25 Bear Hill Rd, Gardner MA 01440

Gardner, MA 01440
$418,000
Est. $2,808/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
1.5
Baths
1,637
Sq Ft
$255
Price/Sq Ft
0.32
Acres
1990
Year Built
4
Parking
8 hours 35 minutes
Time on Market
For Sale Open House Listed Oct 1, 2026 • MLS# 73585565 Copied! • Updated Oct 1, 2026

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Open House Schedule

04
Oct
Sunday, October 4
10:00 AM - 11:00 AM EDT

About this home

This might be the one you've been waiting for, 25 Bear Hill Rd has been refreshed with fresh paint, updated flooring and thoughtful improvements throughout that make it easy to settle right in. Offering 3 bedrooms and 1.5 baths as well as an extra bonus living space a spacious family room with a pocket door, imagine movie nights, game days, a playroom, or just a cozy spot to unwind. A cozy kitchen with sliding glass doors to your back covered porch, formal dining room and a living room with a fireplace complete the first floor. Upstairs has the 3 bedrooms as well has the full bathroom with. Outside there's a great yard with room to enjoy the seasons. Tucked into an established Gardner neighborhood with Route 2, shopping, dining and everyday essentials close by. It's warm, welcoming and ready for you to make it home.

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Property History

Market Insights

Property Timeline

👁️
Showing Instructions Updated
Oct 1, 2026
New showing requirements
🏠
Listed for Sale
Oct 1, 2026
$418,000
Original listing
Office: Four Columns Realty, LLC

Tax History

Year Taxes Assessment
2025 $5,932 $413,100

Financial Details

Annual Property Tax
$5,932
Tax Year 2025
Assessed Value
$413,100

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1990
Living Area 1,637 sq ft
Lot Size 0.32 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 7

Interior

Heating Baseboard, Oil
Cooling Window Unit(s)
Flooring Vinyl
Appliances Water Heater, Range, Dishwasher, Microwave, Refrigerator
Fireplace Living Room
Fireplaces 1
Basement Interior Entry
Laundry In Basement, Electric Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Deck - Roof, Covered Patio/deck, Storage
Pool None
Spa None
Fencing None
Patio/Porch Deck - Roof, Covered
Features Paved Drive, Off Street, Paved
Total Spaces 4
Electric 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup
Annual Tax $5,932
Assessed Value $413,100
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint None
Seller Disclosures Seller Will Have New Toilet, New Bathroom Faucet (downstairs Bathroom) And Kitchen Faucet To Be Installed Before Closing.
Possession None
Accepted Financing None
Structure Type []
House Color grey
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 205 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1990
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,637 sq ft
Total Rooms
7

Floor Layout

Interior Features

Flooring: Vinyl
Appliances: Water Heater, Range, Dishwasher, Microwave, Refrigerator
Interior Features:
Windows: Insulated Windows
Basement: Interior Entry
Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Cape
Year Built: 1990
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Heating Zones: 2
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck - Roof, Covered Patio/Deck, Storage
Patio & Porch: Deck - Roof, Covered
Fencing:
Other Structures:
Lot Features:
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Public Transportation, Walk/Jog Trails, Golf, Medical Facility, House of Worship, Public School, University
School District
Gardner School District local
D
⚠ School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
↑ 0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
4.4 mi
Grades K-08
C-
Gardner Elementary School
2.8 mi | #677 of 825 | Score: 37.1
Improved 88 spots from last year
-21.1 below state avg
1,071 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
D
Gardner Middle School
2.4 mi | #335 of 352 | Score: 27.0
Dropped 4 spots from last year
-31.2 below state avg
528 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
2.5 mi | #230 of 346 | Score: 49.5
Improved 83 spots from last year
-8.7 below state avg
797 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
2.6 mi | #325 of 346 | Score: 30.7
Improved 54 spots from last year
-27.5 below state avg
74 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $494
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

25 Bear Hill Rd, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent Heather LeBlanc
Listing Office Four Columns Realty, LLC
Office Phone 978-544-5100
Agent MLS ID CN256278
Office MLS ID H95126
Listing Data Updated Oct 1, 2026 4:20 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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