3005 Prospect St, Palmer MA 01009

Palmer, MA 01009
$415,000
Est. $2,835/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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6
Beds
3
Baths
2,160
Sq Ft
$192
Price/Sq Ft
0.69
Acres
1994
Year Built
6
Parking
New today
Time on Market
For Sale Open House Listed Oct 22, 2026 • MLS# 73594214 Copied! • Updated Oct 22, 2026

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Open House Schedule

24
Oct
Saturday, October 24
11:00 AM - 1:00 PM EDT
25
Oct
Sunday, October 25
10:00 AM - 11:30 AM EDT

About this home

Turnkey Investment Opportunity in Palmer, MA! Welcome to this freshly renovated, side-by-side townhouse-style duplex offering an excellent opportunity for investors and owner-occupants alike! Each spacious unit features 3 bedrooms, 1.5 bathrooms, a kitchen, comfortable living room, and its own private basement for additional storage. The townhouse-style layout provides privacy and separation between units, while ample off-street parking adds everyday convenience. Best of all, both units are completely vacant, giving the next owner the flexibility to move right in, select their own tenants, or establish rental income from both sides. Whether you're looking to live in one unit while renting out the other or expand your investment portfolio, this property offers plenty of potential. With renovations already completed and no existing tenants to work around, this duplex is ready for its next chapter. Don't miss your chance to make it yours! Open houses Saturday 10/24 11-1pm and Sunday 10/25 12-1pm.

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 22, 2026
$415,000
Original listing
Office: Naples Realty Group

Tax History

Year Taxes Assessment
2026 $6,434 $337,400

Financial Details

Annual Property Tax
$6,434
Tax Year 2026
Assessed Value
$337,400

Facts & Features

Home Facts

Type Residential Income
Style Multi Family
Year Built 1994
Living Area 2,160 sq ft
Lot Size 0.69 acres
Stories 4
Bedrooms 6
Full Baths 2
Half Baths 2
Total Rooms 10

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent — · N
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement Unfinished
Laundry None
Features None
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features Paved Drive
Total Spaces 6
Electric 220 Volts
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $6,434
Assessed Value $337,400
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing Seller W/participate
Structure Type []
Sq Ft Source Public Record
Documents None
County Hampden

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1994
Bedrooms
6
Full Bathrooms
2
Half Bathrooms
2
Living Area
2,160 sq ft
Total Rooms
10
Stories
4
Levels
4

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1994
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter
Stories: 4

Utilities & Systems

Heating:
Cooling:
Hot Water: Electric
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 6
Parking Features: Paved Drive
School District
Palmer School District local
C-
⚠ School Safety 2024-25
6.6% Above Average
5.7% Suspensions 0.5% In-School 0.9% Emergency
↑ 1.1% above state avg
E

Elementary Schools

1 school
C-
Old Mill Pond School
1.3 mi | #701 of 825 | Score: 35.7
Dropped 68 spots from last year
-22.6 below state avg
676 students Moderate
Grades PK-06
H

High Schools

2 schools
C
Pathfinder Regional Vocational-Technical High School
1.2 mi | #250 of 346 | Score: 47.1
Dropped 26 spots from last year
-11.1 below state avg
647 students Moderate
15 sports • 496 athletes
Career Tech Programs College Ready Curriculum Strong Athletics Strong Attendance
Grades 09-12
B-
Palmer High School
1.3 mi | #182 of 346 | Score: 53.6
Improved 115 spots from last year
-4.6 below state avg
392 students Moderate
15 sports • 550 athletes
High Graduation Rate Rising School College Ready Curriculum Strong Athletics
Grades 07-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $536
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

3005 Prospect St, Palmer MA 01009

Palmer, MA 01009

Listing Information

Listing Agent The Govoni Group
Listing Office Naples Realty Group
Office Phone 413-650-1314
Agent MLS ID TM362255
Office MLS ID AN6415
Listing Data Updated Oct 22, 2026 4:16 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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