243 Central St, Springfield MA 01105
Springfield, MA 01105
$400,000
$370,000
Est. $2,499/month
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About this home
SHORT SALE property SOLD AS-IS. This sale is subject to bank approval. Smoke detector compliance is buyer's responsibility. Buyer is responsible for verifying all info here ----- Welcome to this well-located property in the heart of Springfield, offering convenient access to local amenities, schools, and major routes. This two family building presents a great opportunity for both owner-occupants and investors looking to add value in a desirable and established neighborhood. With its solid layout and prime location, it’s ready for your personal touch or future updates to maximize its full potential. With a detached 10 bay garage/office space, the possibilities are endless. Schedule your showing today!
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Property History
Market Insights
3
Price Changes
7.5%
Price Range
Property Timeline
Price Reduced
Aug 11, 2026
$370,000
$10,000
(-2.63%)
From $380,000 to $370,000 (-2.6%)
Back On Market
Aug 11, 2026
Active
Status: Active under contract
Jul 26, 2026
Active → Active Under Contract
Pending Sale
Jul 24, 2026
Offer accepted, sale pending
Price Reduced
Jul 21, 2026
$380,000
$10,000
(-2.56%)
From $390,000 to $380,000 (-2.6%)
Price Reduced
Jul 11, 2026
$390,000
$10,000
(-2.5%)
From $400,000 to $390,000 (-2.5%)
Listed for Sale
Jul 2, 2026
$400,000
Original listing
Agent: Patriot Living Group
Office: Lock and Key Realty Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/11/2026 | ↓ Price Reduced | $370,000 | $10,000 | - | From $380,000 to $370,000 (-2.6%) |
| 08/11/2026 | • Back On Market | - | - | - | Active |
| 07/26/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 07/24/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 07/21/2026 | ↓ Price Reduced | $380,000 | $10,000 | - | From $390,000 to $380,000 (-2.6%) |
| 07/11/2026 | ↓ Price Reduced | $390,000 | $10,000 | - | From $400,000 to $390,000 (-2.5%) |
| 07/02/2026 | 🏠 Listed for Sale | $400,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $5,132 | $327,300 |
Financial Details
Annual Property Tax
$5,132
Tax Year 2025
Assessed Value
$327,300
Facts & Features
10 Car Garage
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1919
Living Area
2,824 sq ft
Lot Size
0.33 acres
Stories
3
Bedrooms
11
Full Baths
3
Total Rooms
19
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Interior
Heating
Steam, Oil, Electric
Cooling
None
Flooring
Hardwood
Appliances
None
Fireplace
None
Basement
Full, Bulkhead
Laundry
Electric Dryer Hookup
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
Fenced/enclosed
Patio/Porch
Porch
Parking
Garage Spaces
10
Has Garage
Yes
Features
Paved Drive, Off Street
Total Spaces
28
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Dryer
Financial
Annual Tax
$5,132
Assessed Value
$327,300
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Seller Is Unable To Do Any Repairs - Property Sold As Is. This Is A Short Sale Attempt And Is Subject To Lender Approval. Property To Be Sold As-is, As-seen, Where-is. Seller And Broker Make No Warranties Or Representations Regarding Property Conditions. Short Sale Subject To Approval.
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
House Color
Slate
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
43 days
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1919
Bedrooms
11
Full Bathrooms
3
Living Area
2,824 sq ft
Total Rooms
19
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,824 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Hardwood
Appliances:
Interior Features:
Windows:
Insulated Windows
Basement:
Full, Bulkhead
Laundry:
Electric Dryer Hookup
Security:
Construction & Materials
Year Built:
1919
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Brick/Mortar
Stories:
3
Heating, Cooling & Utilities
Heating:
Steam, Oil, Electric
Cooling:
None
Hot Water:
Electric
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch
Fencing:
Fenced/Enclosed
Other Structures:
Lot Features:
Cleared, Level
Road Surface:
Parking & Garage
Garage Spaces:
10
Total Parking Spaces:
28
Parking Features:
Paved Drive, Off Street
Nearby Schools
School District
Springfield School District local
D
Where Graduates Go
Class of 2021
36%
attend college
20%
4-Year
16%
2-Year
3%
Out of State
3%
Working
School Safety
2024-25
5.9%
Above Average
5.1%
Suspensions
1.4%
In-School
0.8%
Emergency
0.4% above state avg
Elementary Schools
3 schools
C-
Milton Bradley School
0.3 mi
|
#743 of 824
|
Score: 33.0
Improved 31 spots from last year
-25.2 below state avg
385 students
Moderate
Rising School
Grades PK-05
B+
Veritas Preparatory Charter School
0.3 mi
|
#10 of 25
|
Score: 34.4
Improved 341 spots from last year
-23.8 below state avg
712 students
Moderate
Early College Program
Rising School
Grades 05-12
Your Educational Success Academy
0.5 mi
Grades K-12
Middle Schools
3 schools
Springfield Commonwealth Academy
< 0.1 mi
Grades 06-08
F
South End Middle School
0.5 mi
|
#350 of 352
|
Score: 23.5
Improved 12 spots from last year
-34.7 below state avg
163 students
Moderate
Grades 06-08
F
Forest Park Middle School
1.1 mi
|
#343 of 352
|
Score: 25.3
Improved 16 spots from last year
-32.9 below state avg
282 students
Diverse
Grades 06-08
High Schools
3 schools
C-
High School of Commerce
0.5 mi
|
#286 of 346
|
Score: 42.2
Improved 16 spots from last year
-16 below state avg
966 students
Moderate
11 sports
• 554 athletes
Early College Program
College Ready Curriculum
Grades 09-12
C
Emergence Academy
0.5 mi
|
#21 of 25
|
Score: 25.5
Improved 356 spots from last year
-32.7 below state avg
382 students
Diverse
Rising School
Diverse Student Body
Grades 06-12
C-
Conservatory of the Arts
0.5 mi
|
#303 of 346
|
Score: 37.5
Improved 2 spots from last year
-20.7 below state avg
296 students
Moderate
College Ready Curriculum
Grades 06-12
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Loan Amount
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Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$428
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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$0
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Rate Impact
-0.5% Rate
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
243 Central St, Springfield MA 01105
Springfield, MA 01105
Listing Information
Listing Agent
Patriot Living Group
Listing Office
Lock and Key Realty Inc.
Office Phone
413-282-8080
Agent MLS ID
TM336290
Office MLS ID
AN5521
Listing Data Updated
Aug 15, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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