234 Elm St, Northampton MA 01060

Northampton, MA 01060
$895,000
Est. $5,804/month
5
Beds
3
Baths
3,139
Sq Ft
$285
Price/Sq Ft
0.23
Acres
1900
Year Built
3
Garage Spaces
2 hours 53 minutes
Time on Market
For Sale Listed Aug 22, 2026 • MLS# 73566981 Copied! • Updated Aug 22, 2026

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About this home

Beautifully maintained three family in Smith College neighborhood near Childs Park. There are 2 spacious 2 bedroom apts and a charming one bedroom apt on two levels with a new granite and cherry kitchen. The larger two bedroom apts. have high ceilings and original period detail. The first floor apt has French doors, pocket doors, decorative fire place and wraparound porch plus a private side porch and in unit laundry. The upper 2 bedrm. has crown molding, decorative f.p ,a large sunny kitchen with one screened and one open porch. All units are sunfilled with wood floors throughout. There is a three car garage in great condition with loft space and storage. Excellent rental history and wonderful tenants. Many recent improvements include gutters, garage roof, front porch, electric, new 2nd floor kitchen, new heating systems and washer/dryer. Walk to vibrant downtown Northampton with shops, galleries, restaurants and entertainment. Close to major highways and schools.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Aug 22, 2026
$895,000
Original listing
Agent: Joanie Schwartz Office: Joanie Schwartz Real Estate

Tax History

Year Taxes Assessment
2025 $12,936 $864,000

Financial Details

Annual Property Tax
$12,936
Tax Year 2025
Assessed Value
$864,000

Facts & Features

3 Car Garage

Home Facts

Type Residential Income
Style 3 Family
Year Built 1900
Living Area 3,139 sq ft
Lot Size 0.23 acres
Stories 4
Bedrooms 5
Full Baths 3
Total Rooms 13

Investment Metrics

Units 3
Unit 1 Rent $2,400/mo · Y
Unit 2 Rent $2,600/mo · Y
Unit 3 Rent $1,475/mo · N
Total Monthly Rent $6,475/mo
Gross Income $77,700
Net Operating Income $63,605
Operating Expenses $15,595
Water/Sewer Expense $3,114
Insurance Expense $3,683
Cap Rate 7.11%
Heating Central, Natural Gas, Hot Water
Cooling None
Flooring Wood, Vinyl
Appliances Washer, Dryer, Range, Dishwasher, Refrigerator
Fireplace None
Fireplaces 2
Basement Interior Entry, Bulkhead, Concrete
Laundry Gas Dryer Hookup, Electric Dryer Hookup
Features Ceiling Fan(s), Pantry, Crown Molding, Bathroom With Tub & Shower, High Speed Internet, Upgraded Cabinets, Internet Available - Broadband, Living Room, Dining Room, Kitchen
Construction Frame
Architecture None
Roof Shingle
Features Balcony/deck, Rain Gutters
Pool None
Spa None
Fencing None
Patio/Porch Porch, Screened
Garage Spaces 3
Has Garage Yes
Features Paved Drive, Off Street, Driveway
Total Spaces 9
Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Electric Range, For Gas Dryer, For Electric Dryer

Financial

Annual Tax $12,936
Assessed Value $864,000
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Upper Units Share An Egress. Legal 3 Family Grandfathered As Per Age. Possible Asbestos On Heat Pipes In The Basement.
Possession None
Accepted Financing Contract
Structure Type []
House Color tan
Sq Ft Source Public Record
Documents None
County Hampshire

Property Overview

Property Type
3 Family
Listing Type
For Sale
Year Built
1900
Bedrooms
5
Full Bathrooms
3
Living Area
3,139 sq ft
Total Rooms
13
Stories
4
Levels
4

Floor Layout

Interior Features

Flooring: Wood, Vinyl
Appliances: Washer, Dryer, Range, Dishwasher, Refrigerator
Interior Features: Ceiling Fan(s), Pantry, Crown Molding, Bathroom With Tub & Shower, High Speed Internet, Upgraded Cabinets, Internet Available - Broadband, Living Room, Dining Room, Kitchen
Windows: Insulated Windows
Basement: Interior Entry, Bulkhead, Concrete
Laundry: Gas Dryer Hookup, Electric Dryer Hookup
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone, Brick/Mortar
Stories: 4

Heating, Cooling & Utilities

Heating: Central, Natural Gas, Hot Water
Heating Zones: 2
Cooling: None
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony/Deck, Rain Gutters
Patio & Porch: Porch, Screened
Fencing:
Other Structures:
Lot Features: Level
Road Frontage: 72.00 ft
Road Surface: Paved

Parking & Garage

Garage Spaces: 3
Total Parking Spaces: 9
Parking Features: Paved Drive, Off Street, Driveway

Special Features

Fireplaces: 2
Fireplace Type:
Community Amenities: Public Transportation, Shopping, Pool, Tennis Court(s), Park, Medical Facility, Bike Path, Highway Access, House of Worship, Public School, University
School District
Northampton School District local
B
School Safety 2024-25
2.0% Average
1.4% Suspensions 1.7% In-School 0.6% Emergency
3.5% below state avg
E

Elementary Schools

10 schools
Clarke School
0.3 mi
Grades PK-12
Clarke School for the Deaf Northampton
0.3 mi
Grades PK-10
Campus School of Smith College
0.5 mi
Grades K-06
Lander Grinspoon Academy
0.5 mi
Grades K-06
New Directions School
1.2 mi
Grades 04-12
Cutchins Program
1.2 mi
Grades K-12
B
Jackson Street School
0.9 mi | #351 of 824 | Score: 49.1
Dropped 117 spots from last year
-9.1 below state avg
279 students Diverse
Grades K-05
C
Bridge Street School
1.0 mi | #622 of 824 | Score: 39.6
Improved 114 spots from last year
-18.6 below state avg
281 students Diverse
Rising School Diverse Student Body
Grades PK-05
Montessori School of Northampton
1.1 mi
Grades PK-05
C+
R.K. Finn Ryan Road Elementary School
2.5 mi | #574 of 824 | Score: 42.1
Dropped 74 spots from last year
-16.1 below state avg
231 students Moderate
Grades K-05
M

Middle Schools

1 school
B+
John F Kennedy Middle School
2.3 mi | #133 of 352 | Score: 46.1
Improved 59 spots from last year
-12.1 below state avg
577 students Moderate
Rising School
Grades 06-08
H

High Schools

3 schools
A-
Northampton High School
0.4 mi | #86 of 346 | Score: 61.4
Improved 199 spots from last year
+3.2 above state avg
875 students Moderate
19 sports • 1,196 athletes
Strong AP Program High Graduation Rate Rising School Strong Athletics
Grades 09-12
C-
Smith Vocational and Agricultural High School
0.9 mi | #282 of 346 | Score: 43.2
Dropped 86 spots from last year
-15 below state avg
587 students Moderate
15 sports • 542 athletes
Career Tech Programs College Ready Curriculum Strong Athletics
Grades 09-12
Community Enterprises, Inc.
1.2 mi
Grades 11-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,078
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

234 Elm St, Northampton MA 01060

Northampton, MA 01060

Listing Information

Listing Agent Joanie Schwartz
Listing Office Joanie Schwartz Real Estate
Office Phone 413-348-2348
Agent MLS ID BB904226
Office MLS ID AC1082
Listing Data Updated Aug 22, 2026 12:11 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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