FeaturesFlooring - Stone/Ceramic Tile
LevelFirst
29 Elizabeth St, Gardner MA 01440
Gardner, MA 01440
$320,000
Est. $2,117/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
09
Oct
Friday, October 9
4:30 PM - 6:00 PM EDT
About this home
Charming 2-bedroom, 1-bath ranch offering comfortable one-level living in a convenient location! Hardwood flooring flows through the living room, dining area, and both bedrooms, adding warmth and character throughout. The spacious kitchen features abundant cabinet storage and opens directly to the inviting 3-season sunroom, perfect for relaxing, entertaining, or enjoying additional seasonal living space. The bright living room is filled with natural light creating a welcoming atmosphere. Two generously sized bedrooms and a full bath complete the main level. The basement provides excellent storage, a laundry area, and plenty of room for a home gym, hobby space, or workshop. Situated on a level yard and conveniently located near downtown with local restaurants, shopping and area recreational spots, including Dunn Park & Pond and Gardner Municipal Golf Course. Commuter routes including Route 2 via Route 140 and close to the hospital and Mount Wachusett Community College. A wonderful opportunity to make this home your own!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Oct 7, 2026
$320,000
Original listing
Agent: Lana Kopsala
Office: Coldwell Banker Realty - Leominster
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/07/2026 | 🏠 Listed for Sale | $320,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $3,586 | $249,700 |
Financial Details
Annual Property Tax
$3,586
Tax Year 2025
Assessed Value
$249,700
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1951
Living Area
960 sq ft
Lot Size
0.24 acres
Bedrooms
2
Full Baths
1
Total Rooms
5
Interior
Heating
Baseboard, Oil
Cooling
None
Flooring
Flooring - Stone/ceramic Tile
Appliances
Water Heater, Range, Refrigerator
Fireplace
None
Basement
Full, Bulkhead, Sump Pump, Concrete
Laundry
In Basement
Features
Sun Room
Exterior
Construction
Frame
Architecture
Ranch
Roof
Shingle
Features
Porch - Enclosed, Rain Gutters
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch - Enclosed
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
4
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$3,586
Assessed Value
$249,700
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Sunroom Is Not Heated Or Part Of The Gla; Seller Has Never Lived In The Property
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1951
Bedrooms
2
Full Bathrooms
1
Living Area
960 sq ft
Total Rooms
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
960 sq ft above grade
FeaturesCeiling Fan(s), Flooring - Hardwood
LevelFirst
FeaturesBathroom - Full, Bathroom - With Tub & Shower, Closet - Linen, Flooring - Stone/Ceramic Tile
LevelFirst
FeaturesFlooring - Hardwood, Open Floorplan
LevelFirst
FeaturesCloset, Flooring - Hardwood, Window(s) - Picture
LevelFirst
FeaturesCeiling Fan(s), Flooring - Hardwood
LevelFirst
FeaturesNo
Display Options
Outdoor Areas
Patio & porchPorch - Enclosed
Room Markers
KKitchen (1)
BRBedroom (2)
BABathroom (2)
DDining (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Flooring - Stone/Ceramic Tile
Appliances:
Water Heater, Range, Refrigerator
Interior Features:
Sun Room
Windows:
Basement:
Full, Bulkhead, Sump Pump, Concrete
Laundry:
In Basement
Security:
Construction & Materials
Style:
Ranch
Year Built:
1951
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Block
Heating, Cooling & Utilities
Heating:
Baseboard, Oil
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch - Enclosed, Rain Gutters
Patio & Porch:
Porch - Enclosed
Fencing:
Other Structures:
Lot Features:
Cleared, Level
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street, Paved
Nearby Schools
School District
Gardner School District local
D
School Safety
2024-25
5.8%
Above Average
5.6%
Suspensions
0.5%
In-School
0.2%
Emergency
0.3% above state avg
Elementary Schools
2 schools
Wachusett Hills Christian School
1.8 mi
Grades K-08
C-
Gardner Elementary School
0.2 mi
|
#677 of 825
|
Score: 37.1
Improved 88 spots from last year
-21.1 below state avg
1,071 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
Middle Schools
1 school
D
Gardner Middle School
0.4 mi
|
#335 of 352
|
Score: 27.0
Dropped 4 spots from last year
-31.2 below state avg
528 students
Diverse
Grades 05-07
High Schools
2 schools
C+
Gardner High School
0.3 mi
|
#230 of 346
|
Score: 49.5
Improved 83 spots from last year
-8.7 below state avg
797 students
Diverse
15 sports
• 820 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
0.4 mi
|
#325 of 346
|
Score: 30.7
Improved 54 spots from last year
-27.5 below state avg
74 students
Diverse
Early College Program
Rising School
Career Tech Programs
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$299
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
29 Elizabeth St, Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Lana Kopsala
Listing Office
Coldwell Banker Realty - Leominster
Office Phone
978-840-4014
Agent MLS ID
H9500342
Office MLS ID
AN6215
Listing Data Updated
Oct 7, 2026 3:18 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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