293 Mill St, Gardner MA 01440

Gardner, MA 01440
$339,900
Est. $2,280/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
1
Baths
1,114
Sq Ft
$305
Price/Sq Ft
0.46
Acres
1980
Year Built
3
Parking
3 hours 4 minutes
Time on Market
For Sale Open House Listed Oct 2, 2026 • MLS# 73585932 Copied! • Updated Oct 2, 2026

Track this home for price, status, and open-house alerts.

Open House Schedule

04
Oct
Sunday, October 4
10:00 AM - 12:00 PM EDT

About this home

Classic 3 bedroom cape in a nice location. Nice open floor plan with natural light. Large kitchen area. Good sized bedrooms. Large lot. Great price. Spend the holidays in your new home for less than renting. Seller willing to buy down the mortgage rate of this home. One-Year American Home Shield Warranty included. OPEN HOUSE SUNDAY 10/4 FROM 10AM-12PM. IF YOU CAN'T MAKE OPEN HOUSE, PLEASE SET UP APPTS THRU SHOWINGTIME SUNDAY AFTER OPEN HOUSE & ALL DAY MONDAY AND TUESDAY. ALL OFFERS DUE TUESDAY, 10/6 BY 5PM.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Oct 2, 2026
$339,900
Original listing
Agent: Bob DeVito Office: Cameron Real Estate Group

Tax History

Year Taxes Assessment
2026 $4,333 $314,700

Financial Details

Annual Property Tax
$4,333
Tax Year 2026
Assessed Value
$314,700

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1980
Living Area 1,114 sq ft
Lot Size 0.46 acres
Bedrooms 3
Full Baths 1
Total Rooms 6

Interior

Heating Forced Air, Electric Baseboard, Oil
Cooling None
Flooring Laminate
Appliances Range, Dishwasher, Microwave, Refrigerator
Fireplace None
Basement None
Laundry Electric Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Deck - Wood, Rain Gutters
Pool None
Spa None
Fencing None
Patio/Porch Deck - Wood
Features Off Street
Total Spaces 3
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup
Annual Tax $4,333
Assessed Value $314,700
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Seller Has Ownership In Listing Brokerage. Seller Never Occupied Property. One-year American Home Shield Warranty Paid By Seller. Some Photos May Be Virtually Enhanced.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Worcester

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1980
Bedrooms
3
Full Bathrooms
1
Living Area
1,114 sq ft
Total Rooms
6

Floor Layout

Interior Features

Flooring: Laminate
Appliances: Range, Dishwasher, Microwave, Refrigerator
Interior Features:
Windows:
Basement:
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Cape
Year Built: 1980
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Forced Air, Electric Baseboard, Oil
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck - Wood, Rain Gutters
Patio & Porch: Deck - Wood
Fencing:
Other Structures:
Lot Features: Wooded
Road Surface:

Parking & Garage

Total Parking Spaces: 3
Parking Features: Off Street
School District
Gardner School District local
D
⚠ School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
↑ 0.3% above state avg
E

Elementary Schools

3 schools
C-
Gardner Elementary School
2.1 mi | #677 of 825 | Score: 37.1
Improved 88 spots from last year
-21.1 below state avg
1,071 students Diverse
Rising School Diverse Student Body
Grades PK-04
Wachusett Hills Christian School
2.8 mi
Grades K-08
C+
Templeton Elementary School
3.6 mi | #514 of 825 | Score: 44.3
Improved 99 spots from last year
-13.9 below state avg
549 students Moderate
Rising School Strong Attendance
Grades PK-04
M

Middle Schools

3 schools
D
Gardner Middle School
2.4 mi | #335 of 352 | Score: 27.0
Dropped 4 spots from last year
-31.2 below state avg
528 students Diverse
Grades 05-07
C-
Narragansett Middle School
4.6 mi | #314 of 352 | Score: 30.5
Dropped 53 spots from last year
-27.7 below state avg
345 students Less Diverse
Grades 05-07
B
Overlook Middle School
4.9 mi | #169 of 352 | Score: 42.9
Dropped 6 spots from last year
-15.4 below state avg
564 students Less Diverse
Strong Attendance
Grades 06-08
H

High Schools

3 schools
D
Gardner Academy for Learning and Technology
1.6 mi | #325 of 346 | Score: 30.7
Improved 54 spots from last year
-27.5 below state avg
74 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
C+
Gardner High School
2.3 mi | #230 of 346 | Score: 49.5
Improved 83 spots from last year
-8.7 below state avg
797 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
B-
Narragansett Regional High School
4.5 mi | #207 of 346 | Score: 51.7
Improved 42 spots from last year
-6.5 below state avg
471 students Less Diverse
14 sports • 628 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $361
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

293 Mill St, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent Bob DeVito
Listing Office Cameron Real Estate Group
Office Phone 781-486-3180
Agent MLS ID B8001104
Office MLS ID AC0756
Listing Data Updated Oct 2, 2026 11:02 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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