27 Cherry St., Gardner MA 01440

Gardner, MA 01440
$419,900
Est. $2,758/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
2
Baths
2,790
Sq Ft
$151
Price/Sq Ft
0.39
Acres
1920
Year Built
2
Garage Spaces
11 hours 33 minutes
Time on Market
For Sale Listed Sep 30, 2026 • MLS# 73584481 Copied! • Updated Sep 30, 2026

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About this home

Timeless elegance and historic charm define this beautifully maintained 1920 Colonial, gracefully situated on a picturesque, tree-lined street in one of Gardner’s desirable neighborhoods. Offering 4–5 bedrooms and 2 full baths, this distinguished home showcases the craftsmanship and architectural details of a bygone era, including a grand staircase, soaring ceilings, French doors, custom built-ins and two fireplaces. The tastefully updated kitchen blends classic character with modern convenience, featuring granite countertops and stainless steel appliances, while both bathrooms have been thoughtfully updated. A stunning three-season room, surrounded by an abundance of windows, overlooks the private backyard and provides an inviting space to relax or entertain. Step outside to a lovely patio and fire pit area nestled within the beautifully landscaped lot. Recent improvements include a new heating system and hot water heater. A detached two-car garage completes this exceptional property—a wonderful combination of historic character, gracious living spaces and modern updates.

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Property History

Property Timeline

🏠
Listed for Sale
Sep 30, 2026
$419,900
Original listing
Agent: Shannon Johnson Office: Janice Mitchell R.E., Inc

Tax History

Year Taxes Assessment
2026 $5,212 $378,500

Financial Details

Annual Property Tax
$5,212
Tax Year 2026
Assessed Value
$378,500

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1920
Living Area 2,790 sq ft
Lot Size 0.39 acres
Bedrooms 4
Full Baths 2
Total Rooms 8

Interior

Heating Steam, Natural Gas
Cooling None
Flooring Tile, Hardwood
Appliances Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Fireplace Family Room, Master Bedroom
Fireplaces 2
Basement Full
Laundry Electric Dryer Hookup, Washer Hookup, First Floor
Features Walk-up Attic

Exterior

Construction Frame
Architecture Colonial
Roof Slate
Features Porch, Porch - Enclosed, Deck - Wood, Rain Gutters, Garden
Pool None
Spa None
Fencing None
Patio/Porch Porch, Porch - Enclosed, Deck - Wood
Garage Spaces 2
Has Garage Yes
Features Detached, Paved Drive, Paved
Total Spaces 6
Electric Fuses, Knob & Tube Wiring
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $5,212
Assessed Value $378,500
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Home Has Fuses And Knob & Tube Wiring
Possession None
Accepted Financing None
Structure Type []
House Color White
Sq Ft Source Measured
Sq Ft Disclosures sq. Ft. Includes heated portions of 3rd floor
Documents None
County Worcester

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1920
Bedrooms
4
Full Bathrooms
2
Living Area
2,790 sq ft
Total Rooms
8

Floor Layout

Interior Features

Flooring: Tile, Hardwood
Appliances: Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Interior Features: Walk-up Attic
Windows:
Basement: Full
Laundry: Electric Dryer Hookup, Washer Hookup, First Floor
Security:

Construction & Materials

Style: Colonial
Year Built: 1920
Structure Type:
Exterior Materials: Frame
Roof: Slate
Foundation: Stone

Heating, Cooling & Utilities

Heating: Steam, Natural Gas
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Porch - Enclosed, Deck - Wood, Rain Gutters, Garden
Patio & Porch: Porch, Porch - Enclosed, Deck - Wood
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 6
Parking Features: Detached, Paved Drive, Paved

Special Features

Fireplaces: 2
Fireplace Type: Family Room, Master Bedroom
Community Amenities: Public Transportation, Shopping, Walk/Jog Trails, Medical Facility
School District
Gardner School District local
D
⚠ School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
↑ 0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
2.1 mi
Grades K-08
C-
Gardner Elementary School
0.5 mi | #677 of 825 | Score: 37.1
Improved 88 spots from last year
-21.1 below state avg
1,071 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
D
Gardner Middle School
0.7 mi | #335 of 352 | Score: 27.0
Dropped 4 spots from last year
-31.2 below state avg
528 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
0.6 mi | #230 of 346 | Score: 49.5
Improved 83 spots from last year
-8.7 below state avg
797 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
0.2 mi | #325 of 346 | Score: 30.7
Improved 54 spots from last year
-27.5 below state avg
74 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $434
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

27 Cherry St., Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent Shannon Johnson
Listing Office Janice Mitchell R.E., Inc
Office Phone 508-829-6315
Agent MLS ID CT008840
Office MLS ID K01211
Listing Data Updated Sep 30, 2026 4:17 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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