FeaturesCloset, Flooring - Wall to Wall Carpet
LevelSecond
29 Hill Terrace, Ludlow MA 01056
Ludlow, MA 01056
$379,900
Est. $2,631/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Welcome to 29 Hill Terrace in Ludlow. This 7 room 3 bedroom 2 full bath cape style home shows pride of ownership and is move in ready!! The spacious kitchen comes with the refrigerator, range and dishwasher and is open into the cozy family room with cathedral ceilings and a skylight bringing in tons of natural sunlight. There is a slider out to the private deck. Off the kitchen is the formal dining room with hard wood floors. The living room with it's fireplace and wall to wall carpeting is perfect for relaxing with family. Rounding out the first floor there is a bedroom with wall to wall and a full bath. On the second floor you'll find two great sized bedrooms both with ample closets and wall to wall along with another full bath. There is a full basement with high ceilings and and hatchway which is perfect for future finishing. That's where you'll find the laundry. Washer and dryer remain. The home also features forced warm air oil heat and central air, 200 amp circuit breakers and a new hot water tank. There is a sprinkler system. You'll feel right at home as soon as you walk in! Schedule your private showing today!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Oct 2, 2026
$379,900
Original listing
Agent: Thomas Morrissette
Office: LAER Realty Partners
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/02/2026 | 🏠 Listed for Sale | $379,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $6,124 | $382,500 |
Financial Details
Annual Property Tax
$6,124
Tax Year 2026
Assessed Value
$382,500
Facts & Features
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1990
Living Area
1,596 sq ft
Lot Size
0.35 acres
Bedrooms
3
Full Baths
2
Total Rooms
7
Interior
Heating
Forced Air, Oil
Cooling
Central Air
Flooring
Tile, Vinyl, Carpet, Hardwood
Appliances
Water Heater, Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer, Range Hood
Fireplace
Living Room
Fireplaces
1
Basement
Full, Bulkhead, Concrete
Laundry
Electric Dryer Hookup, Washer Hookup, In Basement
Features
None
Exterior
Construction
Frame
Architecture
Cape
Roof
Shingle
Features
Porch, Deck - Wood, Rain Gutters, Sprinkler System, Screens
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Deck - Wood
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
2
Utilities
Electric
Circuit Breakers, 200+ Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$6,124
Assessed Value
$382,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Cream
Sq Ft Source
Public Record
Documents
None
County
Hampden
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1990
Bedrooms
3
Full Bathrooms
2
Living Area
1,596 sq ft
Total Rooms
7
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,596 sq ft above grade
FeaturesSkylight, Flooring - Stone/Ceramic Tile
LevelSecond
FeaturesCloset, Flooring - Wall to Wall Carpet
LevelSecond
FeaturesCeiling Fan(s), Flooring - Vinyl
LevelMain,First
FeaturesCeiling Fan(s), Closet, Flooring - Wall to Wall Carpet
LevelFirst
FeaturesBathroom - With Shower Stall, Flooring - Stone/Ceramic Tile
LevelFirst
FeaturesFlooring - Wood, Chair Rail
LevelMain,First
FeaturesSkylight, Ceiling Fan(s), Flooring - Vinyl, Cable Hookup, Slider
LevelMain,First
FeaturesFlooring - Wall to Wall Carpet, Exterior Access, Recessed Lighting
LevelMain,First
FeaturesNo
Display Options
Outdoor Areas
Patio & porchPorch, Deck - Wood
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Vinyl, Carpet, Hardwood
Appliances:
Water Heater, Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer, Range Hood
Interior Features:
Windows:
Insulated Windows, Screens
Basement:
Full, Bulkhead, Concrete
Laundry:
Electric Dryer Hookup, Washer Hookup, In Basement
Security:
Construction & Materials
Style:
Cape
Year Built:
1990
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Forced Air, Oil
Heating Zones:
1
Cooling:
Central Air
Cooling Zones:
1
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Deck - Wood, Rain Gutters, Sprinkler System, Screens
Patio & Porch:
Porch, Deck - Wood
Fencing:
Other Structures:
Lot Features:
Cul-De-Sac
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Paved Drive, Off Street, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Living Room
Community Amenities:
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$510
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
29 Hill Terrace, Ludlow MA 01056
Ludlow, MA 01056
Listing Information
Listing Agent
Thomas Morrissette
Listing Office
LAER Realty Partners
Office Phone
413-525-2677
Agent MLS ID
M0000713
Office MLS ID
AN1203
Listing Data Updated
Oct 2, 2026 10:28 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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