295 Main St # 15, Reading MA 01867

Reading, MA 01867
$340,000
$335,000
Est. $2,642/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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1
Beds
1
Baths
611
Sq Ft
$548
Price/Sq Ft
1969
Year Built
1
Parking
45
Days on Market
For Sale Price Drop -$5,000 Listed Sep 30, 2026 • MLS# 73584916 Copied! • Updated Nov 12, 2026

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About this home

1% RATE BUY DOWN (LOWER MONTHLY PAYMENT) OFFERED FIRST 24 MONTHS THROUGH LENDER PROGRAM. 13 miles from Boston... one-bedroom in the heart of Reading, steps from the commuter rail and Main Street dining. The kitchen has been thoughtfully updated with new countertops and hardware, and the unit features upgraded lighting and fixtures throughout. LVP flooring runs through the main living areas, making maintenance effortless. Whether you are a first-time buyer or looking to downsize, this move-in ready unit checks every box at a price point that makes ownership in Reading attainable.

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Recently Sold Nearby

Price & Status History

Market Insights

1
Price Changes
68.1%
Price Range
5
Previous Sales

Property Timeline

↓
Price Reduced
Oct 14, 2026
$335,000 $5,000 (-1.47%)
From $340,000 to $335,000 (-1.5%)
🏠
Listed for Sale
Oct 1, 2026
$340,000
Original listing
Agent: Marc Green Office: Coldwell Banker Realty - Marblehead
Previous Transaction - MLS #73513805
Full transaction history available when tracking began
🏷️
Previously Sold
Jun 10, 2026
$345,000
MLS #73513805
Previous Transaction - MLS #72612067
Full transaction history available when tracking began
🏷️
Previously Sold
Apr 9, 2020
$229,900
MLS #72612067
Previous Transaction - MLS #71812967
Full transaction history available when tracking began
🏷️
Previously Sold
May 22, 2015
$164,500
MLS #71812967
Previous Transaction - MLS #71138467
Full transaction history available when tracking began
🏷️
Previously Sold
Jan 28, 2011
$110,000
MLS #71138467
Previous Transaction - MLS #30807527
Full transaction history available when tracking began
🏷️
Previously Sold
Apr 30, 2004
$155,000
MLS #30807527

Tax History

Year Taxes Assessment
2026 $3,244 $296,000

Financial Details

Annual Property Tax
$3,244
Tax Year 2026
HOA Fee
$478
Per month
Assessed Value
$296,000

Facts & Features

Home Facts

Type Residential
Style Condominium
Year Built 1969
Living Area 611 sq ft
Stories 5
Bedrooms 1
Full Baths 1
Total Rooms 3

Interior

Heating Baseboard, Natural Gas
Cooling Wall Unit(s)
Flooring None
Appliances None
Fireplace None
Basement N
Laundry None
Features None

Exterior

Construction Brick
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Has Garage Yes
Features Common, Off Street
Total Spaces 1
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $3,244
Assessed Value $296,000

HOA & Community

HOA Fee $478
Fee Includes Heat, Gas, Water, Sewer, Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal
Amenities Hot Water, Laundry, Elevator(s)
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures This Property Comes With A Lender-paid 1-0 Rate Buydown And Seller Credit, Reducing The Buyer’s Interest Rate By 1% For The First Two Years Of Their Loan. Buyer Is Not Obligated To Use Leo Turco Of Crosscountry Mortgage To Have Offer Accepted; However, Must Use Leo Turco To Receive The Buydown.
Possession None
Accepted Financing None
Structure Type ["Mid-Rise"]
Unit/Building 15
Sq Ft Source Public Record
Documents None
County Middlesex
Total market time (incl. prior listings) 43 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1969
Bedrooms
1
Full Bathrooms
1
Living Area
611 sq ft
Total Rooms
3
Stories
5
Entry Level
2

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: N
Laundry:
Security:

Construction & Materials

Year Built: 1969
Structure Type: Mid-Rise
Exterior Materials: Brick
Roof:
Foundation:
Stories: 5

Utilities & Systems

Heating: Baseboard, Natural Gas
Heating Zones: 1
Cooling: Wall Unit(s)
Cooling Zones: 2
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features: Common, Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $270
Homeowners Insurance $200
HOA Fee $478/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

295 Main St # 15, Reading MA 01867

Reading, MA 01867

Listing Information

Listing Agent Marc Green
Listing Office Coldwell Banker Realty - Marblehead
Office Phone 781-631-9511
Agent MLS ID CN251543
Office MLS ID AN6221
Listing Data Updated Nov 12, 2026 11:58 AM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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