243 Central St, Springfield MA 01105

Springfield, MA 01105
$400,000
$330,000
Est. $2,296/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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11
Beds
3
Baths
2,824
Sq Ft
$117
Price/Sq Ft
0.33
Acres
1919
Year Built
10
Garage Spaces
96
Days on Market
Sale Pending Price Drop -$70,000 Listed Jul 1, 2026 • MLS# 73544038 Copied! • Updated Oct 8, 2026

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About this home

SHORT SALE property SOLD AS-IS. This sale is subject to bank approval. Smoke detector compliance is buyer's responsibility. Buyer is responsible for verifying all info here ----- Welcome to this well-located property in the heart of Springfield, offering convenient access to local amenities, schools, and major routes. This two family building presents a great opportunity for both owner-occupants and investors looking to add value in a desirable and established neighborhood. With its solid layout and prime location, it’s ready for your personal touch or future updates to maximize its full potential. With a detached 10 bay garage/office space, the possibilities are endless. Schedule your showing today!

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Recently Sold Nearby

Property History

Market Insights

7
Price Changes
17.5%
Price Range

Property Timeline

📝
Contingency Update
Sep 24, 2026
Appraisal
📋
Status: Active under contract
Sep 24, 2026
Active → Active Under Contract
↓
Price Reduced
Sep 3, 2026
$330,000 $10,000 (-2.94%)
From $340,000 to $330,000 (-2.9%)
⏳
Pending Sale
Sep 1, 2026
Offer accepted, sale pending
↓
Price Reduced
Aug 28, 2026
$340,000 $10,000 (-2.86%)
From $350,000 to $340,000 (-2.9%)
↓
Price Reduced
Aug 25, 2026
$350,000 $10,000 (-2.78%)
From $360,000 to $350,000 (-2.8%)
↓
Price Reduced
Aug 18, 2026
$360,000 $10,000 (-2.7%)
From $370,000 to $360,000 (-2.7%)
↓
Price Reduced
Aug 11, 2026
$370,000 $10,000 (-2.63%)
From $380,000 to $370,000 (-2.6%)
•
Back On Market
Aug 11, 2026
Active
📋
Status: Active under contract
Jul 26, 2026
Active → Active Under Contract
⏳
Pending Sale
Jul 24, 2026
Offer accepted, sale pending
↓
Price Reduced
Jul 21, 2026
$380,000 $10,000 (-2.56%)
From $390,000 to $380,000 (-2.6%)
↓
Price Reduced
Jul 11, 2026
$390,000 $10,000 (-2.5%)
From $400,000 to $390,000 (-2.5%)
🏠
Listed for Sale
Jul 2, 2026
$400,000
Original listing
Agent: Patriot Living Group Office: Lock and Key Realty Inc.

Tax History

Year Taxes Assessment
2025 $5,132 $327,300

Financial Details

Annual Property Tax
$5,132
Tax Year 2025
Assessed Value
$327,300

Facts & Features

10 Car Garage

Home Facts

Type Residential Income
Style Multi Family
Year Built 1919
Living Area 2,824 sq ft
Lot Size 0.33 acres
Stories 3
Bedrooms 11
Full Baths 3
Total Rooms 19

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent — · N
Heating Steam, Oil, Electric
Cooling None
Flooring Hardwood
Appliances None
Fireplace None
Basement Full, Bulkhead
Laundry Electric Dryer Hookup
Features None
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing Fenced/enclosed
Patio/Porch Porch
Garage Spaces 10
Has Garage Yes
Features Paved Drive, Off Street
Total Spaces 28
Electric 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer

Financial

Annual Tax $5,132
Assessed Value $327,300
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Seller Is Unable To Do Any Repairs - Property Sold As Is. This Is A Short Sale Attempt And Is Subject To Lender Approval. Property To Be Sold As-is, As-seen, Where-is. Seller And Broker Make No Warranties Or Representations Regarding Property Conditions. Short Sale Subject To Approval.
Possession None
Accepted Financing Contract
Structure Type []
House Color Slate
Sq Ft Source Public Record
Documents None
County Hampden
Total market time (incl. prior listings) 97 days

Property Overview

Property Type
Multi Family
Listing Type
Sale Pending
Year Built
1919
Bedrooms
11
Full Bathrooms
3
Living Area
2,824 sq ft
Total Rooms
19
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring: Hardwood
Appliances:
Interior Features:
Windows: Insulated Windows
Basement: Full, Bulkhead
Laundry: Electric Dryer Hookup
Security:

Construction & Materials

Year Built: 1919
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Brick/Mortar
Stories: 3

Heating, Cooling & Utilities

Heating: Steam, Oil, Electric
Cooling: None
Hot Water: Electric
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch
Fencing: Fenced/Enclosed
Other Structures:
Lot Features: Cleared, Level
Road Surface:

Parking & Garage

Garage Spaces: 10
Total Parking Spaces: 28
Parking Features: Paved Drive, Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $428
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

243 Central St, Springfield MA 01105

Springfield, MA 01105

Listing Information

Listing Agent Patriot Living Group
Listing Office Lock and Key Realty Inc.
Office Phone 413-282-8080
Agent MLS ID TM336290
Office MLS ID AN5521
Listing Data Updated Oct 8, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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