LevelSecond
25 Oak Avenue, Oak Bluffs MA 02557
Oak Bluffs, MA 02557
$1,950,000
Est. $10,290/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Thought to have been moved from the Campgrounds to the Highlands in the early 1900's, the Mary E. Gilkes house has been transformed into a sophisticated and easy-living Island abode. The thoughtful, intentional design and execution of this renovation/addition pays homage to its Victorian roots while adding every modern amenity for year-round or summer use. Every detail has been carefully considered from the mahogany front porch with Vineyard-blue ceilings that typifies the Oak Bluffs cottage history, to the "bonus" room/loft, to infrastructure which meets HERS requirements for energy efficiency. There isn't an inch of wasted space in this little powerhouse and the property offers a wealth of possibilities for expansion. The location is quiet and bucolic, and just up the hill from Circuit Ave., with easy access to East Chop and Eastville Beach. Roll right off the ferry and bring your Vineyard vision to life in this enchanting home where history, style and modern comfort come together!
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 21, 2026
$1,950,000
Original listing
Office: Sandpiper Realty, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/21/2026 | 🏠 Listed for Sale | $1,950,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $2,758 | $552,800 |
Financial Details
Annual Property Tax
$2,758
Tax Year 2026
Assessed Value
$552,800
Facts & Features
New Construction
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
2026
Living Area
1,459 sq ft
Lot Size
0.23 acres
Bedrooms
2
Full Baths
2
Total Rooms
6
Interior
Heating
Radiant, Heat Pump, Electric
Cooling
Heat Pump
Flooring
None
Appliances
Electric Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer, Energy Star Qualified Refrigerator, Energy Star Qualified Dryer, Energy Star Qualified Dishwasher
Fireplace
None
Basement
Interior Entry, Bulkhead, Concrete, Unfinished
Laundry
In Basement
Features
None
Exterior
Construction
Conventional (2x4-2x6)
Architecture
Contemporary, Farmhouse
Roof
None
Features
Porch, Deck, Fenced Yard
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Porch, Deck
Parking
Features
Off Street
Total Spaces
2
Utilities
Electric
None
Water
Public
Sewer
Private Sewer
Gas
None
Other
None
Financial
Annual Tax
$2,758
Assessed Value
$552,800
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
None
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Measured
Documents
None
County
Dukes
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2026
Bedrooms
2
Full Bathrooms
2
Living Area
1,459 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,459 sq ft above grade
LevelSecond
LevelFirst
LevelFirst
LevelFirst
LevelFirst
LevelFirst
Display Options
Outdoor Areas
Patio & porchPorch, Deck
Room Markers
KKitchen (1)
BRBedroom (2)
BABathroom (2)
DDining (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Electric Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Dishwasher
Interior Features:
Windows:
Basement:
Interior Entry, Bulkhead, Concrete, Unfinished
Laundry:
In Basement
Security:
Construction & Materials
Style:
Contemporary, Farmhouse
Year Built:
2026
Structure Type:
Exterior Materials:
Conventional (2x4-2x6)
Roof:
Foundation:
Concrete Perimeter, Stone
Utilities & Systems
Heating:
Radiant, Heat Pump, Electric
Cooling:
Heat Pump
Hot Water:
Water Source:
Public
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Deck, Fenced Yard
Patio & Porch:
Porch, Deck
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Level
Road Surface:
Unimproved
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Off Street
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$230
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
25 Oak Avenue, Oak Bluffs MA 02557
Oak Bluffs, MA 02557
Listing Information
Listing Agent
Lisa Stewart
Listing Office
Sandpiper Realty, Inc.
Office Phone
508-627-3737
Agent MLS ID
A9501703
Office MLS ID
AN9490
Listing Data Updated
Oct 21, 2026 3:26 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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