282 Charles St, Fitchburg MA 01420
Fitchburg, MA 01420
$524,900
Est. $3,424/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Don't miss this exceptional value and rare investment opportunity in Fitchburg! Nestled on a peaceful, quiet residential street, this three-family property offers the timeless curb appeal with the feel of a single-family home. Not your standard triple decker! This property features two ample sized one bed apartments and a large 2 level 2nd floor apartment with four bedrooms! Positioned just a short distance from the popular Fitchburg Rock Walk, the location provides the perfect balance of tranquil neighborhood living and easy access to scenic outdoor recreation, downtown amenities, and the MBTA Commuter Rail. Property also features separated gas and electric, off street parking, and a fenced in back yard! Priced To Sell!... don't wait or you may miss the opportunity!
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Public Records & Permits
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Oct 1, 2026
$524,900
Original listing
Agent: Nicholas L. Pelletier
Office: Keller Williams Realty North Central
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/01/2026 | 🏠 Listed for Sale | $524,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $6,840 | $428,700 |
Financial Details
Annual Property Tax
$6,840
Tax Year 2026
Assessed Value
$428,700
Facts & Features
Home Facts
Type
Residential Income
Style
3 Family
Year Built
1897
Living Area
2,196 sq ft
Lot Size
0.11 acres
Stories
4
Bedrooms
6
Full Baths
3
Total Rooms
12
Investment Metrics
Units
3
Unit 1 Rent
$1,250/mo · N
Unit 2 Rent
$1,800/mo · N
Unit 3 Rent
$1,000/mo · N
Total Monthly Rent
$4,050/mo
Gross Income
$48,600
Net Operating Income
$48,600
Cap Rate
9.26%
Interior
Heating
None
Cooling
None
Flooring
Wood, Vinyl
Appliances
None
Fireplace
None
Basement
Full, Unfinished
Laundry
None
Features
Living Room, Kitchen
Exterior
Construction
Frame
Architecture
None
Roof
Slate
Features
None
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
Porch, Deck
Parking
Features
Off Street
Total Spaces
5
Utilities
Electric
Circuit Breakers, Individually Metered
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$6,840
Assessed Value
$428,700
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Certified Treated, Unknown
Seller Disclosures
One Of The Coin Op Washer/dryer Units In Basement Is Not Operational And Can Be Removed Prior To Closing If Desired
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
White
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
3 Family
Listing Type
For Sale
Year Built
1897
Bedrooms
6
Full Bathrooms
3
Living Area
2,196 sq ft
Total Rooms
12
Stories
4
Levels
4
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,196 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch, Deck
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Vinyl
Appliances:
Interior Features:
Living Room, Kitchen
Windows:
Basement:
Full, Unfinished
Laundry:
Security:
Construction & Materials
Year Built:
1897
Structure Type:
Exterior Materials:
Frame
Roof:
Slate
Foundation:
Granite, Irregular
Stories:
4
Heating, Cooling & Utilities
Heating:
Heating Zones:
3
Cooling:
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch, Deck
Fencing:
Fenced
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Total Parking Spaces:
5
Parking Features:
Off Street
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$570
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
282 Charles St, Fitchburg MA 01420
Fitchburg, MA 01420
Listing Information
Listing Agent
Nicholas L. Pelletier
Listing Office
Keller Williams Realty North Central
Office Phone
978-840-9000
Agent MLS ID
CN200544
Office MLS ID
K95580
Listing Data Updated
Oct 1, 2026 3:06 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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