LevelFirst
23 Gilman Terrace # 1, Somerville MA 02145
Somerville, MA 02145
$549,000
Est. $3,734/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
Open House Schedule
17
Oct
Saturday, October 17
1:30 PM - 2:30 PM EDT
18
Oct
Sunday, October 18
1:30 PM - 2:30 PM EDT
About this home
Lovely first floor two bedroom condominium unit in a cozy two family home. Located at the top of Gilman Terrace, an adorable cul-de-sac in the Winter Hill neighborhood of Somerville. It’s ideally located just steps from the Gilman Square Green Line T Station and popular Sarma Restaurant, as well as Somerville High School, the Public Library, and the Community Bike Path. Union Square is less than a mile away. The first floor unit sports an updated eat-in kitchen with oak cabinets, laminate countertops, wood flooring, a stainless steel range, and a built-in stainless steel microwave oven. The unit features a spacious living room providing plenty of room for entertaining and dining, two bedrooms, and a full tiled bathroom with a double sink vanity off the hallway. Street parking is quite easy being on a cul-de-sac, however, there is tandem parking (with the upstairs unit) available in the driveway. Lastly, there is plenty of storage in the basement as well as private laundry
View in the App
Save this property, schedule tours instantly, and get alerts when the price drops
Scan with phone
Public Records & Permits
Log in to view assessor & tax records, ownership history, and recent building permits for this property.
BMN Estimate
Get the number an algorithm can't give you
A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.
Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 14, 2026
$549,000
Original listing
Agent: The Shorey Realty Group
Office: Real Broker MA, LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/14/2026 | 🏠 Listed for Sale | $549,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,418 | $493,400 |
Financial Details
Annual Property Tax
$5,418
Tax Year 2026
HOA Fee
$306
Monthly
Assessed Value
$493,400
Facts & Features
Home Facts
Type
Residential
Style
Condominium
Year Built
1920
Living Area
955 sq ft
Stories
1
Bedrooms
2
Full Baths
1
Total Rooms
4
Interior
Heating
Forced Air, Natural Gas
Cooling
None
Flooring
Tile, Hardwood
Appliances
Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Y
Laundry
In Basement, In Building, Electric Dryer Hookup
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Porch, Patio
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Patio
Parking
Features
Off Street, Tandem
Total Spaces
1
Utilities
Electric
Circuit Breakers, 100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Electric Dryer
Financial
Annual Tax
$5,418
Assessed Value
$493,400
HOA & Community
HOA Fee
$306 Monthly
Fee Includes
Water, Sewer, Insurance, Maintenance Structure
Amenities
None
Optional Fee Includes
None
Owner-Occupied Units
1
Pets
Yes
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
["2/3 Family"]
Unit/Building
1
Sq Ft Source
Public Record
Documents
Master Deed, Unit Deed, Association Financial Statements (3)
County
Middlesex
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1920
Bedrooms
2
Full Bathrooms
1
Living Area
955 sq ft
Total Rooms
4
Stories
1
Entry Level
1
Floor Layout
Interactive room guide
Floor Layout
Finished Area
955 sq ft above grade
LevelFirst
LevelFirst
LevelFirst
LevelFirst
Display Options
Outdoor Areas
Patio & porchPorch, Patio
Room Markers
KKitchen (1)
BRBedroom (2)
BABathroom (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Hardwood
Appliances:
Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Insulated Windows
Basement:
Y
Laundry:
In Basement, In Building, Electric Dryer Hookup
Security:
Construction & Materials
Year Built:
1920
Effective Year (Renovated):
2001
Structure Type:
2/3 Family
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stories:
1
Utilities & Systems
Heating:
Forced Air, Natural Gas
Heating Zones:
1
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Patio
Patio & Porch:
Porch, Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
1
Parking Features:
Off Street, Tandem
Nearby Schools
School District
Somerville School District local
B-
School Safety
2024-25
2.5%
Average
1.4%
Suspensions
2.2%
In-School
1.1%
Emergency
3.0% below state avg
Elementary Schools
9 schools
C-
Winter Hill Community School
0.2 mi
|
#291 of 352
|
Score: 32.3
Dropped 19 spots from last year
-25.9 below state avg
361 students
Diverse
Diverse Student Body
Grades PK-08
C+
East Somerville Community School
0.3 mi
|
#244 of 352
|
Score: 36.9
Improved 7 spots from last year
-21.3 below state avg
743 students
Diverse
Grades PK-08
C+
Arthur D Healey School
0.7 mi
|
#237 of 352
|
Score: 37.4
Improved 26 spots from last year
-20.8 below state avg
461 students
Diverse
Rising School
Diverse Student Body
Grades PK-08
B+
Albert F. Argenziano School at Lincoln Park
0.7 mi
|
#137 of 352
|
Score: 45.4
Improved 37 spots from last year
-12.8 below state avg
548 students
Diverse
Rising School
Diverse Student Body
Grades PK-08
St. Theresa of the Child Jesus School
0.9 mi
Grades PK-08
A
John F Kennedy School
1.2 mi
|
#49 of 352
|
Score: 57.2
Improved 6 spots from last year
-1 below state avg
474 students
Diverse
Grades PK-08
Capuano Early Childhood Center
0.5 mi
240 students
Very Diverse
Diverse Student Body
Grades PK-01
A+
Benjamin G Brown School
1.3 mi
|
#82 of 825
|
Score: 60.2
Dropped 65 spots from last year
+2 above state avg
230 students
Diverse
Strong Attendance
Grades K-05
Tufts Educational Day Care Center
1.9 mi
Grades PK-K
Middle Schools
1 school
Next Wave Junior High School
0.2 mi
11 students
Diverse
Diverse Student Body
Grades 06-08
High Schools
2 schools
F
Full Circle High School
0.2 mi
|
#334 of 346
|
Score: 23.6
Improved 32 spots from last year
-34.6 below state avg
60 students
Diverse
Rising School
Career Tech Programs
College Ready Curriculum
Diverse Student Body
Grades 09-12
B+
Somerville High School
0.2 mi
|
#125 of 346
|
Score: 58.3
Improved 117 spots from last year
+0.1 above state avg
1,367 students
Diverse
17 sports
• 1,566 athletes
Strong AP Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$452
Homeowners Insurance
$200
HOA Fee
$306/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
Loading map...
Neighborhood
23 Gilman Terrace # 1, Somerville MA 02145
Somerville, MA 02145
Listing Information
Listing Agent
The Shorey Realty Group
Listing Office
Real Broker MA, LLC
Office Phone
855-450-0442
Agent MLS ID
TM331899
Office MLS ID
AN4866
Listing Data Updated
Oct 14, 2026 10:34 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
Contact Us
Ask about this property — free, no obligation.
Similar Homes for Sale
Comparable Properties
Customize Comparable Search
Finding comparable properties...
Loading market insights for Somerville.