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221-223 Pine St., Lowell MA 01851 - Preview 1 221-223 Pine St., Lowell MA 01851 - Preview 2 221-223 Pine St., Lowell MA 01851 - Preview 3 221-223 Pine St., Lowell MA 01851 - Preview 4 221-223 Pine St., Lowell MA 01851 - Preview 5 221-223 Pine St., Lowell MA 01851 - Preview 6 221-223 Pine St., Lowell MA 01851 - Preview 7 221-223 Pine St., Lowell MA 01851 - Preview 8 221-223 Pine St., Lowell MA 01851 - Preview 9 221-223 Pine St., Lowell MA 01851 - Preview 10 221-223 Pine St., Lowell MA 01851 - Preview 11 221-223 Pine St., Lowell MA 01851 - Preview 12 221-223 Pine St., Lowell MA 01851 - Preview 13 221-223 Pine St., Lowell MA 01851 - Preview 14 221-223 Pine St., Lowell MA 01851 - Preview 15 221-223 Pine St., Lowell MA 01851 - Preview 16 221-223 Pine St., Lowell MA 01851 - Preview 17 221-223 Pine St., Lowell MA 01851 - Preview 18 221-223 Pine St., Lowell MA 01851 - Preview 19 221-223 Pine St., Lowell MA 01851 - Preview 20 221-223 Pine St., Lowell MA 01851 - Preview 21 221-223 Pine St., Lowell MA 01851 - Preview 22 221-223 Pine St., Lowell MA 01851 - Preview 23 221-223 Pine St., Lowell MA 01851 - Preview 24 221-223 Pine St., Lowell MA 01851 - Preview 25 221-223 Pine St., Lowell MA 01851 - Preview 26 221-223 Pine St., Lowell MA 01851 - Preview 27 221-223 Pine St., Lowell MA 01851 - Preview 28 221-223 Pine St., Lowell MA 01851 - Preview 29 221-223 Pine St., Lowell MA 01851 - Preview 30 221-223 Pine St., Lowell MA 01851 - Preview 31 221-223 Pine St., Lowell MA 01851 - Preview 32 221-223 Pine St., Lowell MA 01851 - Preview 33 221-223 Pine St., Lowell MA 01851 - Preview 34 221-223 Pine St., Lowell MA 01851 - Preview 35 221-223 Pine St., Lowell MA 01851 - Preview 36 221-223 Pine St., Lowell MA 01851 - Preview 37 221-223 Pine St., Lowell MA 01851 - Preview 38

221-223 Pine St., Lowell MA 01851

Lowell, MA 01851 • Highlands
$924,900
Est. $5,607/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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6
Beds
4
Baths
3,678
Sq Ft
$251
Price/Sq Ft
0.15
Acres
1900
Year Built
6
Parking
4 Family
Type
New today
Time on Market
For Sale Listed Oct 17, 2026 • MLS# 73592118 Copied! • Updated Oct 17, 2026

Track this home for price, status, and open-house alerts.

About this home

The first 4-family residence available in the UPPER HIGHLANDS in years, this versatile property offers not only tremendous value for the savvy investor, but also a great opportunity for owner-occupied investment and/or multi-generational living. Architecturally striking with Victorian flair, this sprawling colonial features a wrap-around front porch, roof-top deck, dual driveways for 6 cars (plus more side-street parking), all sited on a pretty corner lot with lawn space and mature plantings. First floor comprises two spacious 1-BR units. The two upper 2-BR apartments are two-level, townhouse-style (a bonus large extra room with closet and windows on the main level in each unit could possibly be converted to a 3rd BR by simply installing doors - buyers and agents to do due diligence on feasibility/use). Beautiful hardwood floors in every unit (some wide pine too), plus lots of period details and decorative millwork throughout! Updates over the years include many newer appliances, cabinets and fixtures, modern replacement windows, low-maintenance vinyl siding, and new composite flooring on exterior porches, stairs and deck. Property is fully occupied with all tenants-at-will, all rents well below market (investors take note of the INCREDIBLE upside potential and returns!). A commuter’s dream, with quick access to Rts. 495/3 and the Commuter Rail! Don’t miss this one!!

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 17, 2026
$924,900
Original listing
Agent: George Politis Office: Churchill Properties

Tax History

Year Taxes Assessment
2026 $8,758 $771,600

Financial Details

Annual Property Tax
$8,758
Tax Year 2026
Assessed Value
$771,600

Facts & Features

Home Facts

Type Residential Income
Style 4 Family
Year Built 1900
Living Area 3,678 sq ft
Lot Size 0.15 acres
Stories 6
Bedrooms 6
Full Baths 4
Total Rooms 16

Investment Metrics

Units 4
Unit 1 Rent $1,000/mo · N
Unit 2 Rent $950/mo · N
Unit 3 Rent $1,100/mo · N
Unit 4 Rent $1,018/mo · N
Total Monthly Rent $4,068/mo
Gross Income $48,816
Net Operating Income $39,212
Operating Expenses $9,604
Water/Sewer Expense $2,893
Electric Expense $200
Insurance Expense $3,511
Cap Rate 4.24%
Heating Baseboard, Natural Gas, Forced Air
Cooling Window Unit(s)
Flooring Hardwood
Appliances Range, Dishwasher, Microwave, Refrigerator
Fireplace None
Basement Full, Interior Entry, Concrete, Unfinished
Laundry None
Features Ceiling Fan(s), Remodeled, Cathedral/vaulted Ceilings, Kitchen, Living Rm/dining Rm Combo, Office/den
Construction Frame
Architecture None
Roof Slate, Rubber
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck - Roof
Features Paved Drive, Off Street, Paved
Total Spaces 6
Electric Circuit Breakers, Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $8,758
Assessed Value $771,600
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Estate Sale- Owners Have Never Occupied & Have Only Briefly Managed Property, So Very Limited Knowledge Of History/systems- Buyers/agents To Do Own Due Diligence. Sold As-is. Floor-plan Dimensions/layouts Are Approximate. All Current Rents Well Below Market. Some Ext. Pics Are Celestially Enhanced.
Exclusions Tenants Personal Possessions; All Washers/Dryers And Window A/Cs Are Tenant-Owned
Possession None
Accepted Financing None
Structure Type []
House Color Lt Gray
Sq Ft Source Public Record
Documents None
County Middlesex

Property Overview

Property Type
4 Family
Listing Type
For Sale
Year Built
1900
Bedrooms
6
Full Bathrooms
4
Living Area
3,678 sq ft
Total Rooms
16
Stories
6
Levels
6

Floor Layout

Interior Features

Flooring: Hardwood
Appliances: Range, Dishwasher, Microwave, Refrigerator
Interior Features: Ceiling Fan(s), Remodeled, Cathedral/Vaulted Ceilings, Kitchen, Living RM/Dining RM Combo, Office/Den
Windows: Insulated Windows
Basement: Full, Interior Entry, Concrete, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Slate, Rubber
Foundation: Block, Stone
Stories: 6

Utilities & Systems

Heating: Baseboard, Natural Gas, Forced Air
Cooling: Window Unit(s)
Hot Water: Natural Gas, Tank
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch, Deck - Roof
Fencing:
Other Structures:
Lot Features: Corner Lot
Road Surface:

Parking & Garage

Total Parking Spaces: 6
Parking Features: Paved Drive, Off Street, Paved
School District
Lowell School District local
C-
⚠ School Safety 2024-25
3.0% Above Average
2.8% Suspensions 0.8% In-School 0.2% Emergency
↓ 2.5% below state avg
E

Elementary Schools

10 schools
Community Christian Academy
0.3 mi
Grades PK-12
Lowell Catholic School
0.5 mi
Grades PK-12
C
Bartlett Community Partnership School
1.0 mi | #270 of 352 | Score: 34.7
Improved 16 spots from last year
-23.5 below state avg
488 students Diverse
Diverse Student Body
Grades PK-08
B
Rogers STEM Academy
1.3 mi | #8 of 16 | Score: 34.3
Improved 265 spots from last year
-23.9 below state avg
895 students Diverse
Rising School Diverse Student Body
Grades K-08
St. Patrick School and Educational Center
1.3 mi
Grades PK-08
C+
Collegiate Charter School of Lowell
1.3 mi | #244 of 346 | Score: 47.6
Improved 21 spots from last year
-10.6 below state avg
1,205 students Very Diverse
Rising School College Ready Curriculum Diverse Student Body Strong Attendance
Grades K-12
Hellenic American Academy
1.3 mi
Grades PK-08
B
Lowell Community Charter Public School
1.3 mi | #154 of 352 | Score: 44.1
Improved 33 spots from last year
-14.2 below state avg
815 students Diverse
Rising School Diverse Student Body Strong Attendance
Grades PK-08
St. Jeanne D'Arc Elementary School
1.7 mi
Grades PK-08
Immaculate Conception School
1.9 mi
Grades PK-08
M

Middle Schools

7 schools
B+
James S Daley Middle School
0.6 mi | #128 of 352 | Score: 46.6
Improved 47 spots from last year
-11.6 below state avg
686 students Diverse
Rising School Diverse Student Body
Grades 05-08
Laura Lee Therapeutic Day School
0.7 mi
15 students Diverse
Grades 01-08
B-
Kathryn P. Stoklosa Middle School
0.9 mi | #199 of 352 | Score: 40.7
Improved 17 spots from last year
-17.5 below state avg
608 students Diverse
Diverse Student Body
Grades 05-08
C+
Dr. An Wang School
1.4 mi | #249 of 352 | Score: 36.2
Improved 44 spots from last year
-22 below state avg
669 students Very Diverse
Rising School Diverse Student Body
Grades 05-08
C
Benjamin F. Butler Middle School
1.6 mi | #260 of 352 | Score: 35.7
Dropped 4 spots from last year
-22.5 below state avg
488 students Diverse
Diverse Student Body
Grades 05-08
C-
Henry J Robinson Middle School
2.5 mi | #288 of 352 | Score: 32.7
Improved 31 spots from last year
-25.5 below state avg
580 students Diverse
Rising School Diverse Student Body
Grades 05-08
C
James Sullivan Middle School
2.8 mi | #267 of 352 | Score: 34.9
Improved 38 spots from last year
-23.3 below state avg
606 students Diverse
Rising School Diverse Student Body
Grades 05-08
H

High Schools

4 schools
F
The Career Academy
0.6 mi | #25 of 25 | Score: 18.1
Improved 363 spots from last year
-40.1 below state avg
108 students Diverse
Rising School Diverse Student Body
Grades 09-12
Old Colony Y Lowell Revocation Program
1.4 mi
Grades 09-12
F
Lowell Middlesex Academy Charter School
1.6 mi | #337 of 346 | Score: 22.3
Improved 9 spots from last year
-35.9 below state avg
124 students Diverse
College Ready Curriculum Diverse Student Body
Grades 09-12
D
Leblanc Therapeutic Day School
2.5 mi | #376 of 346 | Score: 32.8
Same rank as last year
31 students Diverse
Diverse Student Body
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $730
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Highlands

221-223 Pine St., Lowell MA 01851

Lowell, MA 01851

Listing Information

Listing Agent George Politis
Listing Office Churchill Properties
Office Phone 978-572-1966
Agent MLS ID G8000490
Office MLS ID AN6958
Listing Data Updated Oct 17, 2026 10:58 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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