began
Previously Sold
Aug 31, 2001
$215,900
MLS #30504475
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/14/2026 | 🏠 Listed for Sale | $639,900 | - | - | Original listing |
| 08/31/2001 | 🏷️ Previously Sold | $215,900 | - | - | MLS #30504475 |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,761 | $507,600 |
Financial Details
Annual Property Tax
$5,761
Tax Year 2026
Assessed Value
$507,600
Facts & Features
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Side by Side
Year Built
1965
Living Area
1,776 sq ft
Lot Size
0.24 acres
Stories
2
Bedrooms
5
Full Baths
2
Total Rooms
9
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
$2,000/mo · Y
Total Monthly Rent
$2,000/mo
Interior
Heating
None
Cooling
None
Flooring
Vinyl
Appliances
Range, Refrigerator
Fireplace
None
Basement
None
Laundry
Washer Hookup
Features
Living Room, Kitchen
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Features
Off Street
Total Spaces
4
Utilities
Electric
Individually Metered
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Electric Range, Washer Hookup
Financial
Annual Tax
$5,761
Assessed Value
$507,600
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Buyer/buyer Agent To Do Own Due Diligence. Seller Is Owner.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Property Overview
Property Type
2 Family - 2 Units Side by Side
Listing Type
For Sale
Year Built
1965
Bedrooms
5
Full Bathrooms
2
Living Area
1,776 sq ft
Total Rooms
9
Stories
2
Levels
2
Floor Layout
Interior Features
Flooring:
Vinyl
Appliances:
Range, Refrigerator
Interior Features:
Living Room, Kitchen
Windows:
Basement:
Laundry:
Washer Hookup
Security:
Construction & Materials
Year Built:
1965
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Slab
Stories:
2
Utilities & Systems
Heating:
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Off Street
Nearby Schools
School District
Lowell School District local
C-
School Safety
2024-25
3.0%
Above Average
2.8%
Suspensions
0.8%
In-School
0.2%
Emergency
2.5% below state avg
Elementary Schools
10 schools
St. Jeanne D'Arc Elementary School
0.6 mi
Grades PK-08
C
Bartlett Community Partnership School
1.0 mi
|
#270 of 352
|
Score: 34.7
Improved 16 spots from last year
-23.5 below state avg
488 students
Diverse
Diverse Student Body
Grades PK-08
St. Patrick School and Educational Center
1.4 mi
Grades PK-08
Community Christian Academy
1.4 mi
Grades PK-12
C+
Collegiate Charter School of Lowell
1.5 mi
|
#244 of 346
|
Score: 47.6
Improved 21 spots from last year
-10.6 below state avg
1,205 students
Very Diverse
Rising School
College Ready Curriculum
Diverse Student Body
Strong Attendance
Grades K-12
Hellenic American Academy
1.6 mi
Grades PK-08
St. Louis Elementary School
1.7 mi
Grades PK-08
B
Lowell Community Charter Public School
1.9 mi
|
#154 of 352
|
Score: 44.1
Improved 33 spots from last year
-14.2 below state avg
815 students
Diverse
Rising School
Diverse Student Body
Strong Attendance
Grades PK-08
St. Michael Elementary School
2.1 mi
Grades PK-08
B
Rogers STEM Academy
2.1 mi
|
#8 of 16
|
Score: 34.3
Improved 265 spots from last year
-23.9 below state avg
895 students
Diverse
Rising School
Diverse Student Body
Grades K-08
Middle Schools
7 schools
C+
Dr. An Wang School
0.6 mi
|
#249 of 352
|
Score: 36.2
Improved 44 spots from last year
-22 below state avg
669 students
Very Diverse
Rising School
Diverse Student Body
Grades 05-08
B-
Kathryn P. Stoklosa Middle School
1.3 mi
|
#199 of 352
|
Score: 40.7
Improved 17 spots from last year
-17.5 below state avg
608 students
Diverse
Diverse Student Body
Grades 05-08
C-
Henry J Robinson Middle School
2.1 mi
|
#288 of 352
|
Score: 32.7
Improved 31 spots from last year
-25.5 below state avg
580 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
B+
James S Daley Middle School
2.2 mi
|
#128 of 352
|
Score: 46.6
Improved 47 spots from last year
-11.6 below state avg
686 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
Laura Lee Therapeutic Day School
2.3 mi
15 students
Diverse
Grades 01-08
C
Benjamin F. Butler Middle School
2.9 mi
|
#260 of 352
|
Score: 35.7
Dropped 4 spots from last year
-22.5 below state avg
488 students
Diverse
Diverse Student Body
Grades 05-08
C
James Sullivan Middle School
3.3 mi
|
#267 of 352
|
Score: 34.9
Improved 38 spots from last year
-23.3 below state avg
606 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
High Schools
4 schools
Old Colony Y Lowell Revocation Program
1.4 mi
Grades 09-12
F
The Career Academy
1.8 mi
|
#25 of 25
|
Score: 18.1
Improved 363 spots from last year
-40.1 below state avg
108 students
Diverse
Rising School
Diverse Student Body
Grades 09-12
F
Lowell Middlesex Academy Charter School
1.8 mi
|
#337 of 346
|
Score: 22.3
Improved 9 spots from last year
-35.9 below state avg
124 students
Diverse
College Ready Curriculum
Diverse Student Body
Grades 09-12
D
Leblanc Therapeutic Day School
3.3 mi
|
#376 of 346
|
Score: 32.8
Same rank as last year
31 students
Diverse
Diverse Student Body
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
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Property Tax
$480
Homeowners Insurance
$200
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Loan Summary
Total of 360 payments
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
31-37 Monarch St, Lowell MA 01854
Lowell, MA 01854
Listing Information
Listing Agent
Candor Investment Group
Listing Office
eXp Realty LLC
Office Phone
888-854-7493
Agent MLS ID
TM361776
Office MLS ID
AN9457
Listing Data Updated
Oct 14, 2026 2:37 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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