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3 Elm Street, Oxford MA 01540

Oxford, MA 01540
$445,000
Est. $2,782/month
3
Beds
2
Baths
1,554
Sq Ft
$286
Price/Sq Ft
0.25
Acres
1885
Year Built
Single Family Residence
Type
2 hours 2 minutes
Time on Market
Active Open House Listed May 13, 2026 • MLS# 73517707 Copied!

About this home

A deceiving colonial with potential for a 10x35 family room with cathedral ceiling and skylights. It needs a pellet stove to make it cozy and usable year round. 1st floor bedroom and full bath on main level. Need an office or work station ? Great location on the first floor so you can work from home or have a craft room. Open kitchen/dining room with space for a dining room table at which to gather with friends. Second level has 2 bedrooms and full bath which is so convenient. The yard is level and private with a tree line separating you from neighbors Great patio on the side makes grilling easy and relaxing. .Minutes to the highway, yet in an established neighborhood..

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1885
Bedrooms
3
Full Bathrooms
2
Living Area
1,554 sq ft
Total Rooms
7

Open House Schedule

16
May
Saturday, May 16
1:00 PM - 3:00 PM EDT

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1885
Living Area 1,554 sq ft
Lot Size 0.25 acres
Bedrooms 3
Full Baths 2
Total Rooms 7

Interior

Heating Forced Air, Oil
Cooling None
Flooring Wood, Vinyl
Appliances Water Heater, Range, Dishwasher, Refrigerator
Fireplace None
Basement Full, Bulkhead
Laundry First Floor, Electric Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Porch, Rain Gutters, Storage
Pool None
Spa None
Fencing None
Patio/Porch Porch

Parking

Features Paved Drive, Off Street
Total Spaces 4

Utilities

Electric Circuit Breakers
Water Public, Other
Sewer Private Sewer
Gas None
Other For Electric Dryer, Washer Hookup

Financial

Annual Tax $3,982
Assessed Value $325,600

Interior Features

Flooring: Wood, Vinyl
Appliances: Water Heater, Range, Dishwasher, Refrigerator
Interior Features:
Windows: Insulated Windows
Basement: Full, Bulkhead
Laundry: First Floor, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Colonial
Year Built: 1885
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Forced Air, Oil
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Public, Other
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Rain Gutters, Storage
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street

Location

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Neighborhood

3 Elm Street, Oxford MA 01540

Oxford, MA 01540

Walkability

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Nearby Schools

School District
Oxford School District local
D
⚠ School Safety 2024-25
5.3% Above Average
4.0% Suspensions 0.2% In-School 0.1% Expulsions 1.2% Emergency
↓ 0.2% below state avg
E

Elementary Schools

1 school
Alfred M Chaffee School
1.0 mi
313 students Moderate
Grades K-02
M

Middle Schools

1 school
C
Oxford Middle School
1.1 mi | #259 of 352 | Score: 35.7
Improved 1 spots from last year
-22.5 below state avg
385 students Moderate
Grades 06-08
H

High Schools

1 school
C-
Oxford High School
1.1 mi | #289 of 346 | Score: 41.6
Dropped 81 spots from last year
-16.6 below state avg
453 students Diverse
13 sports • 492 athletes
College Ready Curriculum
Grades PK-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $332
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
May 13, 2026
$445,000
Original listing
Agent: Jo-Ann Szymczak Office: RE/MAX Vision

Price & Status History

Date Event Price Change
May 13, 2026 New Listing Added $445,000 —

Market Statistics

Time on Market
2 hours 2 minutes
Price per Sq Ft
$286

Tax History

Year Taxes Assessment
2026 $3,982 $325,600

Financial Details

Annual Property Tax
$3,982
Tax Year 2026
Assessed Value
$325,600

Listing Information

Listing Agent Jo-Ann Szymczak
Listing Office RE/MAX Vision
Agent MLS ID K0002215
Office MLS ID K95622
Listing Data Updated May 13, 2026 11:27 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Oxford, MA

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