257 Waverley St, Belmont MA 02478

Belmont, MA 02478 • Waverley
$1,399,000
Est. $8,508/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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6
Beds
2
Baths
2,636
Sq Ft
$531
Price/Sq Ft
0.10
Acres
1905
Year Built
4
Parking
New today
Time on Market
For Sale Open House Listed Oct 21, 2026 • MLS# 73593416 Copied! • Updated Oct 21, 2026

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Open House Schedule

25
Oct
Sunday, October 25
1:00 PM - 3:00 PM EDT
24
Oct
Saturday, October 24
1:00 PM - 3:00 PM EDT

About this home

Renovated and well maintained two-family on a corner lot between Waverley Square and Belmont Center, with major updates already done: foundation reinforced and basement waterproofed (2022), new roof (2024), new insulation, shingles and Trex back porches (2025), exterior paint (2025), new water line from the street, and full rewiring. The first floor unit has 2 bedrooms and 1 bath, a renovated kitchen with granite counters and stainless steel appliances, living room, dining room, and a large pantry with laundry. The second floor unit spans two levels with 4 bedrooms and 1 bath, a renovated kitchen with granite counters and stainless steel appliances, living room, dining room, large pantry, in-unit laundry and a private deck. The third floor offers an open primary bedroom with vaulted ceilings and a 4th bedroom, with water, sewer and gas lines already in place for a second full bath and a gas fireplace. 4+ off-street parking spaces. The first floor unit is rented for $3,000 until 6/30/27, and the second floor unit will be delivered vacant. A great fit for an investor, an owner-occupant offsetting the mortgage with rental income, or multigenerational living. Close to the Waverley and Belmont Center commuter rail stops (to Porter Square and North Station), shopping, restaurants and parks.

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 21, 2026
$1,399,000
Original listing
Agent: Simon Gray Office: Coldwell Banker Realty - Newton

Tax History

Year Taxes Assessment
2026 $14,802 $1,286,000

Financial Details

Annual Property Tax
$14,802
Tax Year 2026
Assessed Value
$1,286,000

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1905
Living Area 2,636 sq ft
Lot Size 0.10 acres
Stories 3
Bedrooms 6
Full Baths 2
Total Rooms 12

Investment Metrics

Units 2
Unit 1 Rent $3,000/mo · Y
Unit 2 Rent — · N
Total Monthly Rent $3,000/mo
Gross Income $36,000
Net Operating Income $36,000
Cap Rate 2.57%
Heating Forced Air, Natural Gas
Cooling Window Unit(s)
Flooring Hardwood, Carpet
Appliances Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Walk-out Access, Interior Entry, Sump Pump, Concrete, Unfinished
Laundry None
Features Pantry, Lead Certification Available, Storage, Stone/granite/solid Counters, Upgraded Cabinets, Upgraded Countertops, Bathroom With Tub, Ceiling Fan(s), Cathedral/vaulted Ceilings, Living Room, Dining Room, Kitchen
Construction None
Architecture None
Roof None
Features Balcony/deck
Pool None
Spa None
Fencing None
Patio/Porch Deck - Composite
Features Off Street
Total Spaces 4
Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $14,802
Assessed Value $1,286,000
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Certified Treated, Unknown
Seller Disclosures 1st Floor Unit Is Deleaded, 2nd Floor Unit Lead Paint Status Is Unknown. Hardwood Floors Underneath Carpet In Living And Dining Rooms Of The Unit 2. Previous Mice Activity Was Professionally Treated, And The Property Is Currently On A Monthly Pest Control Service Plan.
Possession None
Accepted Financing None
Structure Type []
House Color Beige
Sq Ft Source Public Record
Sq Ft Disclosures Public record shows 11 rooms and 5 bedrooms; the third floor is not reflected.
Documents None
County Middlesex

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1905
Bedrooms
6
Full Bathrooms
2
Living Area
2,636 sq ft
Total Rooms
12
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring: Hardwood, Carpet
Appliances: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Pantry, Lead Certification Available, Storage, Stone/Granite/Solid Counters, Upgraded Cabinets, Upgraded Countertops, Bathroom With Tub, Ceiling Fan(s), Cathedral/Vaulted Ceilings, Living Room, Dining Room, Kitchen
Windows:
Basement: Full, Walk-Out Access, Interior Entry, Sump Pump, Concrete, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1905
Structure Type:
Exterior Materials:
Roof:
Foundation: Other
Stories: 3

Utilities & Systems

Heating: Forced Air, Natural Gas
Heating Zones: 2
Cooling: Window Unit(s)
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony/Deck
Patio & Porch: Deck - Composite
Fencing:
Other Structures:
Lot Features: Corner Lot
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Loan Amount
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,234
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Waverley

257 Waverley St, Belmont MA 02478

Belmont, MA 02478

Listing Information

Listing Agent Simon Gray
Listing Office Coldwell Banker Realty - Newton
Office Phone 617-969-2447
Agent MLS ID CN211554
Office MLS ID AN6227
Listing Data Updated Oct 21, 2026 12:04 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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