FeaturesCloset
LevelSecond
3 Elm Street, Oxford MA 01540
Oxford, MA 01540
$445,000
$425,000
Est. $2,681/month
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About this home
A deceiving colonial with potential for a 10x35 family room with cathedral ceiling and skylights. It needs a pellet stove to make it cozy and usable year round. 1st floor bedroom and full bath on main level. Need an office or work station ? Great location on the first floor so you can work from home or have a craft room. Open kitchen/dining room with space for a dining room table at which to gather with friends. Second level has 2 bedrooms and full bath which is so convenient. The yard is level and private with a tree line separating you from neighbors Great patio on the side makes grilling easy and relaxing. .Minutes to the highway, yet in an established neighborhood..
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Public Records & Permits
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
4.5%
Price Range
Property Timeline
Status: Active under contract
Aug 5, 2026
Active → Active Under Contract
Pending Sale
Jul 31, 2026
Offer accepted, sale pending
Price Reduced
Jun 29, 2026
$425,000
$20,000
(-4.49%)
From $445,000 to $425,000 (-4.5%)
Showing Instructions Updated
May 20, 2026
New showing requirements
Listed for Sale
May 13, 2026
$445,000
Original listing
Agent: Jo-Ann Szymczak
Office: RE/MAX Vision
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/05/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 07/31/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 06/29/2026 | ↓ Price Reduced | $425,000 | $20,000 | - | From $445,000 to $425,000 (-4.5%) |
| 05/20/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 05/13/2026 | 🏠 Listed for Sale | $445,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,982 | $325,600 |
Financial Details
Annual Property Tax
$3,982
Tax Year 2026
Assessed Value
$325,600
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1885
Living Area
1,554 sq ft
Lot Size
0.25 acres
Bedrooms
3
Full Baths
2
Total Rooms
7
Interior
Heating
Forced Air, Oil
Cooling
None
Flooring
Wood, Vinyl
Appliances
Water Heater, Range, Dishwasher, Refrigerator
Fireplace
None
Basement
Full, Bulkhead
Laundry
First Floor, Electric Dryer Hookup, Washer Hookup
Features
None
Exterior
Construction
Frame
Architecture
Colonial
Roof
Shingle
Features
Porch, Rain Gutters, Storage
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Features
Paved Drive, Off Street
Total Spaces
4
Utilities
Electric
Circuit Breakers
Water
Public, Other
Sewer
Private Sewer
Gas
None
Other
For Electric Dryer, Washer Hookup
Financial
Annual Tax
$3,982
Assessed Value
$325,600
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Property Has Had Some Renovations Including Roof, Heating, Electric, Hot Water Heater, Bathrooms, And Kitchen
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Sq Ft Disclosures
315 sq.ft, additional living area (unheated) included on 1st floor.
Documents
None
County
Worcester
Total market time (incl. prior listings)
97 days
Property Overview
Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1885
Bedrooms
3
Full Bathrooms
2
Living Area
1,554 sq ft
Total Rooms
7
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,554 sq ft above grade
LevelSecond
FeaturesCloset
LevelSecond
LevelFirst
FeaturesFlooring - Wood
LevelFirst
FeaturesFlooring - Vinyl
LevelFirst
FeaturesCeiling Fan(s), Flooring - Wood, Cable Hookup
LevelFirst
FeaturesWalk-In Closet(s), Closet
LevelFirst
FeaturesSkylight, Cathedral Ceiling(s), Ceiling Fan(s)
LevelFirst
FeaturesNo
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Vinyl
Appliances:
Water Heater, Range, Dishwasher, Refrigerator
Interior Features:
Windows:
Insulated Windows
Basement:
Full, Bulkhead
Laundry:
First Floor, Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Colonial
Year Built:
1885
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Heating, Cooling & Utilities
Heating:
Forced Air, Oil
Heating Zones:
1
Cooling:
None
Hot Water:
Water Source:
Public, Other
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Rain Gutters, Storage
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street
Nearby Schools
School District
Oxford School District local
D
School Safety
2024-25
5.3%
Above Average
4.0%
Suspensions
0.2%
In-School
0.1%
Expulsions
1.2%
Emergency
0.2% below state avg
Elementary Schools
3 schools
Alfred M Chaffee School
1.0 mi
313 students
Moderate
Grades K-02
B-
Clara Barton School
2.1 mi
|
#472 of 824
|
Score: 45.4
Improved 145 spots from last year
-12.8 below state avg
307 students
Moderate
Rising School
Grades 03-05
B-
Heritage School
3.8 mi
|
#483 of 824
|
Score: 45.3
Dropped 38 spots from last year
-13 below state avg
425 students
Moderate
Grades 02-04
Middle Schools
3 schools
C
Oxford Middle School
1.1 mi
|
#259 of 352
|
Score: 35.7
Improved 1 spots from last year
-22.5 below state avg
385 students
Moderate
Grades 06-08
B-
Charlton Middle School
3.9 mi
|
#204 of 352
|
Score: 40.4
Improved 6 spots from last year
-17.8 below state avg
631 students
Moderate
Grades 05-08
B
Auburn Middle School
4.3 mi
|
#154 of 352
|
Score: 44.2
Dropped 12 spots from last year
-14 below state avg
628 students
Moderate
Grades 06-08
High Schools
2 schools
C-
Oxford High School
1.1 mi
|
#289 of 346
|
Score: 41.6
Dropped 81 spots from last year
-16.6 below state avg
453 students
Diverse
13 sports
• 492 athletes
College Ready Curriculum
Grades PK-12
B+
Bay Path Regional Vocational Technical High School
4.8 mi
|
#108 of 346
|
Score: 59.6
Improved 46 spots from last year
+1.4 above state avg
1,188 students
Moderate
16 sports
• 1,094 athletes
High Graduation Rate
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$332
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Rate Impact
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Current Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
3 Elm Street, Oxford MA 01540
Oxford, MA 01540
Listing Information
Listing Agent
Jo-Ann Szymczak
Listing Office
RE/MAX Vision
Office Phone
508-595-9900
Agent MLS ID
K0002215
Office MLS ID
K95622
Listing Data Updated
Aug 18, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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