Dimensions13 x 9
FeaturesFlooring - Laminate, Countertops - Stone/Granite/Solid, Exterior Access, Stainless Steel Appliances
LevelFirst
28 Hilltop Circle, Worcester MA 01609
Worcester, MA 01609
$479,900
$464,900
Est. $3,026/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Lower Your Rate by up to 3%: SELLER IS OFFERING A CREDIT TOWARDS AN INTEREST-RATE BUY DOWN, PROVIDING QUALIFIED BUYERS AN OPPORTUNITY TO REDUCE THEIR MORTGAGE INTEREST RATE BY 3%, SUBJECT TO LENDER APPROVAL AND APPLICABLE LOAN GUIDELINES.Ideally located in a sought-after Worcester neighborhood near Assumption University, this well-maintained raised ranch offers a comfortable open floor plan, fantastic outdoor space, a newly installed white vinyl privacy fence and numerous updates throughout. The main level features an open flow with a fireplaced living room highlighted by a large picture window, a dining room with sliders leading to the deck, and a bright kitchen complete with crisp white cabinetry, stainless steel appliances, a classic tile backsplash, and a convenient pass-through to the living room. Three generously sized bedrooms provide plenty of space, while the attached garage and ample off-street parking add everyday convenience. Over recent years, the home has seen many significant improvements, including an updated kitchen and bathroom, replacement of the boiler, oil tank, and roof, added insulation, a recently painted deck, and a fenced backyard. Outside, enjoy the large, level fenced yard with a tiered deck and dedicated garden area-perfect for entertaining, relaxing, or cultivating your green thumb. A fantastic location with easy access to shopping, dining, parks, Assumption University, and major routes makes this move-in ready home one you won't want to miss.
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
3.1%
Price Range
Property Timeline
Back On Market
Sep 14, 2026
Active
Pending Sale
Sep 6, 2026
Offer accepted, sale pending
Price Reduced
Aug 26, 2026
$464,900
$15,000
(-3.13%)
From $479,900 to $464,900 (-3.1%)
Showing Instructions Updated
Aug 22, 2026
New showing requirements
Listed for Sale
Aug 7, 2026
$479,900
Original listing
Agent: Amy Bisson
Office: Lamacchia Realty, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/14/2026 | • Back On Market | - | - | - | Active |
| 09/06/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 08/26/2026 | ↓ Price Reduced | $464,900 | $15,000 | - | From $479,900 to $464,900 (-3.1%) |
| 08/22/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 08/07/2026 | 🏠 Listed for Sale | $479,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $5,702 | $432,300 |
Financial Details
Annual Property Tax
$5,702
Tax Year 2025
Assessed Value
$432,300
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1953
Living Area
1,050 sq ft
Lot Size
0.32 acres
Bedrooms
3
Full Baths
1
Half Baths
1
Total Rooms
6
Interior
Heating
Steam, Oil, Wood Stove
Cooling
Window Unit(s), None
Flooring
Wood, Tile, Carpet, Laminate, Hardwood
Appliances
Water Heater, Disposal, Energy Star Qualified Refrigerator, Energy Star Qualified Dryer, Energy Star Qualified Dishwasher, Energy Star Qualified Washer, Range
Fireplace
Living Room
Fireplaces
1
Basement
Full, Partially Finished, Interior Entry, Garage Access, Concrete
Laundry
Electric Dryer Hookup, Washer Hookup, In Basement
Features
Internet Available - Unknown
Exterior
Construction
Conventional (2x4-2x6)
Architecture
Ranch
Roof
Shingle
Features
Deck - Wood, Rain Gutters, Fenced Yard, Garden, Stone Wall
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Deck - Wood
Parking
Garage Spaces
1
Has Garage
Yes
Features
Attached, Under, Paved Drive, Off Street, Paved
Total Spaces
5
Utilities
Electric
Circuit Breakers, 100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$5,702
Assessed Value
$432,300
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Basement Shower Has Not Been Used In Several Years, Unknown Condition. Buyers And Buyers Agents To Perform Due Diligence. Some Photos May Be Virtually Enhanced.
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
House Color
White
Sq Ft Source
Public Record
Sq Ft Disclosures
Measurements are approx.
Documents
None
County
Worcester
Total market time (incl. prior listings)
48 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1953
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,050 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,050 sq ft above grade
250 sq ft below grade
Dimensions11 x 11
FeaturesCloset, Flooring - Wall to Wall Carpet
LevelFirst
Dimensions9 x 11
FeaturesCloset, Flooring - Hardwood
LevelFirst
Dimensions7 x 7
FeaturesBathroom - Full, Bathroom - With Tub & Shower, Flooring - Laminate
LevelFirst
Dimensions9 x 9
FeaturesFlooring - Hardwood, Exterior Access, Slider
LevelFirst
Dimensions18 x 13
FeaturesFlooring - Hardwood, Cable Hookup, Exterior Access
LevelFirst
Dimensions13 x 11
FeaturesCeiling Fan(s), Closet, Flooring - Hardwood
LevelFirst
Dimensions7 x 5
FeaturesBathroom - 3/4, Bathroom - With Shower Stall
LevelBasement
FeaturesNo
Display Options
Outdoor Areas
Patio & porchDeck - Wood
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Carpet, Laminate, Hardwood
Appliances:
Water Heater, Disposal, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Washer, Range
Interior Features:
Internet Available - Unknown
Windows:
Basement:
Full, Partially Finished, Interior Entry, Garage Access, Concrete
Laundry:
Electric Dryer Hookup, Washer Hookup, In Basement
Security:
Construction & Materials
Style:
Ranch
Year Built:
1953
Structure Type:
Exterior Materials:
Conventional (2x4-2x6)
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Steam, Oil, Wood Stove
Heating Zones:
2
Cooling:
Window Unit(s), None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Thermostat
Exterior & Lot
Exterior Features:
Deck - Wood, Rain Gutters, Fenced Yard, Garden, Stone Wall
Patio & Porch:
Deck - Wood
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Level
Road Surface:
Paved
Parking & Garage
Garage Spaces:
1
Garage Type:
Attached
Total Parking Spaces:
5
Parking Features:
Attached, Under, Paved Drive, Off Street, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Living Room
Community Amenities:
Public Transportation, Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Bike Path, Conservation Area, Highway Access, House of Worship, Private School, Public School, T-Station, University, Sidewalks
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$475
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
28 Hilltop Circle, Worcester MA 01609
Worcester, MA 01609
Listing Information
Listing Agent
Amy Bisson
Listing Office
Lamacchia Realty, Inc.
Office Phone
508-425-7372
Agent MLS ID
CN222770
Office MLS ID
AN3002
Listing Data Updated
Sep 30, 2026 9:35 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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